Judgments and taking money from checking accounts

Submitted by Anonymous (not verified) on Fri, 05/30/2008 - 03:36

Hello, I have a few questions on judgments. First, how many times can someone take money from your checking account when a judgment has been filed against you, and is there a limit they can take? Also, if a judgment is to be filed against you, aren't you supposed to be served in person to at least sign that you have seen the summons?

Last year in November I received a letter from my family that got sent to their house (They live in RI, I live in MO). That letter was a summons to appear in court in RI. I got the letter 2 days after the court date and so needless to say I didn't go to court and the judgment was accepted by the courts (I couldn't have gone to court anyway seeing as I live in MO now and have been for 10 years). Not soon after they took all the money from my checking account and savings. I called them after seeing this and to make a long story short I gave them my current address and phone number and they told me that the person handling my case was on vacation and would get back to me.

Now six months later and no further communication between them and I (I told my family to return to sender any further mail from them as they have my current info and can mail me or call me if they wish). This week I saw that they took all my money out of my account again. Almost 6 months to the day of the fist garnishment.

Anyway, can anyone help me with my questions? Any help would be greatly appreciated. I don't have the money to grab a lawyer and they seem unwilling to make payment arrangements.


PS. To clear something up, I have never lived at the address that they were sending the letters to. I did live in RI, but that was nearly 10 years ago.