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About rachael
JOINED:  11 May 2009
TOTAL POSTS:  233
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Posts by rachael
Posting date Subject
Posted: Thu Jul 2 3:23:15 2009 Hi Rose, Was it a written agreement, or ..
Posted: Thu Jul 2 3:10:27 2009 Hi Nick, I agree with you that payday loans ..
Posted: Thu Jul 2 2:45:46 2009 Hi Linda, If you are transferring the balance ..
Posted: Thu Jul 2 2:06:04 2009 Hi Ned, As far as I know, an authorized user ..
Posted: Thu Jul 2 1:38:39 2009 Hi George, I don't think you should pay for ..
Posted: Thu Jul 2 1:23:13 2009 Hi taylor, I would suggest that you use your ..
Posted: Wed Jul 1 11:58:10 2009 Hi Ralph, There is no harm in asking your ..
Posted: Wed Jul 1 11:34:22 2009 Hi lopez, Garnishment laws vary from state to ..
Posted: Wed Jul 1 2:38:27 2009 Hi Ms. Barker, There is no harm in asking the ..
Posted: Wed Jul 1 2:29:54 2009 Hi betty, A judgment can stay on your report ..
Posted: Wed Jul 1 1:57:19 2009 Hi Christie, Did you get a written contract ..
Posted: Wed Jul 1 1:36:16 2009 Hi jnnd, A creditor cannot garnish your wages ..
Posted: Wed Jul 1 12:37:29 2009 Hi Allen, A repossession can remain on your ..
Posted: Wed Jul 1 12:20:25 2009 Hi Duncan, I agree with scott. But even if the ..
Posted: Tue Jun 30 2:02:55 2009 Hi SeanChuck, Did you send the letter via ..
Posted: Tue Jun 30 1:42:30 2009 Hi hjgr, In my opinion, you should avoid ..
Posted: Tue Jun 30 1:14:11 2009 Hi fred, I think you should pull out your ..
Posted: Tue Jun 30 12:14:43 2009 Hi kate, You can send a "Goodwill ..
Posted: Tue Jun 30 12:00:40 2009 Hi Iris, If the credit card issuer feels that ..
Posted: Mon Jun 29 11:44:23 2009 Hi brick, It is difficult to say by how many ..
Posted: Mon Jun 29 11:29:03 2009 Hi Bill, It is true that collection agencies ..
Posted: Mon Jun 29 4:11:27 2009 Hi ebne, You cannot stop a creditor from ..
Posted: Sun Jun 28 11:38:25 2009 Hi brent, Quitting the job can be a short term ..
Posted: Sun Jun 28 11:06:33 2009 Hi sunny, You cannot get rid of your debts by ..
Posted: Sun Jun 28 10:49:25 2009 Hi darweese, As far as I know, credit card ..
Posted: Sun Jun 28 10:05:26 2009 Hi Sha, According to the FDCPA, if a ..
Posted: Sun Jun 28 9:43:49 2009 Hi slim, You should check your credit report, ..
Posted: Sun Jun 28 9:23:24 2009 Hi domatthews, Can you tell me when you filed ..
Posted: Fri Jun 26 3:01:34 2009 Hi Philip, The SOL period of the debt begins ..
Posted: Fri Jun 26 2:34:49 2009 Hi Davis, It is obvious that you cannot retain ..
Posted: Fri Jun 26 2:18:13 2009 Hi Nick, I think the court summons were ..
Posted: Thu Jun 25 10:50:42 2009 Hi Mercedes, Did you receive any collection ..
Posted: Thu Jun 25 9:24:34 2009 Hi yiyangliu, Off course you can get a loan to ..
Posted: Thu Jun 25 9:11:36 2009 Hi sdrakopoulos, You can send BOA a written ..
Posted: Thu Jun 25 3:34:23 2009 Hi brown, Generally, the credit bureaus will ..
Posted: Thu Jun 25 3:05:25 2009 Hi cathy, Now that you have been served ..
Posted: Thu Jun 25 2:39:48 2009 Hi Zeta, I think consolidation of payday loans ..
