Is credit repair always a scam

Submitted by Laura on Sat, 03/29/2008 - 07:08
Forums

Please put your valuable vote in here.

I don't think it's always a scam as you there are quite a number of authentic credit repairing companies.

Thu, 09/19/2013 - 14:07 Permalink

I don't think all credit repair companies are scam; however, you need to be cautious before you start working with a credit repair company.

Tue, 10/29/2013 - 14:07 Permalink

No not always it will depend on many of the reason , company reputation , from how many year it is going on and average of customer will come to solve the problem. Bad credit repair is always done by reputed company.

Fri, 07/25/2014 - 07:50 Permalink
matzcrorkz (not verified)

a0Poqq Really informative blog.Thanks Again. Will read on...

Tue, 08/05/2014 - 18:08 Permalink

While there are some credit repair services that are legitimate, the problem I've come to find with a lot of the services is that they are a complete waste of time due to the amount of time you are sometimes required to be enrolled in their programs "for best results". Months and months go by with you having to pay monthly fees for minimal work on their end.

Goodnatured is absolutely correct when he said "Educating yourself on the laws of fair debt collection and knowing your rights is the first step."

I say this because I just recently discovered a DIY credit repair system that is revolved around loopholes (legal) that many people know nothing about in regards to specific parts of the Fair Credit Reporting Act & Fair Debt Collection Practices Act. I had a friend tell me about it and I just recently started the process. She has increased her credit score from 550 to 725 in no time. The site is listed below but if anyone has any questions feel free to contact me. Like I said, I am new to the program but I am optimistic. I feel like I am at a point that I am willing to try improving my credit report on my own as long as it is legal and doesn't drain my bank account or waste my time in the process.

Sat, 01/24/2015 - 08:39 Permalink
creditrepairqueen (not verified)

This is a myth that the media wants everyone to believe to prevent people from making the important step and fixing their credit. As long as you do your research and know the right questions to ask when interviewing a credit repair organization, you should be able to feel comfortable with your decision. There are many ethical and affordable credit repair organizations out there whose goal is to help those struggling with poor credit. Please listen to warning signs such as: We can permanently remove all negative items in 30 days even if they''re accurate. Listen out for companies that promise you a specific credit score because that is against the law since the organization does not control the results of the disputes or the credit scoring model used to calculate your scores. Listen out for companies that do not ask you for ID documentation to send along with your dispute letters. There are mandatory forms to receive like a notice of cancellation and your credit file rights, if you sign up with a credit repair company. Just know that there are companies who genuinely care and will do their best to help improve your credit status. If you want some more information on a great credit repair company, please reach out and I''ll be happy to share some info.')

Sat, 01/31/2015 - 01:28 Permalink
Karen Peterson (not verified)

Anyone swamped in various forms of debt with mortgage, rent, credit cards, student loans, taxes, car & personal loans and other inquiries affecting your credit score report? Write to easyhackghost@protonmail.com for help consultation. He assisted me clearing all my debts and rebuild my credit score report.

Fri, 09/15/2017 - 18:34 Permalink
Dickson Barley (not verified)

I also have issues because i have bad negative report on my credit report on my name. He helped me delete that particular negative items on my credit report and help me increase my credit score to 829 golden score. I will always advise you to hire the best. I've used him couple of times and i have him to my friends that can't stop thanking me. (Godeyeviewhacker@hotmail.com) or (443) 338-3730

Thu, 11/02/2017 - 05:40 Permalink
Credit Absolute (not verified)

You can absolutely do anything a credit repair company can do yourself. If a company only disputes negative items on your credit report they are not worth very much. Find a company that is education based and has monthly reviews to hold you accountable to a budget and will see you through to your credit goals. You want to build a solid credit foundation and learn how to manage accounts to maximize your scores. ALWAYS check as many sources as possible for a companies reviews and reputation. I always make sure they have a physical location you can go to if you want. Most credit repair companies subcontract out their dispute letters in an automated process so really you are wasting your money with them. Our company will happily go over your report with you and do a complete audit and gameplan with you that you can follow completely on your own without us. Although most people do not have the time or patience to want to do so. A great credit coach is worth every cent. Be wary of monthly fees as its in their best interest to do just enough to keep you on the hook. We are not the only company that can help you but I can promise you that if you want a real and honest credit audit and gameplan we can help you. Credit is your biggest asset or a major obstacle in your life it is up to you to choose which one you will let it become. Educate EDUCATE EDUCATE yourself.

