Submitted by Anonymous (not verified) on Wed, 09/13/2006 - 07:20

I am looking for some help in getting my budget in order, does anybody have some suggestions and/or ideas for getting started with a good budget? What is a solution that I can do online or from anywhere?

Anonymous (not verified)

I use Ms Excel for my budgeting, you know that income v/s expenses thing Cool

Wed, 09/13/2006 - 07:21 Permalink

Have a question, Smileynyc.....I know alot of people, that have 401K's. My employeement doesn't offer them, sorry to say. Is there a place, that u know of, that I can start one through? A GOOD, LEGIT place?

Sun, 09/23/2007 - 19:44 Permalink

You can't...a 401k is an employer sponsered plan.

Since I'm not a financial advisor, I can only offer a few alternative suggestions:

a 529 (great for education)
IRA/roth IRA (ask a bank/credit union...for retirement)
an IDA (Individual Development IDA + your state for more info)

Mon, 09/24/2007 - 08:15 Permalink

Thanks for the reply. I have an IRA, through the military......kinda nice. Thanks for your response.

Tue, 09/25/2007 - 11:22 Permalink

Morningstar is right, unfortunately 401(k) is only offered trough employers... Just whatever Morningstar said is what I repeat :D

Fri, 09/28/2007 - 13:53 Permalink

Your answers are more than just repetitions. :) they are too informative.

Sat, 09/29/2007 - 06:12 Permalink
matzcrorkz (not verified)

xPAIcm Im grateful for the article post. Want more.

Tue, 08/05/2014 - 14:21 Permalink