Posted: Wed Jun 24 10:59:00 2009 Hi insifer, As far as I know, a "Notice ..
Posted: Wed Jun 24 10:22:20 2009 Hi aumasy, Welcome to the Forum I would ..
Posted: Wed Jun 24 9:52:59 2009 Hi Shine, Do you deposit the retirement pay in ..
Posted: Wed Jun 24 9:03:20 2009 Hi Bill, If your creditor files a lawsuit for ..
Posted: Wed Jun 24 4:10:25 2009 Hi lily, In response to the recent economic ..
Posted: Wed Jun 24 3:18:07 2009 Hi mabgh, I'll just try to explain this ..
Posted: Wed Jun 24 1:08:59 2009 Hi Anthony, This is a very good example of an ..
Posted: Tue Jun 23 9:18:46 2009 Hi erica, Your first step should be to ..
Posted: Tue Jun 23 1:52:54 2009 Hi bigtime, The Fair Credit Reporting Act ..
Posted: Mon Jun 22 11:20:55 2009 Hi Matty, When you voluntarily surrendered ..
Posted: Mon Jun 22 11:01:29 2009 Hi Jorden Andrew, The IVA has 5 benefits as ..
Posted: Mon Jun 22 9:19:49 2009 Hi Ishephard, You must request the court to ..
Posted: Mon Jun 22 8:47:42 2009 Hi jgevertz, Did you receive the ..
Posted: Mon Jun 22 5:05:56 2009 Hi Paul, Send a "Cease and Desist ..
Posted: Mon Jun 22 3:36:13 2009 Hi greatday, The SOL period of a debt ..
Posted: Mon Jun 22 1:46:27 2009 Hi Harry, I don't think you should pay for ..
Posted: Sun Jun 21 10:05:02 2009 Hi thinkingaboutit, Welcome to the forum ..
Posted: Sun Jun 21 9:27:39 2009 Hi kadaniels, To start building your credit ..
Posted: Fri Jun 19 10:36:06 2009 Hi dane, A "charge-off" does not ..
Posted: Fri Jun 19 10:04:27 2009 Hi BigLebowski, If you have any written proof ..
Posted: Fri Jun 19 9:34:38 2009 Hi sarhshack, You can always repair your ..
Posted: Fri Jun 19 5:14:49 2009 Hi sunil There are 2 types of credit accounts. ..
Posted: Fri Jun 19 4:51:30 2009 Hi myriadsphinx, The Payment Card Industry ..
Posted: Fri Jun 19 4:03:21 2009 Hi jonathan, Filing for bankruptcy under Ch 7, ..
Posted: Fri Jun 19 2:02:57 2009 Hi khik, As far as I know, the collection ..
Posted: Thu Jun 18 11:34:42 2009 Hi Andrew, Did you come to a pay for deletion ..
Posted: Thu Jun 18 10:39:40 2009 Hi ben, When you disputed the debt for the ..
Posted: Thu Jun 18 10:12:04 2009 Hi Andrew, The credit score is a number, the ..
Posted: Thu Jun 18 2:10:58 2009 Hi Pam, Instead of filing for bankruptcy, you ..
Posted: Wed Jun 17 11:41:57 2009 Hi Andrew, It is true that credit card ..
Posted: Wed Jun 17 1:03:11 2009 Hi bobbyrboyer, As far as I know, billing ..
Posted: Tue Jun 16 11:44:50 2009 Hi jeremy, The SOL period on debt in Ontario ..
Posted: Tue Jun 16 11:06:15 2009 Hi jeremy, As far as I know, a hard inquiry ..
Posted: Tue Jun 16 10:12:02 2009 Hi Andrew Welcome to the Forum To find ..
Posted: Tue Jun 16 9:39:16 2009 Hi deaver, I understand frequent and ..
Posted: Tue Jun 16 4:49:15 2009 Hi LT, I could not find any information about ..
Posted: Tue Jun 16 4:17:31 2009 Hi abessydrurb, Welcome to the Forum. You ..
Posted: Tue Jun 16 2:09:47 2009 Hi Sean, What I understand from your post is ..