Couple tips to follow
-Pay your bills 3 days before your statement date ( Reports smaller balance to CB) which lowers your credit card utlization
- It doesnt matter how much you use a card as long as you get the balance below 50% by statement date and really you need to be below 30% utilization for it to start counting positively.
- Atleast have 2 credit cards and 1 department store card. (Mix of credit) under 30% utilization.
-Department store cards from different stores can be issued by the same bank so your utilization on one card can effect your credit worthiness on another.
-Never close positively reporting accounts if possible. Length of credit is 15% of your score.
- Leverage your credit to get ahead not to get by.
- Go slow and stay in your comfort zone. If you have a problem with living within your means then get an adviser to hold you accountable.

Wed, 11/29/2017 - 00:12 Permalink
SEVENTY7 (not verified)

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Sat, 12/30/2017 - 13:43 Permalink
darex (not verified)

i had a terrible credit situation. CREDITFI indeed resolved mine and i had to mull over my friends debt on the card but now its all fixed. i had my score from 621 to 657 lol but they are the geek. i go them via there email resolve1@creditfixtech1.com

Thu, 01/18/2018 - 19:08 Permalink
CREDITFI (not verified)

CREDITFI
Need personal loan? we can help!!
$5000 to $50000

This program specializes in financing individual personal loans and desires to fix bad credit (i.e. You have your card maxed out or low credit min. is 600). CREDITFI specializes in fixing clients bad credit and rendering loans with the above range. This program is nationwide now!

WHAT DO YOU NEED:
# Min 600 credit score.
# Completed application.
# Credit release authorization

Formore inquiries;
Mail us at resolve1@creditfixtech1.com
Text or Call: +16078004681

Fri, 01/19/2018 - 08:02 Permalink
CREDITFI (not verified)

CREDITFI
Need personal loan? we can help!!
$5000 to $50000

This program specializes in financing individual personal loans and desires to fix bad credit (i.e. You have your card maxed out or low credit min. is 600). CREDITFI specializes in fixing clients bad credit and rendering loans with the above range. This program is nationwide now!

WHAT DO YOU NEED:
# Min 600 credit score.
# Completed application.
# Credit release authorization

Formore inquiries;
Mail us at resolve1@creditfixtech1.com
Text or Call: +16078004681

Fri, 01/19/2018 - 08:02 Permalink
fox (not verified)

Anyone caught in various forms of debt with mortgage, rent, credit cards, student loans, taxes, car & personal loans and other inquiries affecting your credit score report? Write to resolve1@creditfixtech1.com for help consultation. He assisted me clearing all my debts and rebuild my credit score report

Fri, 01/19/2018 - 08:06 Permalink
MaryJ (not verified)

I found a great website that is completely free and offers a do it yourself tool for credit repair. Its available in English and Spanish. It was featured on Bay News 9 Tampa bay news. Worth checking out! https://freecreditfixletters.com/

Thu, 01/25/2018 - 17:44 Permalink
James Chester (not verified)

I have been a victim of scams looking to eliminate negative reviews and my low credit score. Real hackers don't go publicizing and soliciting on public forums. They are on the dark web. The lots on here are scams looking to rip you off. I pulled this good hacker on the dark web. Reliable and fast. I will give out his contact for free. Email: thecybergeek@mail.ru Cell:+1(615)592-0053. You are welcome.

