What is a Credit card one can get to help raise score

Submitted by Teresaannspears on Thu, 09/05/2013 - 19:50

I am trying so hard to build our credit score. We have had past history of credit problems but slowly are building . last i checked about a year ago our score was like 648. But still we cant do anything hardly. i dont know why. we are still considered high risk. I was reading on here to go to the credit union credit cards because they are easier to get and make sure you pay them every month. My question is what cards can someone get that is considered high risk and where do i get them.. I will make sure the payments are paid i just have to know how to do this.Please i need some help here .. we cant get lowes card i tried and was turned down. i had a credit card but it charged off years ago and is now no longer on our credit report. we havent had a credit card in years.

You can apply for a secured credit card if you're planning to repair your credit and reestablish your credit report.

Tue, 10/01/2013 - 10:37 Permalink

If you are unable to qualify for an unsecured credit card because you are new to credit or have made credit mistakes in the past, apply for a secured card instead.

Thu, 07/31/2014 - 07:46 Permalink
creditrepairqueen (not verified)

Capital One offers credit cards to people with challenged credit history, with a bit of a high interest rate, but it's worth it to help rebuild your credit history.

If you do not qualify for the unsecured credit card, then you will have to apply for a secured credit card with just about any bank. Capital One, Bank of America, Merrick Bank, Capital Bank. Just as long as you have the funds for the security deposit and make all of your monthly payments on time, you will see an increase in your credit score after a few monthly payments. However, I've seen Capital One and Merrick Bank voluntarily give you generous credit limit increases when they see you pay your bill on time.

Good Luck.

Sat, 01/31/2015 - 02:13 Permalink
Karen Peterson (not verified)

Anyone swamped in various forms of debt with mortgage, rent, credit cards, student loans, taxes, car & personal loans and other inquiries affecting your credit score report? Write to easyhackghost@protonmail.com for help consultation. He assisted me clearing all my debts and rebuild my credit score report.

Fri, 09/15/2017 - 21:21 Permalink
cryptech (not verified)

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Thu, 03/29/2018 - 19:19 Permalink
Nancy33 (not verified)

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Fri, 01/04/2019 - 21:45 Permalink
Dareywoods (not verified)

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Thu, 01/10/2019 - 14:33 Permalink
Angie Knox (not verified)

With great joy in my heart I’m happy to share my testimony. Last year I applied for a loan but I was disqualified due to my terrible Credit Report I online for a solution to my credit. My name is Angie mother of 3 since the death of my late husband life has been perilous for us my business too was not in good shape. I had late payments, Eviction, a large history of bills, couple of collection..my credit was a mess with low score Trans 545 Equ 487 Exp 610. 2weeks ago I was on a Credit Repair Site following instruction and Video lesson on how to fix my credit when I came across a review of a lady testifying about how she got her credit fixed using the help of a Credit Hero Ghost Virus. I contacted him on both GHOSTVIRUS7890@GMAIL.COM; +1 205 418 0498 and explained my situation and I really needed help although I was skeptical about but the whole thing I just had to give a try. I followed he’s instructions and did all he asked me to do within a period of 9 days my credit was fixed and my scores are excellent. Get Yourself a Credit Expert Today.

Sat, 01/19/2019 - 01:43 Permalink
Wilson Kelvin (not verified)

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Mon, 01/21/2019 - 23:26 Permalink
Fredrick Murray (not verified)

Due to a lot of hardships and circumstances beyond my control, my scores were in the ditch. I was served with an eviction after I broke my lease, they swore the information was sent to my current address but I never received the eviction because of being gone from my previous address and never wrote a letter stating why I was moving. I basically moved from house to house to have a roof over me and my family’s head. They stated on each case that I had an eviction although I’ve paid the last due balance. It will literally take way too long for me to try sending 3 letters to the 3 credit bureaus and waiting for the eviction to be removed. However, I decided to dig online for credit repair solution and I came across a review on Quora about Ghost and I must admit I was impressed. I quickly contacted him on; Ghostvirus7890@gmail.com: 205 418 0498 asking if he could help me and how much he would charge. He replied after discussing the process, we moved on and guess what? He removed the eviction, fixed my credit history and raised my score to 800. He deleted the student loans, medical bills and the bankruptcy filled 2017. I eventually bought a home with his help and we are happy, may God bless him.

