Last week I received a letter from my bank that a negative score had been left on my Experian credit report. I called to find out what was going on only to hear that Columbia house, whom I didn't even know what that was, is trying to collect $182 from me from 2004. I never opened a account with this place and then they decide to send me something 6 years later?? Then I google columbia house to get a phone # and after trying several I get a person. They asked me for my account #, which I don't have since I never opened a account with them, and they looked up my account by my name and very old address which I was given by the collection agency or I wouldn't have known that. They then gave me my account # since I asked and I am trying to document everything and they informed me this account was closed and very old and they SOLD it to Capital assistance group in 2003, I then found out this account was really opened in 2001 and I didn't even live in the state they said this was opened in, in the first place. Then the account was closed in 2004. I have received 3 different amounts that were due at those times, and none equal what the collection agency is trying to get from me. I have asked numerous representitives for documentation and they either avoid the question or say they don't have any because it is so old. Now I am trying to get in touch with Capital assistance group and well all I can say is good luck. No one answers!! So I am thinking this is all a scam at my expense! Now I am disputing this, and leaving messages with Experian to see what the heck is going on here. The more I find out other people are going through the same thing as me. This is crazy!!!
Viren Patel Guest
Subject: Capital Assistance Group.
Fri Oct 01, 2010 4:17 pm
I have had the same issue as other bloggers on this website with Capital Assistance Group. I never ordered anything and they placed a fradulent information on my Credit report. After trying to get in touch with them for so long, I contacted FTC and they were able to get me a some information on this company. Information such as the phone number, fax number, address, a direct e mail address to a person. I will go ahead and list all that information below in a bit but also FTC informed me to send them a written letter with signature delivery confirmation so this way there's a proof of them receiving a dispute letter and can be used against them if they do not follow up on it. I'm going to write them a letter first thing but meanwhile I also e mailed the person that was provided to me from FTC.
Phone Number: (800) 875-5808
Fax Number: (617) 964-5988
Email Address: firstname.lastname@example.org
Hope this helps. Have a great day.
Allen Jackson Guest
Subject: Searching for Financial Assistance.
Fri Nov 05, 2010 4:49 pm
I am planning to start dealing in real estate business to build apartments for residential & commercial purposes, the big problem i m having is the capital i cannot get loan from the Banks in Africa because interest rates are high more than 20% plus i do not have enough securities to pledge for a loan of one million dollars.
Thus if i would get financial support from a potential investor lending at a lower interest rate i will really appreciate.
Please help me & i also need some advice on how to manage real estate business well.
Tue Aug 05, 2014 5:59 pm
TZmrLs A big thank you for your article.Really looking forward to read more. Really Cool.
Your personal details (name, email address and phone number) will be delivered to the company advertised on the Creditmagic after ve agreed to go for the counseling session by filling out the no-obligation form. However, it is your discretion to accept or reject their services.
Not all the creditors/debt collectors agree to trim down the outstanding balances, interests, and fees payable by the consumer.
Consumers working with the debt relief companies can still be sued by the creditors/collection agencies.
Debt relief services may have a diminishing effect on the creditworthiness of the consumer. The total outstanding balance may increase as the additional fees get accrued.
The overall amount saved by the consumer through the debt relief services is considered as taxable income by the IRS.