Collection Company contact info... (My holiday gift to YOU!)

Submitted by Doc on Fri, 12/19/2008 - 18:28

So many people ask for contact info for collection agencies, I thought I'd make a (partial) list of companies for which I have information available... The information is FREE, you simply need to visit my website, and email me directly through it... Just follow the link to my site, and email me, through the "ABOUT US" page...

Be sure to mention Credit Magic, so I'll know where you came from...

And here's the list..... If you don't see what you're looking for, no problem... There isn't one I don't have, or can't find...

1st Nationwide Collection Agency
A R Audit Svcs
A&S Collection Associates, Inc
AAA Credit Services
Aargon Agency, Inc.
Absolute Collection Service, Inc
ACA International
Academy Collection Svc.
Accelerated Receivables Management (ARM), Ltd.
ACCI American Collections & Credit, Inc
Acclaim Financial Services
Account Recovery Services
Account Recovery Specia*lists (DE)
Account Recovery Special*ists (KS)
Account Services
Account Solutions Group
Accurate Billing Service
ACS State & Local Solutions, Inc
Active Credit Services
Advantage Recovery System
Affiliated Credit Services
Affiliated Group
Agency Of Credit Control Inc
AIS Svcs.
Alexander-Rose Associates
All State Credit Bureau, Inc.
Allgate Financial
Alliance One, Inc.
Allied Collection Service, Inc. (ACS)
Allied International Credit Corp
Allied Interstate, Inc.
Alpat Company, Inc.
AMCOL Systems, Inc
America's Recovery Network, Inc.
American Agencies
American Capital Enterprises
American Collection Corporation
American Debt Collection Company, LLC
American Express
Americollect, Inc.
Amron Professional Services
Amsher Collection Svcs.
Anchor Receivables Mgmt.
Apollo Credit Agency
Arc Services
Argent HFS
ARGYLE Solutions, Inc
Arrow Financial Services, LLC
Arrowhead Collections, Inc.
Asset Acceptance Corp.
Associated Credit & Collections Bureau, Inc.
Baker, Miller, Markoff and Krasny, LLC
Bay Area Credit Svc.
BC Services, Inc.
BCA Financial Services. Inc
Blakely-Witt & Associates
Blalack & Williams, P.C.
Bonneville Billing And Collections
Bronson & Migliaccio, LLP
Budget Control Services, Inc.
Bureau of Collection Recovery
Bureau of Medical Economics
Burns & Carlisle
Business & Professional Service
BYL Companies
C.E. Wadsack
CAC Financial Corp
California Business Bureau
California Service Bureau
Capital Management Services, LP
Capstone Credit Services Inc
Carlton Company
Carnohan Law Offices, PLLC
Cash Flow Consultants, Inc. (CFC)
Cavalry Portfolio Services, LLC
CBA - Collection Bureau of America
CBB-California Business Bureau
CBCS, Inc.
CBE Group, Inc. - Credit Bureau Enterprises
CBHV-Collection Bureau of Hudson Valley
CBSI Collections
CCB Credit Services, Inc.
CCP & MCB Collection Services
Centennial Credit Corporation
Central Financial Control
Central States Recovery, Inc.
Certegy Payment Recovery Services, Inc. (CPRS)
Certified Collectors, Inc.
Certified Recovery Systems, Inc. (CRSI)
Chase Receivables
Check Recovery Systems
ClearCheck Payment Solutions, LLC
CMC - Credit Management Collections
CMI Group, The
CMRE Financial Services
Coface Collections North America
Collect America (CACH)
Collectech Diversified (CDI)
Collection Co. of America (CCA)
Collection Consultant Association
Collection Express, Inc.
Collection Service Bureau (CSB)
Collections Inc.
Collections Unlimited
Columbia Recovery Group, LLC
Commercial Recovery Systems, Inc.
Commonwealth Financial Systems (NCC)
Comprehensive Collection Services
Computer Collection Service Corporation
Computer Credit, Inc.
Conrad Credit Corporation
Consolidated Recovery Group
Continental Collection Agency
Continental Recovery Services
Cornerstone Credit Corporation
Corporate Collection Services, Inc.
Credigy Receivables, Inc.
Credit Bureau Associates
Credit Bureau Central, Inc.
Credit Bureau Data, Inc.
Credit Bureau of Fairbault, Inc.
Credit Bureau of Greater Shreveport
Credit Bureau of North America
Credit Bureau Of The South
Credit Bureau Services -CBS
Credit Bureau Systems, Inc.
Credit Collection Services (CCS)
Credit Collection Services Group, Inc. (CCSG)
Credit Control Corporation (CCC)
Credit Management Control, Inc.
Credit Management Services
Credit One, LLC
Credit Protection Association (CPA)
Credit Service Company, Inc.
Credit Service Company
Credit Solutions Corporation
Credit Systems International, Inc.
Credit Systems of Oregon (CSOR)
Creditor's Financial Group (CFG)
Creditors Collection Bureau, Inc
Creditors Discount & Audit Co.
Creditors Service Bureau
Crescent Recovery
CSC Professional Services
CybrCollect, Inc.
Daniels & Norelli, P.C.
Data Check, LLC
DataSearch, Inc.
David Taylor & Associates, LLC
DCI Credit Services, Inc
Debt Credit Services & Associates (DCS)
Debt Rec Sol
Delta Collection Services
Dependon Collection Service, Inc.
DIF Services
Direct Debt Collection
Diversified Adjustment Service
Diversified Credit Systems
Diversified International Services
Diversified Receivables Management, Inc.
Doctors Credit Service
Doctors Reporting Service of Texas, Inc. (DRS)
Douglas Burgess Law Offices
Dunstone Financial, LLC
Duvera Billing Service, LLC
Dyck O'Neal, Inc
Dynamic Recovery Services, Inc.
E Partner Net
Edward Sloan & Associates (ESA)
Elite Recovery Services, Inc.
EMCC, Inc.
Empire Solutions, Inc.
Encore Receivables Management
Equinox Financial Management Solutions, Inc. (EFMSI)
ER Solutions, Inc.
Ernst Artmann and Associates
Express Recovery Services, Inc.
Fair Collections and Outsourcing, Inc. (FCO)
FBCS, Inc. (Federal Bond Collection Services)
Federal Pacific Credit Company, LLC
Federated Companies, Inc.
Fidelity Credit Management
Fidelity Financial Services, Inc.
Fidelity Information Corporation
Financial Asset Management Systems, Inc. (FAMS)
Financial Control Services
Financial Corporation of America
Financial Credit Network, Inc.
