Your full Name:
Your permanent address:
Present contact number:
Name of credit reporting agency
Address of credit reporting agency
Dear Sir or Madam,
I would like to dispute some inaccurate information I have discovered on my credit report. The items I believe to be incorrect are listed below. I am also including a copy of my credit report with the disputed information highlighted.
- Creditor name and account number
- Description of the item
- Item(s) and an explanation of what you want the credit bureau to do with the information, along with valid proof to support your claim.
In compliance with the Fair Credit Reporting Agency (FCRA), I request that you investigate this matter and update my credit report accordingly.
If your investigation validates the listing, please provide me with an explanation if the procedure you used to validate the listing within 15 business days of your completion of the investigation, as per the FCRA. I also request that you send me a copy of the information you gathered as a result of the investigation.
If your investigation shows this listing to erroneous, please update my credit report and send me a copy of my updated credit report.