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Need help....Westbury Ventures

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gottahavefaith



Joined: 19 Mar 2007
gottahavefaith's page
Posts: 1



186 Magic Points
Subject: Need help....Westbury Ventures
 
 Posted on Mon Mar 19, 2007 11:23 pm  
Westbury Ventures....Need help


I got a payday loan from them back in late summer/early fall of 2005. I got in over my head with several payday loan companies. My checking account was closed due to overdrafts. I was out of work for over half of 2006. Starting back in late fall of 2006 I started getting emails from a lady at Westbury Ventures. Now I'm getting on average 2-3 a day. They range from threats to "special offers". I emailed her and told her that I could pay 25-50 a month because I didn't get paid all that much at work. She refused saying I had to pay at least 100 if not more blah blah blah. Now I'm still getting these emails. What should I do?

Any and all help will be greatly appreciated.
 
laura
Guest
 
 Posted on Thu Mar 22, 2007 2:05 am  
They cannot threaten you like that you should file a complaint against them.
 
gmibe
Guest
 
 Posted on Sat Mar 24, 2007 1:31 am  
Quote:
I started getting emails from a lady at Westbury Ventures. Now I'm getting on average 2-3 a day. They range from threats to "special offers".

You need to contact your Attorney Generals office consumer division and place a detailed complaint against them.
 
ParkAvenue
Moderator


Joined: 26 Mar 2007
ParkAvenue's page
Posts: 47
Location: Florida


3900 Magic Points
Subject: C&D the Lady
 
 Posted on Thu Mar 29, 2007 1:21 am  
Send the lady a C&D via email and/or snail mail.
Make a paper trail...

I would rather she bring some legal action,
if she can, than to harass me each and every
day and throughout the day.

Besides you should have enough violations
that should more than cover the alleged
delinquent debt.

I find that it is much easier to find attorneys,
when the CAs are harassing consumers.

What State are you in?
 
filagree
Guest
Subject: be really careful about these guys (westbury ventures/LTS)
 
 Posted on Thu Mar 29, 2007 7:19 pm  
They have gone as far as taking unauthorized ACH withdrawals from checking and savings accounts. They will also NOT respond to emails or phone calls AND they will continue to send threatening emails. I am ready to take legal action against these people. I have already contacted my bank and had to reverse charges they illegally withdrew from my account. Luckily my bank worked with me. I have heard that not all banks are willing to work with their customers. I have saved every email from both of the representatives that have contacted me from their company. I'm just warning anyone out there to be careful of these vultures. They are unscrupulous.
 
ParkAvenue
Moderator


Joined: 26 Mar 2007
ParkAvenue's page
Posts: 47
Location: Florida


3900 Magic Points
 
 Posted on Sat Mar 31, 2007 7:50 pm  
Quote:
I am ready to take legal action against these
people. I have already contacted my bank and had
to reverse charges they illegally withdrew from my
account. Luckily my bank worked with me. I have
heard that not all banks are willing to work with their
customers. I have saved every email from both of
the representatives that have contacted me from
their company. I'm just warning anyone out there
to be careful of these vultures. They are unscrupulous.

Yes, you are very fortunate that your Bank was more
than willing to work with you. It sounds as if you
have more than sufficient evidence to bring legal
action against them. It should be easy to find a
credit attorney or civil action attorney.

Don't forget about filing a complaint with the FTC,
your State Attorney General and their State Attorney
General. I'm pretty sure that you are not their first victim.