Fri, 02/23/2018 - 09:30 Permalink
Stephanie Louis (not verified)

I saw someone leave an info under comment section on helping to repair credit I was interested in knowing more and if the hacker still does this. I had bad credit, a old bankruptcy & problems with getting approved for a apartment due to 2 broken leases from the past which I explained to Discreethack when I made contact to him. The hacker cleared my bad records and improved my credit score at a affordable cost. Everyone having credit issues should reach him at Discreethack(AT)gmail(DOT)com or text him on (718) 806 9758

Thu, 09/13/2018 - 11:32 Permalink
BaxterJons (not verified)

I normally don’t write reviews but I must do this as a sign of appreciation to Adoms Repair who assisted in fixing my credit 2 months ago. I was at a point in my life where I wanted an A1 credit and Adoms gave it to me. The repair has remained permanent. I had a total of 36 items I was disputing- 12 with each bureau- and I got all of my responses back and I am SHOCKED!!! Soooo many items were deleted. GUYS this really works and I thank GOD for landing me on Adoms Repair reviews on Credit Magic, as of today my score is 735 and all negative items erased. I recommend ADOMSCREDTREPAIR@CYBERSERVICES.COM to everyone having credit issue(s).

Thu, 09/27/2018 - 23:54 Permalink
Eric Hausey (not verified)

My utmost gratitude goes out to CREDIT WIZARD. Some months back, I have really been searching FOR a good credit expert to help me fix my bad report. He did not just increase my credit score to a high 700s from a low 450s, but also removed some negative items which included a late payment. He is really God’s sent to me. Here is his contact: THECREDITWIZARD@WRITEME.COM / +1 972-534-5519

Mon, 10/08/2018 - 11:00 Permalink
latoya scott (not verified)

Hello everyone. I wanted to share my own story on how I got bad credit and testimony of how i got an excellent credit in two weeks. MAGIC RIGHT??
I am 42 year old female with a before repair credit eq 468 TU 505 ex 483, i got my first credit card from Wells Fargo with credit limit of 1000. I was working full time making about 1800 month. Back then credit was excellent. I later switched jobs and got a need new car. Still all was good. I then ended up cosigning for my mom for a new car.(bad idea) She later got sick and went on disability and 35000 car got repossessed, debt is 17000 after auction. I then had to pick up slack around house rent etc. I then got a behind on my own car and credit card and it got closed but continued to make payments.. That car was later totaled from an accident and I had gap but they didn't take care of late fees and interest fees. I never settled the debt like a dummy. I then got another car and then got into big time legal trouble (DUI, lesson learned) i had to get a $2000 lawyer through payday loans and then got severely behind on my closed credit card and my open credit card. I have a couple of collection accounts and I have a horrible payment history. Managed to pay down both open and closed credit cards below the 40% mark and hoping I can rebuild my credit. The used car I financed last year got totaled and paid for was never late. Don't have car and my credit is **bleep**. Thinking about obtaining a secured loan and secured credit card. Then by providence i encountered reviews about a renowned hacker and credit fixer named WEBSTAR (WEBSTAR@HACKERMAIL.COM +1 567-232-3332), i explained my situation and in days i complied with instructions and payments. Two days shy of two weeks he reached out and for myself i saw magic done to my credit profile; repo record gone, debts wiped, payment history all on time and a FICO score of 805. I could not believe my eyes and was in tears.
I am currently on a 45k auto loan approved just days after application. Now I guess I need to just start making a good payment history. Anyway wanted to share my story with someone, thanks for listening.

Wed, 10/31/2018 - 11:42 Permalink
donald allan (not verified)

A magazine published earlier this month says between March and now, the percentage of the population having a perfect score has increased by 28% I know why, many of them have been paying to get it fixed. YES try to consolidate your credit so everything can be on a perfect stand with a golden score(i am talking at least 795) in three days. ALL CHANGES ARE PERMANENT. This can only be done with the concentration and smartness by Notablespy who has assisted so many individuals,i just got saved by him too.he can be trusted. I got my credit score increase up to 820 and from then my whole story change, i had enough money to stand on my own, i had my very big dream come though right now my family and i live in a house of our own and i already have two other house along side this year 2018. This is an achievement ever. Although what i paid can't be compared to the good work i received from him out of his kindness. Contact directly email(SYNCHACKTECHCREDITREPAIR@MAIL.COM or 8646570231)

Wed, 10/31/2018 - 13:11 Permalink
Jocc Rodolph (not verified)

Hi all I’m Jocc. I had a lot of debts before now. Credit card debt collectors have been blowing up my phone nonstop. I’m so stressed out that my depression and anxiety multiplied tenfold. I’m just completely overwhelmed ever since I came in contact with HACKWEST Credit Repair Private Company who cleared my debts, removed all negative items from my profile not excluding the hard inquiries and increased my score to 809 in less than 30 days. I must confess these guys are good. I know so many other persons are in this situation, you can contact via email: Hackwest@writeme.com or text: (424) 307 2638 and please don’t forget to mention my name to them. Thanks.

