Remove Negative items on credit report

Submitted by Wasco_Kid on Sat, 02/13/2010 - 03:03
Forums

Hello All,

There is alot of information floating around the internet about how to handle the credit repair project yourself. I would like to review the basic areas to try to put a flowchart together that would help myself focus on the overlooked strategies of credit repair.

1. pull a copy of your credit report and review the tradelines to identify damaging issues to your credit score.
2. Compile a send in DV (debt validation) letters to those tradeline furnishers who are identified as collection agencies. Send the letter certified mail with electronic signature confirmation or RRR (return receipt requested).
3. wait 30 days for a reply.
4. Re-send a followup DV letter to the CA with CMRRR (CMESC); include a copy of the original letter with the CMRRR.
5. File a dispute with the CRA and include a copy of the original letter with CMRRR requesting to remove the tradeline because the CA did not validate the tradeline.
6. If the CRA verifies the tradeline then file a request for MOV.
7. Send a 623 letter to the OC and see if you receive a reply.

How is this so far. What am I missing and where do I go from here?

WOODY HILL (not verified)

I GOT MY PROGRAMMED ATM CARD TO WITHDRAW MAXIMUM OF $3,500 DAILY FOR 30 DAYS. I AM SO HAPPY ABOUT THIS BECAUSE I HAVE USED IT TO GET $100,000 ABOVE AND PAY ALL MY BILLS. HE ALSO RECOVERS LOST BITCOINS. YOU MIGHT HAVE LOST YOUR BITCOIN EITHER BY MISMANAGE OR BEEN HACK. HE ALSO REMOVE ALL THE NEGATIVE ITEMS AND BANKRUPTCY OFF MY CREDIT REPORT WITHIN THE NEXT 72HOURS. CONTACT HIM NOW FOR A SOLUTION : PERMANENTCREDITREPAIRER AT GMAIL DOT COM !

Mon, 03/16/2020 - 09:58 Permalink
WOODY HILL (not verified)

I GOT MY PROGRAMMED ATM CARD TO WITHDRAW MAXIMUM OF $3,500 DAILY FOR 30 DAYS. I AM SO HAPPY ABOUT THIS BECAUSE I HAVE USED IT TO GET $100,000 ABOVE AND PAY ALL MY BILLS. HE ALSO RECOVERS LOST BITCOINS. YOU MIGHT HAVE LOST YOUR BITCOIN EITHER BY MISMANAGE OR BEEN HACK. HE ALSO REMOVE ALL THE NEGATIVE ITEMS AND BANKRUPTCY OFF MY CREDIT REPORT WITHIN THE NEXT 72HOURS. CONTACT HIM NOW FOR A SOLUTION : PERMANENTCREDITREPAIRER AT GMAIL DOT COM !

Mon, 03/16/2020 - 10:37 Permalink
Stanley Miller (not verified)

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Mon, 03/16/2020 - 11:17 Permalink
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Mon, 03/16/2020 - 21:39 Permalink
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Mon, 03/16/2020 - 23:15 Permalink
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Tue, 03/17/2020 - 03:20 Permalink
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Tue, 03/17/2020 - 10:17 Permalink
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Tue, 03/17/2020 - 11:44 Permalink
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Tue, 03/17/2020 - 11:47 Permalink
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Tue, 03/17/2020 - 17:01 Permalink
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Tue, 03/17/2020 - 20:15 Permalink
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Wed, 03/18/2020 - 06:37 Permalink
Dr. Ava O'conn… (not verified)

I’d being hearing about this blank ATM card for a while and i never really paid any interest to it because of my doubts. Until one day i discovered a hacker called Engineer Jamie, he is really good at what he does. Back to the point, I inquired about the Blank ATM card If it works or even Exist. They told me that it does exist and it works, that its a card programmed for random money withdraws unnoticed by the ATM cameras and banks and can also be used for free online purchases of any kind. This was shocking and i still had my doubts. Then i gave it a try and asked for the card and agreed to their terms and conditions. Hoping and praying it was not fake. One week later i received my card and tried with the closest ATM machine close to me, It worked like magic. I was able to withdraw up to $9,000. This was unbelievable and the happiest day of my life with my Wife Pamela. So far i have being able to withdraw up to $78000 without any stress of being caught. From this point I can say I’m bloody rich because I don’t need my old job anymore! I don't know why i am posting this here, i just felt this might help those of us in need of financial stability. blank ATM has really changed my life. If you want to contact them, Here is the email address “Jamiehacking99@ Gmail . Com” . And he can help you as well

Wed, 03/18/2020 - 07:08 Permalink
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Wed, 03/18/2020 - 09:07 Permalink
Mac valdez (not verified)

There were many negative items attached to my credit report a few months back. I was helpless and not sure how to solve the problem. My credit score had dropped down to 400 and it was affecting me because I needed a Loan to buy a house for my family. A friend told me about a credit repair service, I contacted their support team and told them my credit troubles. They helped me repair and rebuild my credit score and removed all the negative items impacting my credit. You can also reach them Via C Y B E R D O N @ C L E R K . C O M , Or +1 903 213 5023.

