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Finding out credit score

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Lorri



Joined: 15 Jul 2008
Lorri's page
Posts: 246



290 Magic Points

Subject: Finding out credit score
 
Posted on Tue Jul 15, 2008 8:20 pm  

Is there an inexpensive or no cost way to find out your credit score?
erb1953



Joined: 31 Dec 2007
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Posts: 547



-100 Magic Points

 
Posted on Tue Jul 15, 2008 10:43 pm  

No unfortunately you have to pay for you score, but you can get your report for free. There is a fee for the score though.
Guest







 
Posted on Tue Jul 15, 2008 11:01 pm  

So how do I go about getting a really free credit report. I probably have heard, but I can't seem to remember.
Lorri



Joined: 15 Jul 2008
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Posts: 246



290 Magic Points

 
Posted on Tue Jul 15, 2008 11:03 pm  

Thats my posting above as guest, i forgot to sign in.
cbass1017



Joined: 01 Feb 2008
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Posts: 143
Location: PA


1564 Magic Points

 
Posted on Wed Jul 16, 2008 1:58 am  

Welcom Lorri!

its www.annualcreditreport.com. A website created to give people access to their free credit reports once a year. You just go through it and it will take you through to the three major credit bureaus' websites to get you reports directly from them. It costs you nothing although you do have to watch out for all of the advertising to buy your credit score or credit monitoring services. Stay clear from these. If you ever get to a point where its asking you for a credit/debit card number than you know you did something wrong because annualcreditreport.com is absolutely free to use.

Best of luck
_________________
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FreeOnlineCreditGuide.com
erb1953



Joined: 31 Dec 2007
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Posts: 547



-100 Magic Points

 
Posted on Wed Jul 16, 2008 2:21 am  

You may want to spread them out over a years time frame, since there are three, you could get one every four months, then you can monitior your report and see if things are getting fixed.
Lorri



Joined: 15 Jul 2008
Lorri's page
Posts: 246



290 Magic Points

 
Posted on Wed Jul 16, 2008 6:14 am  

Thanks so much for the information and the welcome to the site. I hope to depart some of my experience and knowledge (maybe its lack of knowledge--LOL)
Justin

Justin

Joined: 17 Jul 2006
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Posts: 1238



28944 Magic Points

 
Posted on Wed Jul 16, 2008 12:19 pm  

Yes, you are correct erb. Since one credit report is free from each of the three credit reporting agencies each year, you can order one at a time every four months. In this way you can keep track of your credit report and that too without spending any dollars.
_________________
All the Best Smile
Justin
goodnatured



Joined: 03 Nov 2007
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614 Magic Points

 
Posted on Wed Jul 16, 2008 1:41 pm  

I do this also, then I have the entire year covered, however they do not give a score, I wish they did that. I guess you can not have your cake and eat it too, so we will take the report. You can monitor changes anyway.
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anthony

anthony

Joined: 31 Jul 2006
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13620 Magic Points

 
Posted on Thu Jul 17, 2008 6:31 am  

Hi goodnatured
There are a lot of online companies that offer free FICO scores during the trial period. However, you need to register for a service with them before getting the free score. You should always be careful while choosing the companies as you may fall into the prey of dishonest companies. This is because you need to give some confidential information to these companies like your ss number, and address to enable them to verify your identity. Some of the companies like Washington Mutual Bank offers free credit score through TransUnion if you have their ESPN credit card. MyFICO also offers free credit score through equifax during its 30 day trial period.
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Subject: Free Chat Rooms
 
Posted on Mon Jul 21, 2008 7:03 am  

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Prestonskype
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Daddy american reigns over reggaeton

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From his debut in a 1995 compilation of reggaeton music, Daddy Yankee has risen to the top rank of the worldwide phenomenon that reggaeton has become. In 2006 he was included in Time Magazine's 100 most influential people in this field. In summer 2009 spanish beauty he was wowing audience in Ecuador and Argentina, Where his concerts contributed to a platinum disc for his latest album, "Talento pour Barrio, The soundtrack of his 2008 Paramount Pictures movie of the identical name.

Like many a music mogul who worked his way up from poverty to universal fame and fortune, Daddy Yankee now uses his wealth and influence to the particular less fortunate. He led to Corazn Guerrero, A foundation specialized in helping ex inmates in Puerto Rico to re enter society. He also has started projects to build schools and youth centers and improve housing for poor people in Colombia, Bolivia and tobago.
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