Posted: Tue Jun 16 12:05:33 2009 Hi Hammer, According to the Fair Debt ..
Posted: Mon Jun 15 9:48:46 2009 Hi Upper Westsider, It is possible that ..
Posted: Mon Jun 15 9:17:42 2009 Hi froberts, Welcome to the Forum As far ..
Posted: Mon Jun 15 4:01:18 2009 Hi Sunil, If you have balance remaining and ..
Posted: Mon Jun 15 3:35:16 2009 Hi sunil, Credit bureaus give you a credit ..
Posted: Mon Jun 15 1:50:01 2009 Hi Treyzdazed, Can you tell me for what kind ..
Posted: Sun Jun 14 11:09:39 2009 Hi Guest, It is indeed a difficult situation. ..
Posted: Sun Jun 14 10:01:10 2009 Hi, Welcome to the Forum Just paying off ..
Posted: Sun Jun 14 9:25:19 2009 Hi LT, What I understand from your post is ..
Posted: Fri Jun 12 3:37:16 2009 Hi chris, I have already answered your query ..
Posted: Fri Jun 12 3:32:36 2009 Hi Guest, Fred mentions in his post that he ..
Posted: Fri Jun 12 12:12:40 2009 Hi Matthews, It is possible that the account ..
Posted: Thu Jun 11 11:15:03 2009 Hi Paul, A 0% interest card can be useful ..
Posted: Thu Jun 11 10:29:45 2009 Hi Kerri, Are your wages being garnished for ..
Posted: Thu Jun 11 9:54:48 2009 Hi chris, Generally people file for bankruptcy ..
Posted: Thu Jun 11 9:02:02 2009 Hi Lauriemchin, There are certain laws ..
Posted: Thu Jun 11 4:44:03 2009 Hi LT, As far as I know, there are no laws ..
Posted: Thu Jun 11 3:20:30 2009 Hi tom, I agree with you. Whether you will ..
Posted: Thu Jun 11 1:57:03 2009 Hi Cacy, I think your creditor is not ready to ..
Posted: Wed Jun 10 10:54:54 2009 Hi garcia, It does not matter whether your ..
Posted: Wed Jun 10 10:13:40 2009 Hi tigr, Do you have any proof that you have ..
Posted: Tue Jun 9 11:56:32 2009 Hi Kevin, A "security freeze" is ..
Posted: Tue Jun 9 8:39:33 2009 Hi boobooski, Are you talking about a single ..
Posted: Tue Jun 9 8:25:28 2009 Hi adrock, It is possible that the collection ..
Posted: Tue Jun 9 2:44:19 2009 Hi Jorden, A "Debt Management Plan" ..
Posted: Tue Jun 9 1:49:31 2009 Hi Raby, Welcome to the Forum. A credit ..
Posted: Mon Jun 8 10:50:51 2009 Hi donna bryan, I agree with LT. You should ..
Posted: Mon Jun 8 10:16:06 2009 Hi ebony, A "cash advance" is an ..
Posted: Mon Jun 8 5:54:03 2009 Hi rebago, It is not possible to stop the ..
Posted: Mon Jun 8 5:17:03 2009 Hi caroline, Your credit score is calculated ..
Posted: Mon Jun 8 3:46:13 2009 Hi akira, I think you should accept the ..
Posted: Mon Jun 8 2:25:10 2009 Hi LT, The amount of debt you owe contributes ..
Posted: Mon Jun 8 1:48:13 2009 Hi headpains, To garnish your wages for child ..
Posted: Mon Jun 8 12:51:59 2009 Hi clevecotton, I think you should check the ..
Posted: Sun Jun 7 9:46:00 2009 Hi sarahwelford, Creditors use the following ..
Posted: Sun Jun 7 8:40:33 2009 Hi rebago, Did you send your Dispute Letter ..
Posted: Sat Jun 6 2:15:53 2009 Hi bke, I think debt consolidation would be a ..
Posted: Fri Jun 5 10:52:46 2009 Hi wayne, As far as I know, Peebles is a ..
Posted: Fri Jun 5 9:10:10 2009 Hi Sven, If a collection agency does not ..