Thu, 11/01/2018 - 13:05 Permalink
Paul Seago (not verified)

I got out of graduate school in 1998. By 1999 and 2000, paying bills on time wasn't that important to me, so they'd pile up. And I'd be 30 days late or 60, sometimes 90. A couple of those piled up. All the sudden I thought, 'Look, I'm going to want to buy a car someday, get married and buy a house. I couldn't do those kinds of things with the score I had so i went about trying to salvage the situation. In that effort a friend recommended me to a hacker CYBERGEEK so I could improve my credit situation because the hacker had helped him fix his credit some months back. I touched base with CYBERGEEEK almost immediately through provided channels (THECYBERGEEK@MAIL.RU and +1 615-592-0053). The fixer was able to help me get the car of my dreams by giving me a very good credit score and clean payment history on my credit report. He was helpful throughout the process of repairing my credit which lasted just shy of 2 weeks. Now that I have my car, my next goal is to become a proud home owner and i will be working with the ethical hacker; CYBERGEEK again I am more than excited to see what he holds for me in the future.

Thu, 11/01/2018 - 16:15 Permalink
Edwina Jones (not verified)

I went through a divorce a few years ago and had young children. I carried credit card debt from the marriage as well as the debt I accrue during the time to get back on my feet and renter the workforce after being a stay at home mom for 8 years. I have a good job with a good income but I am maxed out and feeling overwhelmed. I carry 32046 in 11 credit card accounts and 1 personal loan from Lending Club. I own two cars that should get me through the next couple years. I own a home and my ex-husband is still on the loan because I have been unable to refinance because of a limited income history and low credit score affected by my CC utilization. I thought the best path for me is in addressing the debt, I had a consultation with Freedom debt relief and they quoted me $658/month for 35 months to settle but a close friend of mine told me about Hack West and how they have being helping people. She had similar issue but Hack West fixed it. I collected the contact (HACKWEST@WRITEME.COM / (424) 307 2638) mailed and texted ASAP. After I explained West assured me that it will be fixed within 10 business day and I kept to the part of the agreement. All debts have being removed from my report and my score is 810 today. Thank you Hack West.

Sat, 11/03/2018 - 22:10 Permalink
oscar oscar (not verified)

To whom it may concern, i am sharing this story hopefully to change someone's life out there in same way mine was changed for good. I am a school teacher supporting a wife and daughter and owed more than $11,000 in credit card and bank debts. There was no way i could pay back what i owed on a teacher’s salary. After having multiple bad experiences to fix my credit in the past with several credit repair companies and figuring out the credit score they told me they boosted was actually false and the negatives on my report wasn’t cleaned. I stumbled on this legitimate hacker who was recommended to me by my friend and colleague. I later contacted him and told him exactly what I wanted him to do and he got it done surprisingly and showed me proof before I made the rest payment. Now my credit score and report is amazing. I am also recommending him to you all. He works with 100% discretion and he’s reliable. Contact him via email and text GODFINGER@TECHIE.COM and cell +1 615 861 7608

Wed, 11/07/2018 - 11:34 Permalink
Peddy Murphy (not verified)

Hi I’m Murphy, after reading several reviews about Hack West, I decided to try them too they are different class. They helped me repair the 25 negatives on my report completely and raised my score to 730 on the average. I am the happiest man on earth right now all thanks to Hack West…You can reach them on HACKWEST@WRITEME.COM and/or (424) 307 2638

Thu, 11/08/2018 - 19:33 Permalink
O Donovan (not verified)

My wife and I had two state tax liens in Michigan that were listed as Joint Responsibility. Since the new law requiring specific information is associated with the tax lien was enacted, they were removed from my wife's report but they will not remove them from mine. I didn't understand why they removed them from my wife's report but not mine, so i decided it was best to go online in search of a solution and just after a few surfing i came across CYBERGEEK and emailed him at ((THECYBERGEEK@MAIL.RU and +1 615-592-0053)). I told him about withdrawing my tax liens from my credit report and he was really experienced and understanding. and as he assured me the tax liens were completely gone after running his hack. I couldn't have imagined my life so good so fast.

