A collection agency has been calling us and harassing us for a debtor who listed my husband as a reference (without my husband's permissions, of course). I guess this CA thinks we will tell the debtor "hey some CA is calling our house looking for you" which the CA must think will pressure the debtor into paying up. But we are not telling the debtor that the CA is even calling us. We don't want to give the CA that satisfaction. My husband never agreed to be a reference for this guy, so i don't know how they ended up with our name and phone number!
I know tactics like this are illegal (calling references to harass them on behalf of a debtor). and in some states people get $1000+ fines when CAs break laws like this. can i get such a reward, because this agency is bothering us, when they know perfectly well that we are not the debtor, and the debtor does not live with us?