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Hello all,

We are new to this and have started to try rebuilding our credit after a LOT of medical bills and a few other things, plus me (mrs.) being out of work on and off for 7 years now, due to surgeries and health problems. Hence the medical bills. We are looking for some good support and people that understand what we have been though. Any ideas, websites, etc is helpful. Our goal is to be able to purchase land and a home by next May after our son graduates high school.

Thank you in advance. javascript:emoticon(':)')

Hello I am a single employed mother of two and I have bad credit. Most from when I first turned 18 and thought it would be cool to have a credit cards, & a cell phone, but not really thinking about how the heck I would be paying it all. I want to fix my credit but I feel so in debt that I don't know where to begin. Please help, I'd greatly appreciate it!

My wife and I are 60 years old and both of us lost our jobs 2 years ago .We coiuldn't pay our Credit card billls .Now we have to go to a hearing .What do you think will happen .This is new to us and we are pretty scared.Thank you .
Pat

Welcome to the forums!!!
Without much information, it’s very difficult to give you a right suggestion. That’s why please give us more clear information so that we can help you in this regard.

I was laid off 2 years ago and I am still struggling to find something FT and perm. I am worried that the unfortunate events of my past are now haunting me on my report. Is there a way to legally have these removed, so I can somehow get a job again? I am so distraught right now, I can't see straight!

My husband is disabled and lost a civil case in florida-cc company. They have just sent him papers with the amount owed and the amount to pay.They are asking for my employer and income etc. and I'm the one who pays all bills. We will lose our home if they garnish my pay. What can I do.

I am a single Mom with two small kids. I have been out of work for 18 months and have exhausted all our savings, 401K, etc. My mortgage is 3 months behind and Citi is not budging on a modification. I am trying to decide if bankruptcy is a good alternative since I am out of ideas. Any help would be appreciated. Nancy

My mother is elderly and the only thing she possesses is an automobile that my father purchased prior to his death. She draws a meagar SS income and she had several credit cards that she could no longer pay. She recieved a letter brought to her in person which practically scared her to death. He simply asked her name and said I have a letter for you. My question is I know they cannot garnish her social security but is there any thing else they may do. Place a lein on her vehicle maybe?
Thanks