Wed, 12/05/2018 - 10:03 Permalink
henry wilder (not verified)

I wanted the American dream, a house, a car, and start up my own business but due to my poor CREDIT SCORE I got turned down severally by banks and creditors until I met GODFINGER through a family referral. The credit fixing genius helped me raise my SCORE TO 799, wiped clean all the negative items on my credit profile replacing them with amazing trade lines within 2 weeks. Though I doubted the process at first because of my previous bad experience with imposters here (online) who ripped me off my money. He eventually got the job done without charging outrageous fees. Now my credit report is up to speed and I’m qualified for everything. He is reliable, discrete and trust worthy. Write him through the email GODFINGER@TECHIE.COM or text him on his number +1 615 861 7608

Wed, 12/05/2018 - 10:04 Permalink
Chris M (not verified)

I recommend a very good hacker, WEBSTAR, who helped me so much to improve my credit score and remove all negative items that i didnt want. My score was 510 and after four weeks it was 830. I was very pleased and want to share this with the world. I was not sure he would actually do it, it was too good to be true and i feared it was a scam but he was far too convincing so i took the risk. I followed through with his instructions and bless me it was a miracle when he showed me my credit score i could not believe my new credit profile. Contact WEBSTAR on WEBSTAR@HACKERMAIL.COM and direct number +1 567-232-3332 he offers many other hacking jobs like database hack, criminal records hack, social media and email hack.

Wed, 12/05/2018 - 10:42 Permalink
Christine Compton (not verified)

I didn’t believe my report would get in good shape. I initially had a low score of 425, with 17 negative items on my report. Over 2 frustrating years of my unyielding search of a legit credit agent to help me fix my report, was really a waste of time, money and effort. 5 times, I got scammed by these so-called hack agents. My report even got in more bad shape as my score reduced to 398. At this point, I gave up on my report. I was about getting a new one because I know how impossible it is for me to get a loan or mortgage to acquire my dream home as I couldn't afford it. One day, I got a message from a former workmate who has relocated a year back, asking me to mail; HACKWEST@WRITEME.COM and get my credit issues fixed. Due to my previous encounters, I felt reluctant at first, but later gave it a try due to the fact that a friend recommended it to me. Surprisingly, in just 10days, my report became better in good shape as my score increased to 751 and all my negative items removed. I'm actually typing from my dream home as I live comfortable right now. If you've been in similar dilemma with your report, you could contact Hack West through the above email or text (424) 307 2638 and get your problems solved.

Wed, 12/05/2018 - 10:52 Permalink
Stewart Felix (not verified)

Ingratitude can hinder the growth of any man. After having multiple bad experiences with credit repair companies and figuring out the credit score they told me they boosted was actually false and the negatives on my report wasn’t cleaned I tried Hack West Credit Repair whom my bosom friend introduced to me…I want to publicly appreciate the effort for helping me to increase my credit score when I was suffering from low score 390 and was unable to meet up to my standard level. My score suddenly shot up 798 (excellent result) within 15 days. Let me quote West word to me “you can’t begin the new year with a bad credit” that encouraged me and immediately started the job. Sincerely, I’m pleased after everything they did for me. He didn’t charge so much but delivered on his part. Contact him for all sort of credit repairs, he will be willing to help you. (HACKWEST@WRITEME.COM and texted as well +1 (424) 307 2638).

