credit card debt

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silversurfer
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Subject: credit card debt

Tue Dec 21, 2010 12:31 am

I have just received a copy of a lawsuit, filed by a CA attempting to collect on unpaid credit card account. Is it too late for me to ask for a debt validation letter.

Amie

Joined: 18 Dec 2010
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Posts: 7

143 Magic Points

Tue Dec 21, 2010 12:23 pm

Legally, it is too late for you to ask for validation. But I think you can still do it, since they have been sending all the intimations to your old address. I don't think they can take any action against you since a debtor has a right to validate the debt.
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Aaron

Joined: 08 Feb 2010
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Posts: 2675

48567 Magic Points

Fri Dec 24, 2010 1:05 pm

So, the 30 days period is over for you to respond. I'm not sure if it's an arbitration award against you. Still, if you feel like responding you may send a letter via certified mail. Also keep us informed!
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