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What is a correct validation of debt?

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Joined: 29 Apr 2010
newsnerd's page
Posts: 2

54 Magic Points

Subject: What is a correct validation of debt?
Posted on Thu Apr 29, 2010 2:05 pm  

I recently sent several letters of debt validation to collection agencies listed on my credit report. As I anticipate their response, can someone tell what an accurate form of debt validation should look like from the collector?
Thank you


Joined: 08 Feb 2010
Aaron's page
Posts: 2632

48565 Magic Points

Subject: correct validation of debt
Posted on Fri Apr 30, 2010 5:34 am  

Hi newsnerd,

Welcome to this community Smile

Debt validation letter is generally send to the collection agency when you are not sure of the debt. Along with the answer to your debt validation the collection agency is required to provide you with informations on the outstanding debt amount, whether or not the collection agency has the authority to collect from you, and who your original creditor was.

For more details about debt validation you can refer to werful-tool-to-repair-your-credit/ .


Keep in touch Smile

Joined: 01 Nov 2008
cinnamngrl's page
Posts: 1320

6413 Magic Points

Posted on Sun May 02, 2010 5:36 pm  

It really depends. in most cases a few statements will be suffice.

You must think about your situation and what you are disputing. I know that you asked for a laundry list in your DV but that won't hold up in court
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