Thanks so much for the warning !!!

~~~~~~ ~~~~~~ ~~~~~~ ~~~~~~
To our Members and Guests, I repeat, NEVER disclose
your personal banking information to Collection Agencies
or Junk Debt Buyers. If you wish to settle an alleged debt
with them, put everything in writing. Make all payments
by USPS Money Orders, OR open a separate bank
account (in another state) just for monthly payments
to them. Do NOT use your current checking
account or a bank in your home town. Good Luck.
 
The Coin Box
Guest
Subject: Westbury Ventures
 
 Posted on Tue Apr 03, 2007 7:03 pm  
I too am having difficulty with this company. But my liason is Andrea Collins in collections. She has prevented the ACH from occuring which would have thrown my checking account into overdraft. I've asked for a statement and was refused. Supposedly, the contract contains all the information I need. I had my payoff amount down to $100 but when I spoke to today, she said it was 'far from $100'. And I would know this? If I was a deceitful individual and boy am I tempted, I'd close my checking account and simply avoid their emails and such.
 
Etta
Guest
Subject: Westbury Ventures
 
 Posted on Sun Jul 08, 2007 7:02 am  
I am currently sueing this company. I have not ever had a loan with them, yet I have received over 70 threatening emails at work. Numerous threatening phone calls to myself and my co-workers, and unauthorized bank debits. Contact Dean Malone attorney and sue them. They are breaking the law.
 
Laura

Laura

Joined: 21 Jun 2007
Laura's page
Posts: 1408



34397 Magic Points
 
 Posted on Mon Jul 09, 2007 3:51 am  
Hi

Its not only Westbury ventures, there are others as well. Xpress Cash, LoanShop, DMSMKTG, LTS Management...all are the same. If anyone has taken loan from any of these please go ahead and check whether they are legal. They have been harassing their customers regularly. Beware and stay on your alert.

These companies keep sending threatening mails, so always keep track of these communications as well. Try to keep communication to writing. This helps you keep proof of every action taken. If you are already facing trouble file a detailed complaint with the consumer cell at the AG office.

Good Luck.
_________________
Regards,
Laura.
 
Mike M
Guest
Subject: Westbury Ventures/LTS Management Harassment
 
 Posted on Mon Aug 20, 2007 9:53 am  
Same experience here. I defaulted on a couple of payday loans & LTS Management is now threatening to use a service called Check Recovery to try to find a bank account in my name (not the checking acct that I used for the original loans) that they can withdraw all the funds at once. I sent an email response offering to repay $75 every two weeks & it has gone unreplied to.

These people are nasty. I mean, they are telling me they are going to use my social security # to search for any bank accts in my name to withdraw all the entire balance due at once. Does anyone know if they can do this?
 
Morningstar

Morningstar

Joined: 17 Apr 2007
Morningstar's page
Posts: 608



15 Magic Points
 
 Posted on Mon Aug 20, 2007 10:36 am  
I believe you can revoke their right to hit your bank accounts. Put that in a letter and mail it return reciept. Visit the debt forums (link at very top of page) for more advice dealing with PDLs.
_________________
I don't dream since I quit sleeping
 
Blueyz1971
Guest
Subject: Westbury Ventures
 
 Posted on Mon Sep 17, 2007 9:44 pm  
I am having the same problem. They just did an ACH debit from my bank accout that was not authorized. I believe that it was a payday loan from several years ago from an older bank account. I filed bankruptcy, because i was having trouble with the payment to the court bankruptcy the case was dismissed. I don't know what to do. Can they just come in and take money from my new bank account like that
 
Laura

Laura

Joined: 21 Jun 2007
Laura's page
Posts: 1408



34397 Magic Points
 
 Posted on Tue Sep 18, 2007 6:14 am  
If you have provided them with the account number and given pre-authorization then ofcourse they can debit your account.

If you think its fraudulent then talk to your bank and do a reverse pay.
_________________
Regards,
Laura.
 
Nicole Owens
Guest
Subject: Unauthorized Debit
 
 Posted on Wed Oct 10, 2007 9:26 pm  
They just took 260.00 from my account. I have never even heard of this compnay. I have had a payday loan before, but not from this company. If they keep changing their name then something shady must be going on.
 
Laura

Laura

Joined: 21 Jun 2007
Laura's page
Posts: 1408



34397 Magic Points
 
 Posted on Thu Oct 11, 2007 5:03 am  
Its not only Westbury ventures, there are others as well. Xpress Cash, LoanShop, DMSMKTG, LTS Management is what I can remember for now. Westbury looks after these payday lending as well. Had been a customer to any of these or some other?
_________________
Regards,
Laura.
 
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