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Joined: 15 Jul 2008
Lorri's page
Posts: 246

290 Magic Points

Subject: Finding out credit score
Posted on Tue Jul 15, 2008 8:20 pm  

Is there an inexpensive or no cost way to find out your credit score?

Joined: 31 Dec 2007
erb1953's page
Posts: 547

-100 Magic Points

Posted on Tue Jul 15, 2008 10:43 pm  

No unfortunately you have to pay for you score, but you can get your report for free. There is a fee for the score though.

Posted on Tue Jul 15, 2008 11:01 pm  

So how do I go about getting a really free credit report. I probably have heard, but I can't seem to remember.

Joined: 15 Jul 2008
Lorri's page
Posts: 246

290 Magic Points

Posted on Tue Jul 15, 2008 11:03 pm  

Thats my posting above as guest, i forgot to sign in.

Joined: 01 Feb 2008
cbass1017's page
Posts: 143
Location: PA

1564 Magic Points

Posted on Wed Jul 16, 2008 1:58 am  

Welcom Lorri!

its A website created to give people access to their free credit reports once a year. You just go through it and it will take you through to the three major credit bureaus' websites to get you reports directly from them. It costs you nothing although you do have to watch out for all of the advertising to buy your credit score or credit monitoring services. Stay clear from these. If you ever get to a point where its asking you for a credit/debit card number than you know you did something wrong because is absolutely free to use.

Best of luck
Scott McKay

Joined: 31 Dec 2007
erb1953's page
Posts: 547

-100 Magic Points

Posted on Wed Jul 16, 2008 2:21 am  

You may want to spread them out over a years time frame, since there are three, you could get one every four months, then you can monitior your report and see if things are getting fixed.

Joined: 15 Jul 2008
Lorri's page
Posts: 246

290 Magic Points

Posted on Wed Jul 16, 2008 6:14 am  

Thanks so much for the information and the welcome to the site. I hope to depart some of my experience and knowledge (maybe its lack of knowledge--LOL)


Joined: 17 Jul 2006
Justin's page
Posts: 1238

28944 Magic Points

Posted on Wed Jul 16, 2008 12:19 pm  

Yes, you are correct erb. Since one credit report is free from each of the three credit reporting agencies each year, you can order one at a time every four months. In this way you can keep track of your credit report and that too without spending any dollars.
All the Best Smile

Joined: 03 Nov 2007
goodnatured's page
Posts: 3931

614 Magic Points

Posted on Wed Jul 16, 2008 1:41 pm  

I do this also, then I have the entire year covered, however they do not give a score, I wish they did that. I guess you can not have your cake and eat it too, so we will take the report. You can monitor changes anyway.
for all the ways I make $$ online


Joined: 31 Jul 2006
anthony's page
Posts: 516

13620 Magic Points

Posted on Thu Jul 17, 2008 6:31 am  

Hi goodnatured
There are a lot of online companies that offer free FICO scores during the trial period. However, you need to register for a service with them before getting the free score. You should always be careful while choosing the companies as you may fall into the prey of dishonest companies. This is because you need to give some confidential information to these companies like your ss number, and address to enable them to verify your identity. Some of the companies like Washington Mutual Bank offers free credit score through TransUnion if you have their ESPN credit card. MyFICO also offers free credit score through equifax during its 30 day trial period.
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some type of urban music, Reggaeton came from Panama as a blend of West Indian music such as Jamaican reggae and dancehall with the Latin American beat found in salsa, Merengue, Cumbia and the like. alternatively, Reggaeton also combines these potent rhythms whilst pulse of hip hop, modern R and electronica influences, Shown in the genre's advantage rapping pretty girl in spanish or singing in Spanish. With all these has impact on, though, Reggaeton today is closely concerning Puerto Rico, Where the music first became popular and where nearly all its current stars have their roots.

Lyrics in reggaeton tend to appear like more hip hop than dancehall, With universal themes that appeal highly to urban youth. Like hiphop and its "Gangsta" and also "Thug everyday life" information, Reggaeton has its share of controversies affecting explicit lyrics extolling violence and demeaning women, in "battles" including artists, the location where the musicians "diss" One another on their songs.

Reggaeton gained general audience exposure in 2004, When the father Yankee's megahit, "Gasolina, From his cd "Barrio Fino" Flew over the world, Drawing in north american, European and Asian visitors. "Barrio Fino" Initially sold more than 10 million copies worldwide, Making Daddy Yankee the first reggaeton singer to earn a american platinum eagle disc. in the end, After a worldwide tour that included France, spain, Poland most of Latin America, "Barrio Fino" Earned its star six us platinum discs, symbols of global sales of 60 million albums.

made Raymond Ayala on Feb. 3, 1977 within just San Juan, Puerto Rico, Daddy Yankee has been the artist most accountable for the globalization of reggaeton. otherwise known as "El Cangri" (Roughly converted as "stylish cat" because,since "sexiest man"), Daddy Yankee today might be simply reggaeton's "Big superior, Another of his nicknames and maybe an homage to rock superstar Bruce Springsteen, Whose moniker is "The master,

Ayala's position name, "Daddy american, Derives partly form his popularity of hip hop artist Big Daddy Kane, And partly from his love of baseball's new york ny Yankees. Daddy Yankee rarely performs without his hallmark Yankees baseball cap. He planned to be a quality professional baseball player himself like so many Puerto Rican stars, But a bullet wound in his leg when he was 16 pennyless his diamond dreams. Instead Daddy Yankee took on reggaeton music, A change of career that has probably brought him far more success than baseball would have.

From his debut in a 1995 compilation of reggaeton music, Daddy Yankee has risen to the top rank of the worldwide phenomenon that reggaeton has become. In 2006 he was included in Time Magazine's 100 most influential people in this field. In summer 2009 spanish beauty he was wowing audience in Ecuador and Argentina, Where his concerts contributed to a platinum disc for his latest album, "Talento pour Barrio, The soundtrack of his 2008 Paramount Pictures movie of the identical name.

Like many a music mogul who worked his way up from poverty to universal fame and fortune, Daddy Yankee now uses his wealth and influence to the particular less fortunate. He led to Corazn Guerrero, A foundation specialized in helping ex inmates in Puerto Rico to re enter society. He also has started projects to build schools and youth centers and improve housing for poor people in Colombia, Bolivia and tobago.

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