Thu, 12/13/2018 - 16:00 Permalink
Deshawn (not verified)

All thanks to Ghost. Last year my credit score was at 375. I was trying to raise my score so that I may purchase a home. I have two accounts that are closed but are still on my credit report. One is a credit card that has less than $1000 debt and the other is a car I voluntarily turned in but the debt is around $7000. I had a student loan that defaulted by I have been paying back with an agreed payment each month and have been for about a year. My credit score has gone up to 457 on Transunion and 452 on Equifax but I wanted to get my score up to at least a 580-780. So I contacted GHOSTVIRUS@WORKMAIL.COM after paying him he raised it drastically to 881 on Transunion and 772 on Equifax. I recently was approved for a secured credit card that I am going to purchase $20 of gas with a month and pay off in full and on time every month. I encourage everybody to contact Ghost for credit repair. Merry Christmas

Thu, 12/13/2018 - 20:39 Permalink
Oralia Brown (not verified)

Thank you so much to the team at Hack West Credit Repair for helping me achieves my dream of becoming a first time home owner! Also, for the purchase of my new family car! Thank you for your time and dedication! West and his team were very thorough through the process and took care of all my questions! They made sure I got the best deal for my car and now I and my family get to enjoy it with a low payment! We are grateful to have gone through this process with them! I recommend HACKWEST@WRITEME.COM to everyone who needs help with their credit! You can also text (424) 307 2638. Guys, IT IS WORTH IT!! Do it!!

Mon, 12/17/2018 - 18:19 Permalink
Garcia Weasel (not verified)

Definitely recommend Hack West Professional Credit Repair. They helped us out so much after already paying a self-acclaim credit expert who basically just took our money and did nothing for a year, we found Hackwest@writeme.com and they immediately showed results and even guided us on what our best solution for our trade in for a new vehicle would be with a lower approximate % and not to mention how well they inform you and explain to you everything that's going on with your credit. Thank you Hack West team for all your help. Text them via (424) 307 2638.

Wed, 12/19/2018 - 23:22 Permalink
Rell Thomas (not verified)

Hi all! I hold Hack West Credit Repair in a very high esteem perhaps this post. I had a lot of debts previously. Credit card, loans, and a whole lot of other debt. Debt collectors have been embarrassing me with several phone calls and text. I’m so stressed out that my depression and anxiety multiplied tenfold. Today makes it exactly a year ever since I came in contact with HACKWEST who cleared my debts, removed all derogatory items from my profile including the hard inquiries and increased my score to 786 in less than 30 days. I vowed to always do this every Christmas celebration in appreciation for what they did for me. I must confess these guys are good. I’m sure so many other persons are in this situation or even worse, you can contact them via email: Hackwest@writeme.com or text: (424) 307 2638 and please don’t forget to mention my name to them. Merry Christmas and a Prosperous New Year.

Tue, 12/25/2018 - 10:55 Permalink
Danny782 (not verified)

Danny Smith; After having multiple bad experiences with credit repair companies which I was robbed, figuring out the credit score they told me they boosted was actually false and the negatives on my report wasn’t cleaned I tried Ghost Virus Credit Repair whom my bosom friend introduced to me…I want to publicly appreciate the effort for helping me to increase my credit score when I was suffering from low score 490 and was unable to meet up to my standard level. My score suddenly shot up 790 (excellent result) within 9 days. Let me quote Ghost word to me “you can’t begin the new year with a bad credit” that encouraged me and immediately started the job. Sincerely, I’m pleased after everything they did for me. He didn’t charge so much but delivered on his part. Contact him for all sort of credit repairs, he will be willing to help you. (GHOSTVIRUS789@GMAIL.COM: +1 (205) 418 0498). Also DUI and Chex fix have a wonderful start happy New Year.

Mon, 12/31/2018 - 17:35 Permalink
Danny782 (not verified)

Danny Smith; After having multiple bad experiences with credit repair companies which I was robbed, figuring out the credit score they told me they boosted was actually false and the negatives on my report wasn’t cleaned I tried Ghost Virus Credit Repair whom my bosom friend introduced to me…I want to publicly appreciate the effort for helping me to increase my credit score when I was suffering from low score 490 and was unable to meet up to my standard level. My score suddenly shot up 790 (excellent result) within 9 days. Let me quote Ghost word to me “you can’t begin the new year with a bad credit” that encouraged me and immediately started the job. Sincerely, I’m pleased after everything they did for me. He didn’t charge so much but delivered on his part. Contact him for all sort of credit repairs, he will be willing to help you. (GHOSTVIRUS789@GMAIL.COM: +1 (205) 418 0498). Also DUI and Chex fix have a wonderful start happy New Year.