Sat, 01/26/2019 - 22:38 Permalink
Jennifer Bruce (not verified)

Gratitude is a must you hardly find someone to Trust I was down with a low credit profile which had me losing my house, got robbed last year while trying to fix my credit. My name is Jenny a single mother trying to get a prefect home for me and my kids and starting a business of my own. After a month ago I was robbed by some imposters who stole from me all in the name of fixing my credit I later found about Ghost on Trulia where I read review how he fixed a lady’s credit with an excellent score. I was to know how true this was I contacted Ghost and asked for more info and proof of competency to which was satisfactory. I provided the required info for the process and just in 10 days my credit is good and excellent. I advice Y’all with bad credit that needs help should contact Ghostvirus7890@gmail.com; 205 418 0498 and restore your credit today cheers!!!

Wed, 01/30/2019 - 21:23 Permalink
Atkings McCain (not verified)

A big Congratulation to us the (Wilson family) on our new home. My wife and I where down with our credit score and negative items on our report which disqualified us from acquiring a home and living to our expectations. So we made contact and dig the internet for a credible repair service. It happened we found Ghost Virus on credit blogs he is all over the internet we contacted him hoping for a reply which took about 2days due to how busy he is finally he got to us we had a chat and we were glad to work with him. He deleted all the negative items on our report (Student Loans, Collection, Medical Bills, Eviction etc) and increased our score to a high 795 the process lasted for 2weeks and we are here now. DOCUMENTATION BEATS CONVERSATION Restore your credit today and put yourself in the position to get your KEYS! Mail GHOSTVIRUS7890@GMAIL.COM Text 205 418 0498.

Thu, 01/31/2019 - 16:40 Permalink
Ray Knox (not verified)

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Tue, 02/12/2019 - 01:08 Permalink
Havilah G (not verified)

Hello everyone, I’m Havilah, divorced recently. I decided to buy a home suited for my family. I didn’t have the best track record with funds in my past and my credit profile was faulty. My credit score was 521 and I couldn’t apply for a mortgage, I was desperate to get a roof over my head which almost led to the detriment of my family. I read some good reviews about GHOST VIRUS on Google and different credit sites then I contacted him. Within 8 working days my score was raised to 796 and erased all the negative items on my credit report. This is the best thing that has ever happened to me and my family, I’m totally grateful to GHOST VIRUS for such services given to me. I firmly recommend GHOST VIRUS to you all in need of such services and get your credit issues fixed in a short period. Email now on GHOSTVIRUS7890 at GMAIL dot COM text 205 418 0498. They fix a Chex system and a DUI report as well.

Wed, 02/13/2019 - 02:31 Permalink
Noel Huddson (not verified)

My surgery loan just got approved and that’s why I’m testifying. Last month I was reading an article on Trulia and I came across a comment about a credit fixer called Xap credit solution and how they helped people get their lives back. I was actually trying to get help last month in other to fix my credit. My credit was in the 400s, I had negatives. I had applied for a surgery loan but couldn’t get an approval. However, I contacted Xap and we reached an agreement. I was really serious about it. And in 10 days my credit was good again, he removed bankruptcy, verified the changes with 3 credit bureaus. I’m in the 700s and I have some positives right now, I never knew that life could turn out this way for me. I am a living proof that they are truly good at what they do. You could email them ( xapcreditsolution AT gmail DOT com). It’s my little way of showing gratitude.

Thu, 02/14/2019 - 23:39 Permalink
Eavan Fallon (not verified)

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Sat, 03/23/2019 - 09:24 Permalink
Raymond34 (not verified)

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Sat, 03/23/2019 - 22:31 Permalink
Charles Herbert (not verified)

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Sun, 03/24/2019 - 00:54 Permalink
Melissa Bergeron (not verified)

I'm not that good of a writer but I just want to use this medium to thank KING ZEUS for coming through for me when I done gave up on myself. He assisted me in securing a loan when every other creditors will not grant me any, because of my bad credit history. This changed my life and that of my family as we are able to purchase a 3bdrm house and a car. I'm so grateful. Text him on 407-900-6299 / hackkingzeus at gmail . com if you need help too.

Sun, 03/24/2019 - 09:32 Permalink
richard jack (not verified)

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Sat, 04/06/2019 - 01:27 Permalink
Quinn Dundas (not verified)

Sometimes, you can read something online that will help improve your life; I missed paying back my loans, my cards were maxed out and I was late on the rent, all these did serious harm to my credit profile, my FICO dropped to as low as 426. I was at an all-time low as I needed to secure a loan in order to offset my wife’s medical bills. Until, last month when I came across a review on Trulia about XAP CREDIT SOLUTION a credit reform company. I decided to give them a try. 2 weeks after we reached an agreement and I met the requirements which obviously wasn’t much, my profile was repaired totally. Now my score is at 780. All thanks to XAP. Reach them via XAPCREDITSOLUTION@GMAIL.COM or text (972) 597 9704. I kid you not. You’ll be glad you did.