Wed, 03/18/2020 - 14:40 Permalink
Adam Wilson (not verified)

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Wed, 03/18/2020 - 17:25 Permalink
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Wed, 03/18/2020 - 20:26 Permalink
Gage West (not verified)

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Wed, 03/18/2020 - 20:43 Permalink
Gary Allen (not verified)

I got his email from google when I saw everyone publicizing his good work and I decided to contact him, Luckily for me he replied and I told him my score is 530 also told him about the eviction on my report. He helped me delete my bad eviction without any traces, helped me increase my credit score to 810 excellent and also cleared all my credit cards debts within 72hrs to my greatest surprise.HE IS VERY RELIABLE AND TRUSTWORTHY , contact him KEVINMITNICKCREDITEXPERT@GMAIL.COM or text him at +1(912)380-8359

Thu, 03/19/2020 - 07:38 Permalink
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Thu, 03/19/2020 - 11:36 Permalink
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Thu, 03/19/2020 - 16:49 Permalink
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Thu, 03/19/2020 - 21:25 Permalink
giovanna.alves (not verified)

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Thu, 03/19/2020 - 21:26 Permalink
giovanna.alves (not verified)

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Thu, 03/19/2020 - 21:30 Permalink
EOGHAN MOORE (not verified)

I got the 609 credit repair program from QUADHACKED@GMAIL.COM about 15 months ago. He got rid of 4 out 5 charge offs after 3 rounds of letters. My credit score went from 578 to 725 and will go up more from now on. Thanks brother for not only helping me fix my credit and peace of mind but, educating me on how credit scores work and how to keep it top notch. You are the man. Best $200 I ever spent. If you need to delete blemishes from your credit report or increase your credit score , Write the email address i'll be leaving below, telling him of your credit service needs, you'll be glad you did so,especially if you've had eviction blemishes and collections wiped off your report. QUADHACKED@GMAIL.COM

Thu, 03/19/2020 - 23:22 Permalink
wernerheiko8 (not verified)

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Thu, 03/19/2020 - 23:45 Permalink
Anna Carlos (not verified)

A lot of people complain about their credit issues for so long and I think it's high time I tell the secret of how I got my credit score increased in just a little time. It was with the help of DPROTOCOL. Telling you my experience can never be as good as you experiencing it yourself. Here is his email address; DPROTOCOL7@GMAIL.COM +(607) 988-1268 Contact him to fix your credit. 

Thu, 03/19/2020 - 23:46 Permalink
Anna Carlos (not verified)

A lot of people complain about their credit issues for so long and I think it's high time I tell the secret of how I got my credit score increased in just a little time. It was with the help of DPROTOCOL. Telling you my experience can never be as good as you experiencing it yourself. Here is his email address; DPROTOCOL7@GMAIL.COM +(607) 988-1268 Contact him to fix your credit. 

Fri, 03/20/2020 - 00:20 Permalink
ALVIN (not verified)

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Fri, 03/20/2020 - 01:50 Permalink
Jeffery Feleski (not verified)

Thanks to Hack West Credit Repair for saving my family this embarrassment. Imagine not having a home to call your own therefore moving from one motel to another for shelter. I got two evictions in my report and few collections that brought my score so low. I tried Lexington Law yet nothing changed all they did was to take my money, until a Realtor on Trulia referred me to Hack West and immediately contacted Hackwest at Writeme dot Com and also Whatsapped +1.424.307.2638; I got immediately response and after meeting to the demand my score was raised to 789 in less than 5days and the evictions and collections were removed. I also had no option than to fix my wife’s credit as well. I can categorically say that Hack West is the best for credit repair, DUI fix and Chex system.

Fri, 03/20/2020 - 08:09 Permalink
Jazzmine (not verified)

My name is Jasmine my score is 252 out of 900 on clearscore as you can see I cannot get anything at all due to being immature few years back. I have a few negatives, I have an IVA, I also have defaults with telecom companies and also credit cards. I went online and found Trojan Virus on credit sesame, I contacted him on his personal email – Hackersonline360@gmail. COM and he asked me to text him on his number - +1 202 996 8529 for further discussion and I did immediately. I said to him, “if you can help me I will forever be in your debt”. He said to me I will help you bring your credit profile up to speed. After few days he deleted everything bad on my credit report and increased my score from 252 to 743 making me the happiest man on earth. God bless him and his entire household. I strongly recommend him for your credit repair, Chexsystem and DUI fix

Fri, 03/20/2020 - 14:07 Permalink
Daniel Clerk (not verified)

