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Car Loan with a repo past

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dscottashley



Joined: 06 Jun 2016
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Posts: 1



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Subject: Car Loan with a repo past
 
Posted on Mon Jun 06, 2016 1:50 pm  

Hi Group.... in 2012, I had my car repossessed for lack of payments. Within a few days I made the past payments and got the car back. Within months, I had some additional financial trouble and Capital One basically charged off the account. It is on my credit report as a charge off. Here we are 4 years later and the car is basically dead and I need to get a new (used) car. The car dealership does their banking through a credit agency bank and my credit is on the higher end of the "poor" category. I just paid off 3 collections debts which will make my score go up quite a bit. My question... will that car loan charge off be a deal breaker?
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Posted on Tue Jun 07, 2016 8:16 am  

Can you please explain what you mean by deal breaker

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