Inter Next Technologies, Inc., Internet Marketing Services, Reno, NV
Call (Toll Free)
Community Area
Get FREE Counseling


Helpful Resources
Popular Discussions
Creditmagic Twitter
Credit on Facebook

Can a credit card company garnish a Federal Retirement Annui

Post reply  Start a topic
Author Message
Print this topic
Invite a friend
Email this topic
  Bookmark online
Add to
Add to YahooMyWeb


Joined: 15 Jun 2009
froberts32's page
Posts: 1

47 Magic Points

Subject: Can a credit card company garnish a Federal Retirement Annui
Posted on Mon Jun 15, 2009 11:41 pm  

I'm retired Civil Service receiving an annuity that is not enough to meet my monthly expenses due to the rising cost of living. If I stop payment on my credit card can a credit card company garnish or attach a payment to my Civil Service Annuity?

Joined: 11 May 2009
rachael's page
Posts: 233

6576 Magic Points

Posted on Tue Jun 16, 2009 4:17 am  

Hi froberts,

Welcome to the Forum Smile

As far as I know, according to the Federal Trade Commission, federal retirement annuities are exempted from garnishment. You can check out the following link to find, which are the federal benefits that cannot be garnished by creditors:
Looking forward to a debt-free life.

Posted on Wed Jun 17, 2009 9:42 am  

Thanks for the rapid response and answer to my question, I'm satisfied knowing that I'm protected... Smile
sandra roth

Subject: annuity garnishment
Posted on Thu May 06, 2010 7:45 pm  

i owe $2,000 on a student loan. it is 35 years old. i was sued for the money (now at $7,000. with interest) i am retiring in three months can the law firm garnish my retirement ? they had a garnishment order for my pay at work, but i told them i would pay cash if they wouldn't garnash my wages, now they refuse to talk to me when i call for the payoff. so when i retire can they still go in and garnashment my retirement money?


Joined: 08 Feb 2010
Aaron's page
Posts: 2632

48565 Magic Points

Subject: garnishment
Posted on Fri May 14, 2010 11:35 am  


Can you tell the date of first delinquency? This debt may have passed the Statute of Limitations (SOL). SOL is the time limit within which a debtor may be able to sue you for non payment of the dues. It starts from the date of first delinquency.

However, generally speaking retirement cannot be garnished. Still, you can check the garnishment laws in your state on retirement.


Keep in touch Smile
Shirley Mandel

Subject: garnishment of civil service retirement annuity for student
Posted on Mon Sep 13, 2010 7:01 pm  

Can my civil service retirement annuity be garnished for a student loan. I was old and sick when I went to school; age and disability discrimination out there is brutal in the job market. Help! I can't find a job and I only get enough retirement to pay my rent and buy food.


Joined: 08 Feb 2010
Aaron's page
Posts: 2632

48565 Magic Points

Subject: civil service retirement annuity garnishment
Posted on Tue Sep 14, 2010 9:33 am  

Hi Shirley,

Generally, civil service retirement annuity or benefits cannot be garnished. However, rules vary according to the states. The garnishment will also depend on the type of debt. If it is a government debt then federal benefits can get garnished.

You can try debt settlement. Debt settlement lowers the outstanding debt amount by 40-60%.


Keep in touch Smile

Subject: garnishment of my annuity
Posted on Sun Nov 21, 2010 5:01 pm  

can my annuity, which i am in the process of cashing in, be affected if i have a garnishment from a credit card company?

Subject: Garnashee Orders
Posted on Mon Mar 21, 2011 12:10 am  

If an employer pays a garnashee order after a bankruptcy number has been provided, are they liable to pay the money back to the employee?

Subject: car payments deficiency after loss of car
Posted on Sun Jan 29, 2012 2:21 am  

my car was impounded when a friend drove without valid license.
I couldn't pay for release,so it was sold. The bank wasn't interested in buying it, but now are after me for remainder of $900 left on
contract. I have only soc. security and pension and made some small payments for awhile but found I couldn't continue. Can they attach my pension or what is my best action?
Carrie Nowak

Subject: Civil service annuity
Posted on Wed Sep 18, 2013 6:29 am  

I took a pay out on part of my civil service annuity but now I can't pay the monthly bill due to life circumstances. What will happen to me? Can they garnish my civil service annuity?

Quick Reply
Your Name
Message body
Page 1 of 1

Delete this topic Move this topic Lock this topic Split this topic 

Page loaded in 0.047 seconds.