You may either set up a self-repayment plan with your creditor, or may seek out a professional service which suits your budget. Yes, the help of an expert is absolutely necessary before you enroll for debt relief services. An expert counselor will be able to judge your current financial situation and propose the right plan for you. Remember, you'll again be expected to pay consistently towards your debts. _________________ Keep in touch
Consulting an expert advice for debt management will help you a lot. You will learn more!
Subject: End results?
Fri Sep 28, 2012 7:18 pm
Once you pay off your "Collections Debt" what happens with your credit report? How long will it take them to report the "paid n full"?
How many collections comes on your report for ONE collections? I seen two on mine (scratching head). Is there anyway to re-open the same account to start paying it to that particular comany instead of a collection agency?
Subject: Expert debt help
Wed Dec 26, 2012 5:05 pm
I would call 866-833-6398 they settle most debt for less than 25 cents on the dollar.
Wed Jan 09, 2013 8:32 am
What a pleasure to meet smeoone who thinks so clearly
Your personal details (name, email address and phone number) will be delivered to the company advertised on the Creditmagic after ve agreed to go for the counseling session by filling out the no-obligation form. However, it is your discretion to accept or reject their services.
Not all the creditors/debt collectors agree to trim down the outstanding balances, interests, and fees payable by the consumer.
Consumers working with the debt relief companies can still be sued by the creditors/collection agencies.
Debt relief services may have a diminishing effect on the creditworthiness of the consumer. The total outstanding balance may increase as the additional fees get accrued.
The overall amount saved by the consumer through the debt relief services is considered as taxable income by the IRS.