Can a debtor collect from Soc. Sec. Disability?

Submitted by julielavon4u on Thu, 07/22/2010 - 12:18
Forums

I only have SSDI. I don't deposit into a checking account. What can a debtor do to me?

Social security benefits are not a garnishable income so you should be safe. They can still sue you and if they win they can do a sheriff sale to get their money back. The income is safe but your assets are not.

Who is the company that you are worried about and what is the money amount?

Fri, 07/23/2010 - 00:17 Permalink
Lavon (not verified)

Discover Card represented by Weinberg and Reis. The amount was $4400 Oct. 2009 when I closed it and asked Discover to work with me but they refused. I don't know what they have added to it by now. I don't own anything except an old Jeep worth about $1500. What kind of property can they claim?

Fri, 07/23/2010 - 01:07 Permalink

Hi Lavon,

No Social Security Income is non garnishable. To find out the outstanding debt amount get hold of a copy of your credit report. If you can pay the outstanding debt amount you can settle the debt with the debt collector. Get the agreement in writing.

Thanks,

Aaron

Thu, 07/29/2010 - 10:23 Permalink