Financial Management & Associates, Inc.
Financial Management Services (FMS)
Financial Recovery Services, Inc.
First American Investments
First Collection Services
First Federal Credit Control Companies (FFCC)
First Financial Asset Management, Inc.
First Premier Bank
First Resolution Management Corporation
First Revenue Assurance
Flatiron Financial
FMA Alliance, Ltd.
Forster & Garbus Law Office
Franklin Collection Service, Inc.
Franklin Credit Management Corporation
Friedman And Wexler, LLC
Frost-Arnett Company
GC Services
General Revenue Corporation
Genesis Financial Solutions
Giove Law Office
Global Acceptance Credit Company
Global Payments Check Recovery Services, Inc.
Graline Financial Services
Gulf Coast Collections GP, LLC
Hamilton Accounts Services
Harris & Dial, P.C.
Harvard Collection Services, Inc.
Hilco Receivables
Hollis Cobb Associates, Inc.
Holloway Credit Solutions
Hosto, Buchan, Prater & Lawrence, PLLC
Hudson & Keyse
Hunt & Henriques, Attorneys at Law
Hunter Warfield
I.C. System, Inc.
Illinois Collection Service, Inc
International Collection Corporation
Interstate Collection Bureau, Inc.
Investigation & Recovery Associates, LLC
Investment Retrievers, Inc.
Island National Group, LLC
J Graham & Associates (JTL, Inc.)
J. R. Brothers Financial, Inc.
J.J. Mac Intyre Co., Inc.
James B. Nutter & Company
Jefferson Capital Systems, LLC
Jon Barry & Associates (JBA)
JSZ Financial Co., Inc.
KCA Financial Services, Inc.
Kenneth, Eisen & Associates
Knight Adjustment Bureau
La Chapelle Credit Service, Inc.
Lathrop & Gage DC, PLLC
Law Office of James A. West, P.C
Law Offices of Larry Roach
Law Offices of Mitchell N. Kay
Leland Scott & Associates
LHR, Inc.
Liberty Point Corp.
Louisiana Recovery Services, Inc
LTD Financial Services, L.P
LVNV Funding, LLC
M.A.R.S, Inc. (Metropolitan Accounts Receivable Specia*lists)
Maddocks Collection Service (MCS)
MAF Collection Services
Management Koncepts, Inc.
Marauder Corporation (Bill Collector in a Box)
Matrix Acceptance
Meade and Associates (M & A)
Medi-Comm Services, Inc.
Medical Business Bureau
Medical Data Systems, Inc.
Medical Financial Services, Inc.
Medvetta Financial Inc
Mercantile Adjustment Bureau, LLC
Merchants & Medical Credit Corp
Merchants & Professional
Merchants Adjustment Service
Merchants Recovery Solutions
Merchants' Credit Guide Co.
Metropolitan Adjustment Bureau
Mid America Accounts Control Bureau, Inc.
Mid Continent Credit Services, Inc.
Mid Michigan Collection Bureau
Mid-South Credit Bureaus, Inc.
Midland Credit Management, Inc.
Midstate Collection Solutions, Inc
Money Control
Money Recovery Service, Inc.
MRS Associates, Inc.
Municipal Services Bureau (GILA Corporation)
Munson Law Offices
Mutual Hospital Services
National Asset Management, LLC
National Asset Recovery Service (NARS)
National Credit Adjusters, LLC
National Credit Systems, Inc.
National Financial Systems (NFS)
National Service Bureau (NSB)
Nations Recovery Center, Inc. (NRC)
Nationwide Credit
Nationwide Recovery Systems, Ltd.
NCC Business Services
NCO Financial Systems, Inc.
Network Collection Systems, Inc.
Nor-Don Collection Network (NCN)
North American Credit Services, Inc. (NACS)
Northland Group, Inc.
Northstar Location Services, LLC
Northwest Collectors, Inc. (NCI)
O S I Collection Services, Inc.
Omni Credit Services of Florida (OCS)
Omnium Worldwide, Inc
Online Collections
Outsource Receivables Management, Inc.
Oxford Management Services
Pacific Creditors Association
Palisades Collection, LLC
Paragon Way, Inc.
Paramount Recovery Systems
Park Dansan
Paul Law Offices
PDI Management Services
Penn Credit Corporation
Penncro Associates, Inc.
Pentagroup Financial, LLC
Performance Capital Management, LLC
Phoenix Recovery Group (PRG)
Physicians & Dentists Credit Bureau Inc
Pinnacle Credit Services, LLC
Placer Creditors Bureau
Plaza Associates
Portfolio Acquisition(OSI)
Portfolio Recovery Associates, LLC
Powell, Rogers & Speaks, Inc.
Preferred Collection & Management Services
Premiere Credit of North America, LLC
Premium Asset Recovery Corp
Principal Management Group
ProCollect, Inc.
Professional Adjustment Corporation
Professional Debt Mediation
Professional Finance Company (PFC)
Professional Recovery Systems, Inc.
Professional Recovery Systems, LLC
Progressive Management Systems (PMS)
Quantum Collection Agency
R & R Collection Svc
R.A. Rogers, Inc.
Receivable Management, Inc.
Receivable Recovery Services
Receivables Management, Inc. (RMI)
Receivables Performance Management
Recovery Concepts, Inc.
Recovery Services of America
Redline Recovery Services, LLC
Regent & Associates, LLP
Regional Adjustment Bureau, Inc.
Resident Data Financial
Resident Data, Inc.
Resurgent/LVNV Funding
Retail Merchants Association (Instachek)
Revenue Assurance Professionals,
Rickenbacker Collection
Riddle & Associates, PC
Risk Management Alternatives, Inc. (NCO)
RJM Acquisitions Funding, LLC
Robinson, Reagan & Young, PLLC
ROI Services, Inc.
Ross Gelfand, LLC
Rossman-PCB & Co.
RS Clark & Associates, Inc.
RSI Enterprises, Inc.
Russell Collection Agency, Inc.
S & P Capital Investment, Inc.
SARMA Collections, Inc.
SCA Collections, Inc.
Scott Lowery Law Office, P.C.
Scottsdale Collection Services, LLC
Security Check LLC
Security Collection Agency
Security Credit Systems
Senex Services
Sequoia Concepts, LLC
Service Bureau Inc. Billing Service (SBI)
Shekinah Inc.
Sherman Acquisitions
Silver Collection Service, Inc.
Simm Associates, Inc.
Sky Recovery Services, Ltd.
Smith & Associates
Solomon & Solomon, PC
Southern Credit Recovery, Inc.
Southwest Credit Card Services, Ltd.
Southwest Credit Systems, LP
Southwest Recovery Services
Specialized Collection Systems, Inc.
States Recovery Systems, Inc.
Stop Loss, Inc
Stuart Allan & Associates, Inc
Summit Collections
Suntech Servicing, LLC (Chase Student Loans)
Superior Asset Management
Surety Acceptance Corporation