Posted: Fri Jun 5 3:54:13 2009 Hi abelina, I agree with you that filing for ..
Posted: Fri Jun 5 3:00:59 2009 Hi Mankjn, Not all credit card(CC) companies ..
Posted: Fri Jun 5 1:50:59 2009 Hi Debt Consolidation, Here are the few ..
Posted: Fri Jun 5 1:27:08 2009 Hi Friends, Recently we hear of sudden rise in ..
Posted: Fri Jun 5 12:28:57 2009 Hi Carole Kennedy, Did you file for exemption ..
Posted: Thu Jun 4 11:45:38 2009 Hi Nam, I managed to find the addresses of few ..
Posted: Thu Jun 4 10:12:30 2009 Hi javagirl, Your aunt is really going through ..
Posted: Thu Jun 4 9:33:18 2009 Hi judycaesar, If you want to delete negative ..
Posted: Thu Jun 4 8:46:29 2009 Hi jgevertz, If you have few 30-60 day late ..
Posted: Thu Jun 4 4:19:51 2009 Hi Angel, "Permissible Purpose" are ..
Posted: Thu Jun 4 2:22:03 2009 Hi kim, You can file a case of identity theft. ..
Posted: Thu Jun 4 12:27:23 2009 Hi abbey, I feel you should pay the debts in ..
Posted: Wed Jun 3 11:09:09 2009 Hi Rockwood, As far as I know, you cannot stop ..
Posted: Wed Jun 3 10:14:07 2009 Hi deezrog, In Missouri the creditors have the ..
Posted: Wed Jun 3 3:42:50 2009 Hi roberto, It is always best to not leave any ..
Posted: Wed Jun 3 3:13:40 2009 Hi Russ, Yes, your Social Security Disability ..
Posted: Wed Jun 3 1:49:23 2009 Hi justin.oscar, A charge-off does not mean ..
Posted: Wed Jun 3 1:19:08 2009 Hi rodknocker, A debt account is listed on ..
Posted: Tue Jun 2 11:52:27 2009 Hi Barb, According to the Consumer Credit ..
Posted: Tue Jun 2 10:50:56 2009 Hi Guest, I think the insurance company should ..
Posted: Tue Jun 2 9:47:48 2009 Hi john, There are many credit repair ..
Posted: Tue Jun 2 9:09:21 2009 Hi Guest, I would suggest that you dispute the ..
Posted: Tue Jun 2 8:52:07 2009 Hi roberto, Welcome to the Forum. I would ..
Posted: Mon Jun 1 3:24:03 2009 Hi Guest, I have not heard of any FTC laws ..
Posted: Mon Jun 1 2:16:38 2009 Hi Christina, Your credit card(CC) company ..
Posted: Mon Jun 1 12:25:32 2009 Hi cgs, Since you have not used the account, ..
Posted: Mon Jun 1 12:11:41 2009 Hi LT, A hard inquiry can lower your credit ..
Posted: Sun May 31 9:13:57 2009 Hi antics, I think the collection agency has ..
Posted: Sun May 31 9:01:11 2009 Hi 6sigma, A Pay for Deletion Letter is a ..
Posted: Sun May 31 8:44:08 2009 Hi wptwetty, The credit score calculated by ..
Posted: Fri May 29 3:42:58 2009 Hi goodnatured, I agree that payday loans are ..
Posted: Fri May 29 2:33:13 2009 Hi joseflores, I am not quite sure whether SST ..
Posted: Fri May 29 1:42:42 2009 Hi Paul, Since you do not acknowledge the debt ..
Posted: Fri May 29 1:22:29 2009 Hi john, Unfortunately, bankruptcy cannot be ..
Posted: Thu May 28 11:07:18 2009 Hi mommy, The second mortgage company can ..
Posted: Thu May 28 10:34:00 2009 Hi Frederick, In recent times the percentage ..
Posted: Thu May 28 9:35:17 2009 Hi Ann, It could be a case of identity theft. ..
Posted: Thu May 28 3:29:45 2009 Hi Scott, I feel that if you receive any call ..
Posted: Thu May 28 1:27:02 2009 Hi Abbey, If the closed accounts are ..