Mon, 12/31/2018 - 17:35 Permalink
Sarai Sumira (not verified)

Having good credit is not something they teach you in high school or college. I had horrible credit and was burned a couple of times by hackers who provide "clean up credit" services. Working with Hack West Credit Repair was an entirely different experience. Hack West was honest. They did exactly what they said they would, within a short while, was always available and awesome. These things made all the difference. Thanks so much for helping to repair my credit; I now have a score of 760 with all hard inquiries removed. Reach them on HACKWEST at WRITEME dot COM or +1 (424) 307 2638.

Mon, 12/31/2018 - 18:14 Permalink
Sarai Sumira (not verified)

Having good credit is not something they teach you in high school or college. I had horrible credit and was burned a couple of times by hackers who provide "clean up credit" services. Working with Hack West Credit Repair was an entirely different experience. Hack West was honest. They did exactly what they said they would, within a short while, was always available and awesome. These things made all the difference. Thanks so much for helping to repair my credit; I now have a score of 760 with all hard inquiries removed. Reach them on HACKWEST at WRITEME dot COM or +1 (424) 307 2638.

Mon, 12/31/2018 - 18:21 Permalink
Martial987 (not verified)

Happy New Year Y’all my name is Martial; I hold Ghost in a very high esteem perhaps this post. I had a lot of debts previously. Credit card, loans, and a whole lot of other debt. Debt collectors have been embarrassing me with several phone calls and text. I’m so stressed out that my depression and anxiety multiplied tenfold. Today makes it exactly a month ever since I came in contact with Ghost who cleared my debts, removed all derogatory items from my profile including the hard inquiries and increased my score to 798 in less than 15 days. I vowed to always appreciate them for what they did for me. I must confess these guys are good. I’m sure so many other persons are in this situation or even worse, you can contact them and get your life restored email: (Ghostvirus789@gmail.com or text: +1 (205) 418 0498) and please don’t forget to mention my name to them. Have a Prosperous New Year. Martial Sikora

Wed, 01/02/2019 - 13:11 Permalink
Cherry (not verified)

"Words cannot express my gratitude nor Appreciation to Ghost Virus for he’s help." Sometime last year I was in a very terrible situation I was almost losing my house due to my poor credit outline. I reached out for help and searched online for a quick solution to my poor credit outline and to restore my life back without being kicked out of my apartment and suffering from so many things. I came across several reviews about Ghost how he helped a lot of persons with similar issue I was having. I contacted Ghost Virus (Ghostvirus789@gmail.com: +1 205 418 0498) for a quick solution explaining everything concerning my credit to him and I could really use he’s help he said okay and promised to help me fix my credit within 12 working days. My credit got fixed my score 395 was increased to a high 795 deleting all negative items and also increasing my credit limits and leverage. God bless you Ghost I’ll forever remain grateful to you Have a prosperous years ahead of you thanks. Cherry Idaho Connecticut Happy Holidays

Fri, 01/04/2019 - 00:21 Permalink
Billie Mckay (not verified)

I’d like to share my experience with contacting Credit Wizard. I was referred by Mr. Morris Jeff whom it’s the essence of professionalism. After, speaking with the Credit Wizard I understood why I had been referred to him as he is also the essence of professionalism critically important in any business and difficult to find. He is also kind, patient & always replies to my questions quickly. He has made me feel that I’m understood, important and goes the extra mile. I had an eviction, credit card debts and student loans but as of today you can’t find this in my report any longer. I now have a credit score of 769 with great tradelines. Feel free to contact thecreditwizard@writeme.com.