Swift Recovery (JSZ Financial Co., Inc.)
Syndicated Office Systems, Inc.
Synergetic Communication (SYNCOM)
Talbott, Adams & Moore, Inc.
Tek-Collect, Inc.
Tenant Tracker, Inc.
Texhoma Financial Services
The Bureaus, Inc.
Thornton Financial Services, Inc.
Tiburon Financial, LLC
Titan Management Services
Torres Credit Services, Inc.
Tri-State Adjustments
TSC A/R Solutions
Tulsa Adjustment Bureau, Inc
U.S.C.B. Corporation
Unique National Collections
United Collection Bureau, Inc.
United Financial Services
United Recovery Systems, Inc.
United Resource System, Inc.
United Revenue Corporation
Universal Collection Services, Inc.
Universal Data Services
Universal Fidelity LP
Valentine & Kebartas, Inc.
Valley Collection Service
VeriChek, Inc.
ViewPoint Bank
Visa Company (NetSpend Corporation)
Vital Recovery Services, Inc.
Wakefield & Associates, Inc.
Weinstein & Riley, PS
Weltman, Weinberg & Reis Co., LPA
West Asset Management, Inc.
West Central Texas Collection Bureau (WCTCB)
Williams & Fudge, Inc.
Wolpoff & Abramson, LLP
World Omni Financial Corporation
Zenith Acquisition Corporation

