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Doctors and Hospitals Pulling your credit report

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goodnatured

Joined: 03 Nov 2007
goodnatured's page
Posts: 3931

601 Magic Points

Subject: Doctors and Hospitals Pulling your credit report

Wed Feb 20, 2008 2:22 am

This is scary

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Ism

Joined: 13 Feb 2008
Ism's page
Posts: 43

2536 Magic Points

Wed Feb 20, 2008 5:58 pm

Playing devil's advocate here for a minute. I am in Atlanta where our main hospital is on the brink of collapse since it treats more people than can pay. The gov't funding can't even begin to cover the amount of people that need help, since most of them are uninsured and come through the emergency room. How can any business run in the red forever? Many people don't even consider medical debts "real" debt, so they will never pay on their own. Any other business would prioritze customers who can pay over customers who can't. /devil off

This is yet another example of how we need a health care solution accessible to everyone. Otherwise, the uninsured continue to wait in an emergency room for 15 hours with a fever to get sub par care while those with insurance get "rated" to see who gets the only open bed in the hospital. We continue to ignore our health as a nation until we have to treat the chronically ill for thousands of dollars when a few hundred in preventative would have worked. I am not getting political, since I have no idea how this would work, but unless we fix this, MED FICO will become the next buzz number to monitor. I can already hear the horror stories of your Med Fico being part of the triage process, the lower your score the longer you wait to be seen.

diem

Joined: 20 Feb 2008
diem's page
Posts: 82

269 Magic Points

Wed Feb 20, 2008 6:59 pm

Ism you make some good points. BUT we can't neglect people who can't afford it, and that is why any hospital I've been in says nobody will be turned away. I would never sign a consent form for a hospital to pull a hard on me.

goodnatured

Joined: 03 Nov 2007
goodnatured's page
Posts: 3931

601 Magic Points

Tue Mar 25, 2008 2:09 am

A lot of people blow off the medical bills and they are actually the easiest to take care of. If you think about it, what if they said that they would not treat you because you did not pay, just like your credit card is not honored if you overuse and don't pay. What if the hospitals and doctors worked the same way???????????????????
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sdchargers_63

Joined: 13 Aug 2007
sdchargers_63's page
Posts: 1883

1916 Magic Points

Subject: medical

Mon Mar 31, 2008 10:44 pm

Yes.....'we' do NEED a good Health Care System. Especially for those that are 'low income.' I've never seen 'my' hospital turn down someone who din't have Medical insurance, however.

goodnatured

Joined: 03 Nov 2007
goodnatured's page
Posts: 3931

601 Magic Points

Tue Apr 01, 2008 10:50 am

I don't think that any hospital can legally turn some one away that is in need of medical care, I think they would have one heck of a lawsuit on their hands if they did.
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Laura

Joined: 21 Jun 2007
Laura's page
Posts: 1327

36955 Magic Points

Tue Apr 01, 2008 12:07 pm

Health care is very important even for people who think they are the fittest.
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goodnatured

Joined: 03 Nov 2007
goodnatured's page
Posts: 3931

601 Magic Points

Sun Apr 06, 2008 11:50 pm

yep, you just never know what will come up, accidents, yearly physical, etc, things can get really expensive.
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fireyone

Joined: 26 Feb 2008
fireyone's page
Posts: 4246

140 Magic Points

Fri Apr 18, 2008 2:46 pm

No joking. We have a $500 deduct. plus 20%...I am paying on med. bills from two years ago. It really is all kind of sad though. My mom went to a er due to extremely high blood pressure causing her nose bleeds and all kind of stuff. She had no medical and they told her because of this they couldn't admit her. A few hours later she was back and worse than ever. That time they had to release her within three days. I think you could kill a person doing this.

goodnatured

Joined: 03 Nov 2007
goodnatured's page
Posts: 3931

601 Magic Points

Tue Apr 29, 2008 11:32 am

I think this is sad, I am fortunate enough to work for an employer with good medical coverage, my husband has good coverage too. We both have each other on each others insurance just in case. We pay for it, but we have it.
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sdchargers_63

Joined: 13 Aug 2007
sdchargers_63's page
Posts: 1883

1916 Magic Points

Subject: credit report

Tue Apr 29, 2008 12:18 pm

I think I did make a post about this one. Why should Dr's or hospitals be allowed to do this..pull you credit report? That isn't going to change your 'sickness'. I really don't think ANY hospital can refuse to treat you...bad credit or not.

Laura

Joined: 21 Jun 2007
Laura's page
Posts: 1327

36955 Magic Points

Wed Apr 30, 2008 7:09 am

I had no idea about this. Is it so that the providers would check out credit report to treat us?
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Laura.

sdchargers_63

Joined: 13 Aug 2007
sdchargers_63's page
Posts: 1883

1916 Magic Points

Subject: credit

Wed Apr 30, 2008 5:17 pm

I live in a small town. If hospitals ARE going to start this 'process', the hospital, here, hasn't started it yet. I hope they don't.

goodnatured

Joined: 03 Nov 2007
goodnatured's page
Posts: 3931

601 Magic Points

Sat May 03, 2008 3:36 am

I guess they could if your condition was not life threatening, at least until they get a good lawsuit for refusing treatment against them. I guess that is just the way things are.
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fireyone

Joined: 26 Feb 2008
fireyone's page
Posts: 4246

140 Magic Points

Mon May 19, 2008 11:16 am

I KINDA think its a crock. If people were just always running to the hospitol for any old thing I would be understanding but if your really ill that is an entirely different thing. I think this will begin a whole new set of amlpractice suits which in the end will effect people worse with more rises to health care costs.

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