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Can SSDI be garnished?

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Joined: 01 Jan 2007
jean's page
Posts: 1

93 Magic Points

Subject: Can SSDI be garnished?
Posted on Mon Jan 01, 2007 1:36 am  

My credit card debt is overwhelming me. One bank turned my account over to an attorney. The attorney's office on the phone told me that they will begin to garnish my income. My only income is SSDI. Can they do that?


Joined: 06 Jul 2006
george's page
Posts: 69

2855 Magic Points

Posted on Mon Jan 01, 2007 7:52 am  

Your SSDI cannot be garnished until and unless you owe any governmental debt that is in default. But the creditors can go after your bank account if your SSDI is deposited there.

In general, only the Financial Management Services which is a part of the US Department of Treasury, has the right to garnish the SSDI.

Subject: Can SSDI be garnished
Posted on Mon Jan 01, 2007 8:33 pm  

Thank you George for your answer. This only involves credit card debt. I have read that if your checking account only has your SSDI or SS payment showing up as a credit, they cannot garnish your SSDI check. They can garnish other deposits in your account. I am waiting for an appointment with Legal Aid to help me cope with this issue and debt issues.


Joined: 27 Jun 2006
carol's page
Posts: 1299
Location: Los Angeles, California

30065 Magic Points

Posted on Wed Jan 03, 2007 8:24 pm  

Hi Landrycarr,

As per new laws on garnishment it is possible in some states, you will have to check out the laws in your states on this.

Keep in touch

Subject: laws
Posted on Tue Jan 09, 2007 8:38 am  

do you ave a link to find out the things your state allows

Posted on Tue Jan 09, 2007 6:56 pm  


You can go through this page to get detailed information on state wise garnishment laws and procedures -


Subject: Social Security
Posted on Tue Oct 16, 2007 2:29 pm  

I am on social security solely. I have some outstanding debts that I am paying back, but find myself without any money at end of month. Ive told the collection places that the only money I have is my ss. Can they still demand payment


Joined: 17 Apr 2007
Morningstar's page
Posts: 576

11 Magic Points

Posted on Wed Oct 17, 2007 3:16 am  

Can they still demand payment

Of course they can; you owe the money...being on SS does not change that fact. You are within your rights to pay what you can (or not at all), and they are within their rights to sue you for payment (which they may not do, if the debt is for a relatively low amount and/or they do not believe they would be able to collect from a judgment).

You can, however, send them a letter demanding that they only contact you through the mail, i.e., to not call you anymore.

If your debts are too much of a burden, you may also seek relief through bankruptcy, or attempt consolidation or settlement.
I don't dream since I quit sleeping


Joined: 21 Jun 2007
Laura's page
Posts: 1327

36459 Magic Points

Posted on Wed Oct 17, 2007 4:08 am  

Well if you owe the money and it is legit then they will ask for a pay back. Consolidation can be an easy option. If nothing works go for a settlement. This will atleast wave off your interests and extra fees and charges. If nothing works at all you will be left with nothing but bankruptcy to file.

Good luck Smile
charlesc 0444

Subject: can the us dept of justice gatnish my ssdi money
Posted on Wed Nov 10, 2010 12:03 pm  

i was placed on probation in 1997 and have a restitution of 486.000.000 and have not made a payment in 18 years can the dept of treasuary garnish mt ssdi money?

Subject: SSDI Garnishments
Posted on Thu Aug 18, 2011 1:38 pm  

YES, SSDI checks can be garnished, but only if the debt is a Federally backed loan (student loans) or Federal taxes.

The amount is capped at 15%. But I'm still trying to find out if that 15% is per each debt or total. Hoping it's in total.

As to accepting settlement agreements...that's a joke for most people on SSDI. When you get to the point of needing SSDI in the first place, well, most people anyway, you're already wrecked financially and can barely afford food. I entered a repayment agreement with Windham for my student loans, paid on time for almost a year and then they turned around and attached my SSDI check for an additional amount. That in turn caused me to not be able to pay other bills. So, I stopped paying them. If they're going to attach me anyway I might as well let it be applied to the 15%.