Wow Are there truly that many collection agencies out there? No wonder a debt never truly dies. There are too many other collectors to buy it and harass you about it. This list is truly amazing. Thatnks for taking the time to list as I am sure it probaly took some time. Looking at this list makes me think there sure must be some pretty good money in collecting old credit card debts.

Sat, 12/20/2008 - 20:16 Permalink

This only SOME of them... There are literally THOUSANDS... These are the most frequently seen in our office...

Again, if anyone wants collection agency contact info, visit my website, and send me an email from the link below my picture on the "about us" page...

Happy Holidays!

Sat, 12/20/2008 - 21:48 Permalink
collector (not verified)

so your the dufus that sends out those copy paste letters in the padded envelopes from mckinney using the consumers return address. i have been looking for you

Sat, 12/27/2008 - 04:06 Permalink

"Looking for me"...? My name and contact information are posted here, and on my company website. I'd like very much to know who has mistaken me for someone with such rudimentary methodology...

I'll not bother responding with anything more than a simple request that you identify yourself, should you be adult enough to do so...

Sat, 12/27/2008 - 04:21 Permalink


I would not even entertain this jerk, you have given some great advice here, don't let this anonymous jerk who is not a registered member get under your skin.

Sat, 12/27/2008 - 05:14 Permalink

You have Global Acceptance Credit Company on there!!! GOD BLESS YA!! When I FIRST started 'dealing with them', they told me they were a Law Office. I was just telling GOODNATURED they are on my CR. They ARE difficult to deal with. DOC..........can ya give me some advice on how to 'deal' with some of these CA's? I deal with a few, on your list, besides Global.

Sat, 12/27/2008 - 11:23 Permalink
Desiree (not verified)

i had this collection show up on my credit. the date is 6/08? they are saying i owe them 1010 dollars. how is this possible. there is an adrress but no number. i need to contact them to find out why they put this on my credit. soes anyone have there number or know how to get there number?

Thu, 01/01/2009 - 19:03 Permalink

I don't remember where I put the number for Global, DESIREE,...but, if you Google it and search for the name Global Acceptance, you acn get the number that way. That's how I got it. Everytime they called me, they would call with a 'Blocked' or Private' number. They are located in Texas. Hope this info helps ya.