Mon, 04/08/2019 - 10:13 Permalink
Lookie Matt (not verified)

I am so happy to have consulted DEBOOTH CREDIT SOLUTION for my credit repairs. I discovered that I had 5 negative items on my credit most especially IRS, delayed payments and loans and over 7 hard inquiries from every bureaus and it hindered me from moving forward in my business. I could not access any loan so I started looking for ways to salvage my condition and discovered a hacker (debooth credit solution) on trulia though there were other ones there but my instinct directed me towards Debooth. I was asked for funds to get started with the job and I gave them the benefit of doubt and made some commitments. My fico score was moved from 600 to a perfect 800 and all the negatives were deleted from my report. Right now I have a clean profile with wonderful trade lines. In case you need their services, you can reach them via DEBOOTHCREDITSOLUTION@GMAIL.COM OR text +1(562) 281-7621.

Thu, 04/11/2019 - 23:45 Permalink
Juliet Stankovic (not verified)

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Mon, 05/20/2019 - 12:08 Permalink
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Fri, 05/24/2019 - 10:24 Permalink
Tishonda Suco (not verified)

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Thu, 05/30/2019 - 14:58 Permalink
Jace Wilson (not verified)

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Mon, 06/03/2019 - 16:25 Permalink
olivia358 (not verified)

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Wed, 06/05/2019 - 01:05 Permalink
Perry (not verified)

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Wed, 06/05/2019 - 11:13 Permalink
Joseph Moses (not verified)

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Wed, 06/12/2019 - 16:07 Permalink
James Heim (not verified)

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Mon, 06/17/2019 - 23:56 Permalink
James Walker (not verified)

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Sun, 06/23/2019 - 23:44 Permalink
George T. (not verified)

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Mon, 06/24/2019 - 02:17 Permalink
Harrison K. (not verified)

I would have lost my farm and life earnings to the woman i shared my home with for 20 years, i sensed something was fishy and contacted YANDEXCREDIT@LIST.RU which turned out to be my saving grace, be careful y'all. YANDEX grants you access to facebook, mobile phone, Gmail, yahoomail, credit score boosting, criminal records access... He also ensures you don’t get hacked. You can contact him via his email above or call +16787866844

Mon, 06/24/2019 - 02:21 Permalink
Cyril Davis (not verified)

I just confirmed that the hard inquiries and late payments on my credit report is no were to be found. I saw some reviews on the internet about ACTION CREDIT SOLUTIONS, how they helped people fix their credit in short period of time. I thought it was fluke but to my greatest surprise, I contacted them so they could help me with my credit and they delivered the job even beyond my expectations. I’m so grateful to ACTION CREDIT SOLUTIONS for the excellent job done on my credit report. Write them today via ACTIONCREDITSOLUTIONS@GMAIL.COM OR +1 (737) 201- 7316 if you want your credit issues address permanently.

Fri, 06/28/2019 - 09:07 Permalink
Robert Morgan (not verified)

I’ve lived in a rented apartment with my wife and two children for over 10 years. Although my wife and I decided to save so we could buy our own home. Unfortunately for us, our daughter Ashley fell sick and she was slated for surgery and we spent almost what we had to make sure she’s Ok. There was nothing left with us and it effected my credit and my score went down to 492. I ran into an old friend Fredrick back in college that told me about ACTION CREDIT SOLUTIONS. I don’t usually believe such things but he persuaded me to try them out, and honestly speaking there is a massive turnaround. My debts, charge offs, late payments are cleared. Thank God for bringing ACTION CREDIT SOLUTIONS my way. Contact them today via ACTIONCREDITSOLUTIONS@GMAIL.COM / +1 (737) 201 -7316.

Mon, 07/01/2019 - 04:27 Permalink
Perry carlos (not verified)

Hello General Public We are a Christian organization formed to help people in need to help, such as financial assistance. So if you are going through financial difficulties or have any financial mess and you need money to start your own business or you need a loan to pay the debt or pay from your account at the beginning of a good deal, or you’re struggling to get loans from domestic banks, contact us today, email: { angel.loan.investment@gmail.com } for the Bible says: “Luke 11:10 everyone who asks receives; he who seeks finds, and to him who knocks, the door will open. so do not miss this opportunity, because Jesus is the same yesterday today and forever more. Please it for serious and God fearing people.