Posted: Wed May 27 11:04:16 2009 Hi gilbert, It is difficult to qualify for ..
Posted: Wed May 27 9:21:36 2009 Hi Govthomebuyers, Here are 5 signs to know ..
Posted: Wed May 27 8:52:49 2009 Hi c, Judgment on your credit report means ..
Posted: Wed May 27 5:13:44 2009 Hi bbtb, You should contact CMRE Financial ..
Posted: Wed May 27 2:36:58 2009 Hi Jason, When you send a debt validation ..
Posted: Wed May 27 12:20:23 2009 Hi Bryan, Recently because of the economic ..
Posted: Tue May 26 10:41:24 2009 Hi shanowa , You can call the number Bruxanne ..
Posted: Tue May 26 10:22:14 2009 Hi Charles Black, Though I have never dealt ..
Posted: Tue May 26 9:46:58 2009 Hi kesheitnern, You can search for funny ..
Posted: Tue May 26 2:10:13 2009 Hi Larry, Do you have any proof that the debts ..
Posted: Tue May 26 12:20:47 2009 Hi mgreer, A creditor has to get a court ..
Posted: Mon May 25 1:05:14 2009 Hi DEVID, The "Credit Reform Bill" ..
Posted: Sun May 24 11:30:40 2009 Hi Ross, Welcome to the Forum. Here are a ..
Posted: Sun May 24 10:14:17 2009 Hi Dacey, It is always best to fix your ..
Posted: Sun May 24 9:23:51 2009 Hi Snooky, Have you checked your credit report ..
Posted: Fri May 22 11:58:20 2009 Hi rabbit, As far as I know, you will have to ..
Posted: Fri May 22 11:35:36 2009 Hi jsdeloera, It is always possible to get a ..
Posted: Fri May 22 11:10:43 2009 Hi shawntmac, I think you should file a ..
Posted: Fri May 22 10:43:07 2009 Hi Cobra, This means that the account has ..
Posted: Fri May 22 9:35:57 2009 Hi cmloomis, I understand you are going ..
Posted: Fri May 22 9:14:27 2009 Hi DebR, It is really good to hear that you ..
Posted: Fri May 22 8:43:21 2009 Hi Cuauhtemoctzin Is the collection agency ..
Posted: Fri May 22 3:34:34 2009 Hi Pamela, Your credit score has gone down ..
Posted: Thu May 21 8:27:42 2009 Hi slsmom, You should send a proper debt ..
Posted: Thu May 21 4:03:59 2009 Hi Guest, The collection agency (CA) should ..
Posted: Thu May 21 3:15:32 2009 Hi Rick, You have been lucky that the negative ..
Posted: Thu May 21 3:06:11 2009 Hi cdloanmod, It is always better to repair ..
Posted: Thu May 21 1:32:35 2009 Hi Sven, Following are the 3 documents that ..
Posted: Wed May 20 10:22:44 2009 Hi Irma, As far as I know, credit ..
Posted: Wed May 20 8:43:30 2009 Hi Insane, "Charge-off" generally ..
Posted: Wed May 20 3:40:32 2009 Hi Fay, As far as I know, you should be sent a ..
Posted: Wed May 20 12:17:08 2009 Hi Guest, Judgment on the credit report stays ..
Posted: Tue May 19 11:22:58 2009 Hi upraiser, What I suggest is, you send a ..
Posted: Tue May 19 10:41:49 2009 Hi ken d, Your Social Security Disability ..
Posted: Tue May 19 9:24:16 2009 Hi fujiapple, Did you check your credit report ..
Posted: Tue May 19 8:45:59 2009 Hi tnnt, I understand that you have been ..
Posted: Tue May 19 1:24:26 2009 Hi Sonya Roberts, You should send a Dispute ..
Posted: Tue May 19 12:22:05 2009 Hi ivan, Following are the mailing addresses ..
Posted: Tue May 19 12:10:27 2009 Hi Angie, A charge-off means that your ..
Posted: Mon May 18 11:39:27 2009 Hi Cathy, It is always better to repair your ..