Fri, 01/02/2009 - 03:59 Permalink

Hi Desiree
Credit Vision is a collection agency to whom the original creditor must have sold off your debt. Their number is (888) 830-2405 and their address is
1803 Tarant LN, STE 230, Colleyville, Texas 76034
You should send them a debt validation letter immediately by certified mail with return receipt. As per the Fair credit reporting Act, the collection agency must validate the debt within 30 days of receipt of your letter.

Fri, 01/02/2009 - 07:29 Permalink

Carol is right. You should first send a DV letter by certified mail, and if the CA does not validate the debt within 30 days from the date of receipt of your letter, you need not pay them back. But if the CA properly validates the debt, you should make a repayment plan with the CA and pay off the debt, else the creditor can sue you to the court and bring judgment against you. Now, if there is a judgment listing in your credit report, your credit score may fall by as much as 100 points or even more.

Fri, 01/02/2009 - 07:33 Permalink
Joe (not verified)


I just missed (totally forgot) a small amount of money ($15) to the medical company. Now I was asked by USCB to pay this money. Will it affect my credit score if I pay it off within one week (USCB asked me to pay in one month).

Really wonder why the medical company not sending me a letter for that before they asked USCB for that.


Thu, 03/05/2009 - 05:21 Permalink
Chuck (not verified)

I received a check for 4500.00 from Dynamic Recovery Services, why? Do i cash it

Thu, 03/19/2009 - 12:16 Permalink

NO!! Don't cash it, CHUCK!! I got a check, from them, as well. This is a MAJOR scam!! They say you can get some kind of grant/loan with them ( I don't know if YOUR check came with a letter or not, but, mine did.) My letter stated 'the check I recieved was for their processing fee.' Ya this works is if you DO cash the check, RIGHT away they will have your Bank/Savings account number. It may LOOK like an valid check, etc. When I received mine, I called the name of the bank that was written on the check. A very nice man talked to me. He told me the bank account, ON the check was "closed for fraud reasons." Hope this answers your questions. NOPE...DON'T CASH IT!!!!!!!!!!!!!!!!!!

Thu, 03/19/2009 - 23:10 Permalink
Tex (not verified)

Just fended off Lowery and his thugs at Pezzuto as they never responded to VOD letter to prove existence or ownership of debt.

Two months later getting calls from Dynamic Recovery Services. I'll be sending them the same.

Are they affiliated with CACH? If so, is there some evidence available on the web. I'll spare you the details and just say I've built a good case for a suit against them and if I find out the DRS thing is (must be, been debt free for 5+ years) the same they'll all find themselves in a Texas courtroom.

Thank you!

Sat, 03/21/2009 - 21:33 Permalink

TEX...gald I could help. Yep.........if you get ANYTHING in the mail, and you have a 'gut feeling' it's just NOT legit, then it's probably some kind of fraud thing. I don't know if they are 'related; to CACH, however. Sounds like things are going well for your case....remember!!, keep everything in writing, etc.

Sun, 03/22/2009 - 12:06 Permalink

people are really getting smarter and smarter day by day....

i am not sure but they (scammers) are really innovative in their ideas one need to keep the safe distance from them in order to protect oneself.

but i do understand one thing that one shouldn't be lured by any false promises where the business idea is skyrocketing promises of profits.

just ask for the money if you have really worked for it. do not run after free money as it is really a time wasting activity. :wink:

Sun, 03/22/2009 - 12:54 Permalink
Christian (not verified)

Hi, I need a contact number for usbc corporation, thanks.

Sat, 04/11/2009 - 01:48 Permalink
Caren (not verified)

Doc, THANK YOU for the help in contacting Alpat Company. I had searched for a phone number for a good while before contacting you at Omega. Omega is a great resource!

Mon, 04/20/2009 - 18:15 Permalink

How about really old creditors? I have one from back in 2002 and it is past the SOL but yet everytime they sell this debt the new agency calls friends, family and any other number. By rights the debt should fall off this month and then I should have a completely clear credit report. I just figured their was no sense sending out any more cease and desist letters cause they just turn around and sell it anyway and it starts all over. I don't pick up unknown name numbers and after a while it stops. I figure this will go on forever. When do they usually stop selling a debt?

