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How do I close out old accounts

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misterscary70



Joined: 16 Aug 2007
misterscary70's page
Posts: 1



138 Magic Points

Subject: How do I close out old accounts
 
Posted on Thu Aug 16, 2007 9:37 pm  

I have accounts on my credit report from a long time ago that are listed as still open.How do I figure out what accounts they are and get them closed?
accounts read- hsbc/rs
thd/cbsd
thanks
Laura

Laura

Joined: 21 Jun 2007
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Posts: 1327



36461 Magic Points

 
Posted on Fri Aug 17, 2007 8:27 am  

Did you have a retail store card for HSBC? In that case hsbc/rs is showing on your report.

THD/CBSD is The Home Depot. Do you have a Citibank Card?

Well if the accounts are not yours go ahead and dispute them.
_________________
Regards,
Laura.
dave
Guest






 
Posted on Fri Aug 17, 2007 12:43 pm  

I'm sure they're my accounts. Any idea which store the hsbc/rs is from? Thanks
Morningstar

Morningstar

Joined: 17 Apr 2007
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Posts: 576



11 Magic Points

 
Posted on Fri Aug 17, 2007 3:33 pm  

RS stands for retail services (they do credit for a number of stores)...you might try calling 800-495-1009. Hope this helps.
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I don't dream since I quit sleeping
Laura

Laura

Joined: 21 Jun 2007
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Posts: 1327



36461 Magic Points

 
Posted on Mon Aug 20, 2007 6:57 am  

1-800-557-5871
1-800-365-6538
Corporate: 1-847-564-5000

These will help I hope.
_________________
Regards,
Laura.
Morningstar

Morningstar

Joined: 17 Apr 2007
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Posts: 576



11 Magic Points

 
Posted on Mon Aug 20, 2007 10:29 am  

3 numbers...even better Smile
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I don't dream since I quit sleeping
Laura

Laura

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36461 Magic Points

 
Posted on Mon Aug 20, 2007 11:53 am  

I hope this helps Smile
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Regards,
Laura.
Guest







 
Posted on Tue Aug 21, 2007 5:59 pm  

Thank you guys very much! I'll try these numbers.- Davin (misterscary)
Laura

Laura

Joined: 21 Jun 2007
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Posts: 1327



36461 Magic Points

 
Posted on Wed Aug 22, 2007 8:37 am  

Tell us once you do. Smile
_________________
Regards,
Laura.
cajunbulldog

cajunbulldog

Joined: 30 Aug 2007
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Posts: 35
Location: Louisiana


-10 Magic Points

 
Posted on Thu Aug 30, 2007 5:43 pm  

It is not a good idea to close old positive trade lines as this has a potential for a drop in Fico scores.
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Cajunbulldog
Keeping an eye out for consumers.
Iris
Guest






 
Posted on Tue Sep 11, 2007 4:37 pm  

I have an HSBC/RS and I think is a David's Bridal account. Maybe yours too???
anicia
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Posted on Wed Sep 12, 2007 1:16 pm  

thaks this was really helpfull
Laura

Laura

Joined: 21 Jun 2007
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Posts: 1327



36461 Magic Points

 
Posted on Thu Sep 13, 2007 5:11 am  

HI Iris

Could you please tell us more about the David's Bridal account.
_________________
Regards,
Laura.
mike k
Guest






Subject: HSBC/RS
 
Posted on Tue Oct 16, 2007 11:28 pm  

who are these people ? i keep getting inquiries by them on my credit report.
Laura

Laura

Joined: 21 Jun 2007
Laura's page
Posts: 1327



36461 Magic Points

 
Posted on Wed Oct 17, 2007 5:38 am  

Thats the HSBC retail service. Have you applied for credit with them or somewhere related to them? May be a David Bridal's account.
_________________
Regards,
Laura.

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