Subject: Felony probation when all I have is SSDI?
Posted on Tue May 08, 2012 6:24 pm  

In the state of Florida are you required to pay felony probation when you live off of Disability?
Sharon Riggs

Subject: SSDI
Posted on Sun Jul 20, 2014 11:27 am  

My son receives SSDI, he is mentally ill. He was married and was divorced a year ago. There is a auto loan involved, in which my ex daughter in law is the one that purchased the auto and my son is a co-signer. She has recently filled bankrupty including this loan. Can they go after my sons SSDI for repayment of this loan? Also he was on SSDI went the loan was first signed.

Subject: AsiaME
Posted on Thu Jun 27, 2019 3:50 pm  

You dated and now are friends but you are not sure endeavor to join any more what should you do

If you've strong Asiame.COM feelings for a close friend which you're pretty sure were mutual when you met and you get the feeling they may like you still but they now have a girlfriend should you tell him?


nNo, you should not tell him. You had your chance at the time you knew you had feelings and felt he had feelings for you and that was the time to say something. I think possibly you could be missing your male friend so don't confuse that with love. If he does split up with her then take the opportunity to tell him how you feel. s.

NGood success nMarcy ( Full plan )

How can I be sure my entire estate goes to one child and not the three who have abandoned me should I have a will or a trust as I don't want any more fighting?


The downside to Wills be contested is it can go to court and the contestees may never win, but nevertheless it's tied up in red tape. and. s.

nYes, It's important that you make out a Will and do it through a lawyer. At home write or type down your wishes and where you want your existing things such as jewelry, property, Home and all monies to go and ensure that you state in that Will that the other siblings will not get any of the above. s.

NBefore you do this please think on this a tad bit more. If your other children married and had families that belongs to them, Did they really abandon you? Do they are now living another State or Country? Can you remember raising a family ASIAME and how rushed you were and, there could be problems in the marriages that you nothing about. Some children will stay close to their parents that is certainly great, But just because your other children started a marriage, Had children doesn't mean they don't worry about your needs. If they truly have ignored you and you never get to see them or any grandkids you may have then I don't blame you. n. There is no requirement for a trust to be established unless one wishes to do so. NIf the addict is of sound mind and cognizant of their actions when the will is made, There cannot be grounds for it being contested by other persons including natural children. It is preferable to have a will drawn up by a qualified estate attorney so as to gain the maximum protection for taxation and other purposes and to avoid questioning of the document, But it is not a legal n obligation. If you're in numerous countries, That's any out. Just tell him a long distance relationship isn't ideal. Second, If he goes to opposites saying he'll move to you, Or he'll move of which you him, Gently let him down that you aren't sure of your heartaches for him, And you dont want to hurt him. Nothing can mess up an amazing friendship like the confusion of love. in case you are confused, It will cause him it will always be pain. While he will be at first put off you don't feel the same, Be sure the pain will be worse if you try to date him and later find that you can't. ( Full pickup )

Should you date the children ex?

By tradition and by meeting, you mustn't date your friend's ex partner. This tradition is to show that you support your friend's decision to break up with his/her partner. think the length, i recommend you give it a few weeks before dating your friend's ex partner. Doing so straight after the break up can look un supportive and may give your friend thoughts of jealousy, probably risking your friendship. ( Full resolution )

Should you date buddies sibling?

I'd be very careful because if people aren't mature enough it can turn nasty if it doesn't work out. My older brother (23) Went out with my mate (17) and he was more into her than she was into him. He would ring up and listen to that she was at my house and come over. He'd be upset and I'd be torn between boosting the two. 14 days after the first day of your last period. You have 3 days to shag oneself silly and hope it works. I'm on the moment dating a guy that is my friend's older brother. I am fine with it since I get to spend time with her and she is fine with it as far as I know. His family loves me and my family loves him. My situation for dating your friends sibling worked out and we are looking ahead into the future for the both of us. We have known each other for 3 years and started out as friends restoration get a relationship. I trust the first answer also. ( Full cure )

If a guy likes you but you're not sure all about those feelings should you date him?

It depends. If he can be nice to date him, And you either haven't dated before or prefer to see how it would work out with him, Then go on and date him. If it's true, Say yes. If less, sadly,the fact is that, have said no. If your are stuck in the middle, primarily say yes! It didn't hurt one bit (in theory speaking), And it always feels nice dating a person who likes you, particularly if like him. you might even start to crush on him. wouldn't that be even better? But you won't know until you try, So go on the web girl! ( Full answer to that question ).

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