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Thu, 07/11/2019 - 10:19 Permalink
James Walker (not verified)

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Thu, 07/11/2019 - 10:25 Permalink
Juliet Fletcher (not verified)

ACTION CREDIT SOLUTIONS, I appreciate your service, honesty and integrity towards your job. I’m glad you kept to your word. Whoever that’s reading this right now, you can trust ACTION CREDIT SOLUTIONS. They removed late payments, charge offs, and hard inquiries from my credit report and also added some positive trade line to give my credit a boost and now my credit score increased to 798. Call or text them with this number and email +1 (737) 201- 7316 / ACTIONCREDITSOLUTIONS@GMAIL.COM. They will definitely fix your credit because they proved it to me in just 12 days…... Juliet Fletcher.

Wed, 07/17/2019 - 11:06 Permalink
Caver12 (not verified)

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Thu, 07/18/2019 - 21:06 Permalink
Caver12 (not verified)

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Thu, 07/18/2019 - 21:06 Permalink
Caver12 (not verified)

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Thu, 07/18/2019 - 21:06 Permalink
Caver12 (not verified)

I am a private lender and investor. Do you need a legitimate, honest, serious and fast loan? I can help you with 100% guarantee loans, I offer business and personal loans at 3%, we also finance all kinds of projects. For more information contact us at: happinessloaninvestment120@gmail.com

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Mr. James Caver

Thu, 07/18/2019 - 23:24 Permalink
Hilson Brian (not verified)

AFFORDABLE PERSONAL/BUSINESS/HOME/INVESTMENT/REAL ESTATES LOAN OFFER WITHOUT COST/STRESS for immediate response Call/Text +1(209)643-7283 Email: brianloancapital@gmail.com

We are financial consultants providing reliable loans to individuals and funding for business, home and projects start up. Are you tired of seeking loans or are you in any financial mess. Do you have a low credit score, and you will find it difficult to get loans from banks and other financial institutions? then worry no more for we are the solution to your financial misfortune. We offer financial Service (Bank Guarantee BG/SBLC,Loan/funding for Real Estate, industrial projects, expansion of existing business. we offer all types of loan ranging from ($3,000.00.USD To $600,000,000.00.USD) with a low interest rate of 2% and loan duration of 1 to 33 years to pay back the loan secure and unsecured. Are you losing sleep at nights worrying how to get a Legit Loan Lender? Contact us via Call/Text +1(209)643-7283 Email brianloancapital@gmail.com

Do you have a bad credit? Do you need money to pay bills? Do you need loan to buy, refinance or renovate your home? Is it necessary to start a new business? Do you have an unfinished project due to poor funding? Do you need money to invest in any specialty that will benefit you? We are direct provider, finance trader, money lender, lessor and monetizer of financial instruments for projects, import and export business. Agents, Brokers, Consultants and Intermediaries are welcome to bring their clients from anywhere around the world for BRIAN CAPITAL LOAN aims is to provide excellent professional financial services which include the followings
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We are certified, reliable, financially powerful, fast and dynamic, we offer all kinds of loan without collateral and without credit check, 100% guarantee loan and finances. Need emergency funds? Apply now and get your cash approval, Please if you are interested to get Bank Guarantees(BG), Standby Letters of Credit(SBLC), Letter of Credit (LC), NON COLLATERAL LOAN AND PROJECT FINANCING and OTHERS then contact us by Call/Text +1(209)643-7283 and email for immediate response brianloancapital@gmail.com

Yours Faithfully
Hillson B Christopher
Call/Text +1(209)643-7283
Email: brianloancapital@gmail.com

Fri, 07/19/2019 - 15:11 Permalink
mrjamescaver (not verified)

I am a private lender and investor. Do you need a legitimate, honest, serious and fast loan? I can help you with 100% guarantee loans, I offer business and personal loans at 3%, we also finance all kinds of projects. For more information contact us at: happinessloaninvestment120@gmail.com

Text or WhatsApp us: +1 607 210 5823
Website: https://happinessloaninves.wixsite.com/mysite
Email us: happinessloaninvestment120@gmail.com

Best Regards
Mr. James Caver

Sun, 07/21/2019 - 00:24 Permalink
Ferdinand Leo (not verified)

I am a private lender and Investor, Do you need a legit, honest, reputable and quick loan? I can help you with 100% guarantee loan, I am offering business and individual loan, More also we financing all kind of projects. For more details contact us at: https://ferdinandleofinanc.wixsite.com/lending

Sun, 07/21/2019 - 21:36 Permalink
Felix Jacob (not verified)

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Mon, 07/22/2019 - 20:25 Permalink