Thu, 07/09/2009 - 12:54 Permalink

Thanks Doc but I may as well wait it out. Like I said they will just keep selling it and the next place will start calling. I notice the frequency of the calls picks up once I check my credit report. Someone said they have a thing called a ticker on there and it shows collection agencies when you check your report.

Thu, 07/09/2009 - 13:07 Permalink
Babbette McMillan (not verified)

I would like to know if these agencies are affiliated with each other or if they are working on their own. Advantage Network Systems Inc., Affiliated Credit Services and Professional Finance Company. Thanks for any info I can get.

Mon, 08/31/2009 - 02:22 Permalink
ado (not verified)

I was told three different things by the same collection agency. One said the bill had to be paid within 7 days, one said today and another told me I have thrity days to pay before it gets reported to credit bureau. I live in Michigan and I was told each state has different laws. What is the truth. The collection agency was NCO Financial

Mon, 09/28/2009 - 18:41 Permalink
Dan (not verified)

I need to clear up a credit negative that has been cleared in 2003 !
Nobody there picks up the phone-575-257-4540.
I am ready to scream ! HELP!!!!!!

Wed, 10/07/2009 - 15:52 Permalink

Dan, Have you tried to send them a debt validation letter by certified mail? Generally they will not validate and it could be removed. I would also contact the credit bureaus and dispute the debt. You could send them proof of this debt being cleared. It also appears your debt is close to the time frame for falling off your report. It should fall off on the seven year mark. Look at the date listed. If it is to fall off shortly I would watch for it to do so and if it doesn't dispute it and it will be taken off.

Wed, 10/07/2009 - 17:09 Permalink
Shan (not verified)

Does anyone know anything about them? I got this check in the mail, I laughed when I looked at it, it is for the amount of $1.00 not to sound mean but if this is a scam they really need to work on their tatics, cause it would cost me more money in gas to drive anywhere to cash that $1.00 check. Anyhow, I am just curious about it, as there was nothing enclosed with it, just the check itself.

Fri, 10/16/2009 - 04:49 Permalink

Hi shan,

It is a collection agency in California. Their address is, 31229 Cedar Valley Dr Westlake Village, CA 91362 and the phone number is (818)597-7500. BBB rating for this company is not available.

Fri, 10/16/2009 - 11:10 Permalink
farol (not verified)

Hi, I need a physical address for the collection agency Marauder Corp. collection agency. A collection showed up on my credit report that i pulled last week with a date of 1/09 for 350$. I have never owed anyone this amount or taken out a payday loan or written an nsf check. ever. all the numbers on their site go unanswered. I have never been contacted by these people or received any mail or phone calls from them. I need to send them a letter of validation via certified return receipt mail. please help

Tue, 11/10/2009 - 15:23 Permalink

Hi Farol,

I did a search and I'm not sure if this is what you are looking for. I really hope not because it is a collection agency run by a man named Ryon Allen Gambill and people on the site are saying he reports things on peoples credit report as a scam. Don;t mean to scare you but I got address for you.

74-923 HWY 111
Indian Wells Ca. California 92210

Tue, 11/10/2009 - 16:40 Permalink

Hi Farol, Your first step need to be disputing the listing with the three credit bureaus. Then with in a few days send this company a debt validation letter certified mail, return receipt requested. I believe it cost less than $5.00 to do this. You can find sample debt validation letters on the side of your screen under letters of credit. You should include a time frame in wanting this information. I believe you at least must give them thirty days. Hope this helps you.

Tue, 11/10/2009 - 23:40 Permalink
Kath (not verified)

We are getting calls from a Nation Wide Financial Solutions, LLC saying they can lower our interest rate on our mortgage. We pay them 500.00 a month for 4 months till it is done. At the end of the fourth month our interest rate is to be lowered more then half of what it is now.
Does anyone know about these people?

Thu, 11/19/2009 - 01:05 Permalink
snow (not verified)

hi all,

does anyone know anything about northstar location services llc? They have been rude and aggressive when i am just speaking to them normally.

thanks everyone,


Fri, 11/27/2009 - 16:14 Permalink
Carmen Doncel-… (not verified)

Contact me if you are interested in having a reputable company provide you legal and fraud help. You buy their services on a monthly or annual basis, like one does with auto or other insurance. You hope you don't need it, but are covered in case you do.
Carmen D-W

Sat, 12/12/2009 - 22:06 Permalink

Unless you actually need it I would not buy this type of service. Why pay all that moeny for a service you may never need. It would be a waste when there are so many companies that will take a case when the time it is actually needed. I also advise getting someone from your own area so that you can drive there if something arises. You can do this by checking your states web site. Recently a lot of states are putting links to reputable credit counseling help.