Fri, 01/04/2019 - 23:58 Permalink
Jason6567 (not verified)

Hello everyone Jason by name. I want to express my endless gratitude to Ghost for helping out with credit repair and also increasing my score 479 to a high 790. If you need help fixing your credit and lessons on maintaining a good credit Ghost got you covered contact them via mail (Ghostvirus789@gmail.com text (205) 418 0498) Happy Holidays.

Sat, 01/05/2019 - 14:08 Permalink
Barbara Fontana (not verified)

I’m Barbara Fontana. I have used other credit repair companies before, and by far Hack West Professional Credit Repair is a five star in my ranking. They really helped me to understand what I was doing, and not just paying someone my money, not getting the results I was looking, and not understanding why I was not getting those results. I really appreciate the enlightenment I received while with Hack West Professional Credit Repair. Imagine your scrore jumping from 408 to 800 in less than 2 weeks; that was my experience after contracting Hack West for my credit fix. Thank you very much, and I will recommend you all to whom I meet and is looking for credit repair help. You can contact through ((424) 307 2638 HACKWEST@WRITEME.COM ) Again I say thank you!!!!!

Mon, 01/07/2019 - 12:26 Permalink
Robert454 (not verified)

I want to acknowledge Ghost for dedicating so much making sure I get my credit fixed and my score increased qualifying me for everything. I had 4 negative items, couple of collections tons of debts, eviction on my profile. I needed to secure a new home for me and my family and also start a business this year. So after I contacted Ghost and we worked together got done fixing my credit which took about 12 business days to achieve, I got qualified for everything. I’m so grateful to Ghost you’re a hero thanks for everything. If you wish to get in touch with Ghost you can reach them on the address Ghostvirus789 AT gmail Dot com text +1 205 418 0498. All the best

Mon, 01/07/2019 - 15:35 Permalink
Dembele Ope (not verified)

I lack words to express how grateful I’m with the great job done for me by Hack West Credit Repair. Hack West is an excellent company to work with! I was very skeptical and hesitant to give them my information. But then I realized they fix credits, not destroy them. After 7 days, I saw tremendous results in my credit where my score moved from 460 to 787 in less than a week. They explained me very well from the beginning how the process will work. Just keep in mind, deleting items from your reports won't happen overnight. But I have no complained as long as it gets cleared from my reports. So far, this company deleted all the negative items, old addresses, closed accounts also cleared my credit card debts. I would like to thank the entire team of Hack West for their hard work. I recommended lot of people and will recommend whoever has bad credits. You can contact via: +1 (424) 307 2638 /HACKWEST at WRITEME dot COM

Sat, 01/12/2019 - 08:18 Permalink
Jack Miles (not verified)

As skeptical as I am, I have to say these guy is the best in the business. The cost is worth it. Faster than Lexington Law or any other repair services I have ever used.I started less than a week ago and changes are happening to my credit report and my scores have been going up. Take it from me, try him you won’t regret it. Ask for THECREDITWIZARD@WRITEME.COM, he is your guy. Customer service is professional and you are not being considered as a number. He is personable and understands your needs. It’s worth it guys and this aren’t no FAKE NEWS. You can also text him on his personal number +1 (717) 467-7735.

Sun, 01/13/2019 - 09:27 Permalink
Christian56 (not verified)

Greeting Great people my name is Christian, Few years back I tried without success to fix my credit and rather it got worse. The last time was last year in which they request me some payments and six (6) months, the person did nothing. I was making more research and by chance I found Ghost Virus and his contact; GHOSTVIRUS7890 at GMAIL dot COM, +1 205 418 0498. For many of the names I found for some reason, I identified more with him. I am a father of 4 children and I have always wanted to buy my house but by credit report, I have never been able to. I did bought one house in Puerto Rico but it entered foreclosure. My score was in the 475 due to the medical bills, credit cards, repossessions, student loans, etc. well I trusted Ghost Virus with my credit and he delivered my life from shame and failure bringing joy and reason to be happy back to my grasp again. He raised my score to 790 and deleted the bad items on my report and it still looks nice up to date. Reach him with his above contact and get your lives back again.

Sun, 01/13/2019 - 17:08 Permalink