I just got a citation to go to court and pay a debt I owe. I didnt know what to do so I called the court and they told me it was a credit card company suing me and now I have to write a letter to the court about the debt i owe. What am I supposed to write besides what I owe? . If I owe the debt what do I do? Do I have to go to court? I got a call from their lawyer. Should I try to settle with the lawyer or what? What options do i have? 7000 is too much for me to pay. I dont have a job now. I Need some advice. is there any way theyd let me pay less than what i owed if its from the credit card company and not a collection agency?
Thanks for any help.