Posted: Mon May 18 10:47:28 2009 Hi Stephan, The first thing you should do is ..
Posted: Mon May 18 9:23:44 2009 Hi steph, It is legal for credit card (CC) ..
Posted: Mon May 18 1:42:35 2009 Hi hmtcrxsir, If you had not paid the debt ..
Posted: Mon May 18 1:24:36 2009 Hi kcoologah, If you have bought the ..
Posted: Sun May 17 11:59:23 2009 Hi laxride, Send a Cease and Desist letter to ..
Posted: Sun May 17 11:27:21 2009 Hi Visa vs Mastercard, The credit card in its ..
Posted: Sun May 17 11:13:33 2009 Hi cbass, I agree with you. Debt ..
Posted: Sun May 17 10:36:53 2009 Hi hmtcrxsir, What I understand from your post ..
Posted: Sun May 17 9:14:28 2009 Hi Guest, As you say that you have ..
Posted: Fri May 15 10:47:25 2009 Hi woobabe, Send a debt validation (DV) letter ..
Posted: Fri May 15 10:23:26 2009 Hi Really dumb, To add to whatever Justin has ..
Posted: Fri May 15 9:15:26 2009 Hi Debr, It does take a bit of time to correct ..
Posted: Fri May 15 8:31:54 2009 Hi elierfigueroa, Before working out any ..
Posted: Fri May 15 1:29:59 2009 Hi internet, I agree with you. Credit card ..
Posted: Thu May 14 11:45:58 2009 Hi MMM, Did you ask for a debt validation ..
Posted: Thu May 14 10:55:11 2009 Hi browneyes, Here are the contact details of ..
Posted: Thu May 14 10:00:40 2009 Hi danni b, Re-aging is getting your past debt ..
Posted: Thu May 14 9:30:40 2009 Hi Bill, File a response to the court summons ..
Posted: Thu May 14 8:58:26 2009 Hi LT, Under the Fair Debt Collection Practice ..
Posted: Thu May 14 8:35:44 2009 Hi TBova, Your debt account has already been ..
Posted: Thu May 14 1:48:12 2009 Hi mrs. Shearer, What I understand from your ..
Posted: Thu May 14 12:17:04 2009 Hi big dog, Your query has already been ..
Posted: Thu May 14 12:01:27 2009 Hi tpratt , You should sent a debt validation ..
Posted: Wed May 13 11:28:20 2009 Hi bigdog, I agree with oscar. You are by no ..
Posted: Wed May 13 10:16:44 2009 Hi LT, There have been instances where Arrow ..
Posted: Wed May 13 10:02:39 2009 Hi mannytorres, If you feel that the negative ..
Posted: Wed May 13 9:42:46 2009 Hi DebR, Now that you have tried to contact ..
Posted: Wed May 13 9:21:36 2009 Hi laxride, To be on safer side you can also ..
Posted: Tue May 12 4:51:26 2009 Hi Aneekalam, The money is paid by the buyer ..
Posted: Tue May 12 4:06:12 2009 As far as I know under the Fair Credit Reporting ..
Posted: Tue May 12 2:51:00 2009 Hi tryingtostayafloat , It is good to know ..
Posted: Tue May 12 2:17:09 2009 Hi Aneekalam, A letter of credit (LC) is a ..
Posted: Tue May 12 1:27:18 2009 Hi hellcat, There are certain limits to ..
Posted: Mon May 11 11:04:49 2009 Hi Aneekalam, In my opinion, if you are using ..
Posted: Mon May 11 10:24:40 2009 Hi Aneekalam, The key to controlling ..
Posted: Mon May 11 9:54:46 2009 Hi Tammy, First of all, have you verified ..
Posted: Mon May 11 3:11:41 2009 Hi trishaziff , A credit score ranging from ..
Posted: Mon May 11 2:40:36 2009 Hi Billy Jackson Shaw,Sr. In addition to ..
Posted: Mon May 11 1:50:35 2009 Hi Hawk, Yes, that would not be a bad idea in ..
Posted: Mon May 11 1:29:48 2009 Hi Guest, Here are a few tips to raise your ..



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