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The best way to improve credit score is to make payments on time. This is because late payments may hurt your credit score by 35%. Once you start making payments on time, your credit score goes up gradually with time. That’s why, you need to pay off your all dues ASAP.
Wed May 09, 2012 3:13 pm
yes it will neg. affect your score slnatabtisuly. It may make it harder to get a home loan, but so will having several debts. You should try to pay off each account individually. Call your creditors to negotiate down the APR. You may have to wait on that house depending on what all negative info is in your report.
Jessica Grigori Guest
Tue Sep 03, 2019 2:56 am
My husband and I were looking to buy our first home, I own a small business that just took off this year and my husband has a fixed income.
We both wanted to get a home so desperately but got denied twice because of our poor credit score and bad credit history.
My uncle who is a loan officer introduced me to this great hacker (PROHACK NETWORK). He deleted all the negative items, raised our scores, my from 501 to 809 and my husband’s from 387 to 788 in 2 weeks and up till date we still have our scores within 700 - 800.
I just have to do this to show how grateful we are for his skills and fantastic services,
You can get to him via his email as well if you need to: firstname.lastname@example.org or cell (252) 307-3167
Robert Ramon Guest
Fri Sep 13, 2019 6:49 pm
Not showing gratitude especially to one who brought back hope when all hope seems to be lost isn’t just morally wrong but a sin. Words alone can’t express how XAP lifted back my soul and brought me back on my feet. How do I pay them back other than telling the world what XAP Credit Solution did for my entire family. I lost my first house due to fraudulent eviction. Though I had some collections and liens that brought my score to low 400s. I read about XAP and decided to give them a try. Long story short, my FICO score was boosted 800 and all those items removed including the eviction. I am now able to purchase a better home with very low interest rate. Here’s how you can get across to them (XAPCREDITSOLUTION@GMAIL.COM/ +1 972 597 9704). Thank me later. Cheers!
Jack Anger Guest
Sun Sep 15, 2019 4:18 pm
Guys, I never believe that HACKERS exist, until my friend (Mr Smith) recommended PROHACK NETWORK to me for Credit Repair, I tried him, to my greatest surprise , all the negatives stuffs on my Report wiped within 10 days. My Score that was low 400s, increased to high 700s If you need him? Hit him via : PROHACK.NET@AOL.COM or TEXT +1 252 307 3167.
Your personal details (name, email address and phone number) will be delivered to the company advertised on the Creditmagic after ve agreed to go for the counseling session by filling out the no-obligation form. However, it is your discretion to accept or reject their services.
Not all the creditors/debt collectors agree to trim down the outstanding balances, interests, and fees payable by the consumer.
Consumers working with the debt relief companies can still be sued by the creditors/collection agencies.
Debt relief services may have a diminishing effect on the creditworthiness of the consumer. The total outstanding balance may increase as the additional fees get accrued.
The overall amount saved by the consumer through the debt relief services is considered as taxable income by the IRS.