Sun, 12/13/2009 - 01:51 Permalink

Yep, FIREYONE...........I DO agree. 1). Their 'fee' would just be another bill you would have to pay..and....... 2). ALOT of the Credit issues you can take care of yourself WITHOUT apying anything!!

Sun, 12/13/2009 - 11:49 Permalink

Joe I have done the same thing, got medical bills that I didn't have the money to pay when I recieved them, just set them aside and forgot about them. Any way they were sent to collection. I just got the money together and sent the hospital a check. I never heard anymore from the collection agency. Hope this helps you, I owed a lot more than $15.

Sun, 12/13/2009 - 15:56 Permalink

I have to admit, I've done the same thing. I STILL receive bills, from CA's after the debt has 'expired'. I don't even try to call these people back.

Mon, 12/14/2009 - 00:17 Permalink

I've still gotten letters from them, like you I just ignore them. I figure if they deserved the money the creditor could give it to them. I paid the persons that I owed the money to. I assume the CA and the creditor must have worked it out, because eventually they quit bothering me.

Of course these were never large amounts of money,nothing that I would have had to make payments on.

Mon, 12/14/2009 - 01:50 Permalink

I know CA really aren't suppose to call anymore after the SOL expires on debts. But..they do anyway. It took awhile for a certain CA to stop calling.after I ALSO told him several times to stop. I actually had a few (ignorant) CA's tell me the wrong SOL for my state!!.LOL

Mon, 12/14/2009 - 08:20 Permalink

Do be aware that the expiration of the statute of limitations does NOT mean that they can't call you... It only means that they have no civil recourse against you...

The calls can and will only be stopped by a lawful written request that they cease all telephone contact...

Mon, 12/14/2009 - 13:04 Permalink

This is true. They can also still pursue you in court BUT they would not win if you can prove the SOL defense. This is why I tell people who have over due debt to check their states statute of liitations..every state is different. Also keep older copies of your credit report that contain the onformation on how old the debt actually is. You never know if when the original creditor falls off that a collection agency will not try to make a debt look newer. With out that old report you may not have the proof you need.

Tue, 12/15/2009 - 18:36 Permalink

When you send the money directly to the creditor make sure that you keep note of the check number and bill reciept number, that way you will make sure that they won't say that you did not pay the bill.

I am dealing with this right now with a dentist office, they never let you leave the office with out paying what you owe, now two years later I have to request bank statements to prove that I paid the bill, it is a big inconvience and I have to pay for the statements.

Wed, 12/16/2009 - 01:18 Permalink

GN...why, after so long, are they saying this? You wrote them a check? I'm sure if you talk to your bank (and it seems like you have already) they can help you find the payment.

Wed, 12/16/2009 - 21:37 Permalink
The Business J… (not verified)

I am considering employement with
National Credit Systems inc. aka NCSPlus
do you have any derogitory information on this company in regards to employement

Thank you
Donna Marie Landes

Sat, 12/26/2009 - 21:40 Permalink
The Business J… (not verified)

I am considering employement with
National Credit Systems inc. aka NCSPlus
do you have any derogitory information on this company in regards to employement

Thank you
Donna Marie Landes

Sat, 12/26/2009 - 21:40 Permalink

Have no clue about them, have you check their reputation with the better business bureau, if people have something bad to say about them it will be on their.

Goodluck, hope you find out what you need to know.

Sat, 12/26/2009 - 23:10 Permalink

You could also just google their name. Usually if there is any shady business it will be listed somewhere. If it was really bad some newspaper would have gotten it and it would have made its way to the web.

Mon, 12/28/2009 - 21:11 Permalink

I hesitate to say it, but you can usually find a bad company on bud hibbs dot com.

Tue, 12/29/2009 - 02:19 Permalink

Why do you hesitate to say this? I have visited the site and have found some useful information there. Do you believe the site is a good one?

Tue, 12/29/2009 - 14:12 Permalink

Yes, but there is so much on there, and the page is so strongly written it is almost scary, it is very overwhelming to me.

Tue, 12/29/2009 - 16:04 Permalink