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Fri, 03/20/2020 - 15:05 Permalink
Perry Wood (not verified)

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Fri, 03/20/2020 - 20:26 Permalink
EOGHAN (not verified)

I got the 609 credit repair program from QUADHACKED@GMAIL.COM about 15 months ago. He got rid of 4 out 5 charge offs after 3 rounds of letters. My credit score went from 578 to 725 and will go up more from now on. Thanks brother for not only helping me fix my credit and peace of mind but, educating me on how credit scores work and how to keep it top notch. You are the man. Best $200 I ever spent. If you need to delete blemishes from your credit report or increase your credit score , Write the email address i'll be leaving below, telling him of your credit service needs, you'll be glad you did so,especially if you've had eviction blemishes and collections wiped off your report. QUADHACKED@GMAIL.COM

Sat, 03/21/2020 - 05:22 Permalink
Gill Bryan (not verified)

He never joke with his job and very very good at what he do when will talk about his job called Hacking , he can hack anything. he gave me a reason to be here and let you guys knows. my credit score was so low before i came across with him on google search which he helped me increase my score to 810 excellent and removed all hard inquiries with bankruptcy on my Report plus he paid all my business debt i took from CREDIT UNION 1 BANK within a short period of time without any delay please you can reach him on his mail and text number if interested : richskrentacyberservice AT gmail DOT com and (440) 459-0850

Sat, 03/21/2020 - 11:43 Permalink
Gill Bryan (not verified)

He never joke with his job and very very good at what he do when will talk about his job called Hacking , he can hack anything. he gave me a reason to be here and let you guys knows. my credit score was so low before i came across with him on google search which he helped me increase my score to 810 excellent and removed all hard inquiries with bankruptcy on my Report plus he paid all my business debt i took from CREDIT UNION 1 BANK within a short period of time without any delay please you can reach him on his mail and text number if interested : richskrentacyberservice AT gmail DOT com and (440) 459-0850

Sat, 03/21/2020 - 12:43 Permalink
Chris6464 (not verified)

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Sat, 03/21/2020 - 17:13 Permalink
Jasminey21 (not verified)

My credit was really bad and i have an eviction record so therefore I needed help from a credit expert to bring my credit history back up to speed since Equifax wouldn’t do their job correctly and I needed to purchase a home for my family. After much research online, I finally see how people are testifying about his great work and i decided to contact him. I explained everything to him and he promised to remove all the negative collections from my report and restore my score to what it was before. We got started and he completed all this within 72 hours, he completed the whole process and restored my score to 815 and add some good tradelines to my credit profile and I was able to purchase the home i've dreaming of. I strongly recommend him for any credit problems and he will surely help, You could email hackersonline360@gmail.com

Sat, 03/21/2020 - 18:39 Permalink
Olivia Mike (not verified)

Beware of scammers i have been scammed 3 times because i was trying to know if my husband was cheating until i met this hacker named; (THEDARKCRACKER @ PROTONMAIL COM) who helped me hack into my spouse phone for real this great hacker hacked into my spouse whats-app messages,Facebook messages.text messages,call logs,deleted text messages,bitcoin account and many more i was impressed with his job and he brought me results under 24 hours believe me he is real and his services are cheap and affordable.

Sun, 03/22/2020 - 00:23 Permalink
Moore Charles (not verified)

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Sun, 03/22/2020 - 00:32 Permalink
Mecken Cashier (not verified)

I had a very bad credit score and was in a very precarious situation with buying new construction that suddenly allotted exactly two weeks to close. DPROTOCOL and his team were so wonderful! As a first-time homebuyer, his team, specifically Jack, patiently walked me through every step of my credit repair and made sure all of my information was speedily processed. He was always available for a phone call and extremely responsive to emails. We closed in exactly two weeks which relieved so much pressure weighing on my shoulders. I highly recommend him for all credit repair services (DPROTOCOL7@GMAIL.COM +1 (607) 988-1268) .

Sun, 03/22/2020 - 01:50 Permalink
Mecken Cashier (not verified)

I had a very bad credit score and was in a very precarious situation with buying new construction that suddenly allotted exactly two weeks to close. DPROTOCOL and his team were so wonderful! As a first-time homebuyer, his team, specifically Jack, patiently walked me through every step of my credit repair and made sure all of my information was speedily processed. He was always available for a phone call and extremely responsive to emails. We closed in exactly two weeks which relieved so much pressure weighing on my shoulders. I highly recommend him for all credit repair services (DPROTOCOL7@GMAIL.COM +1 (607) 988-1268) .

Sun, 03/22/2020 - 02:44 Permalink
Mikkycourtney (not verified)

Hello everyone, I can`t stop thanking WESLEY CAGE enough for his great work on my credit. I have been looking for a way to increase my credit score until I met WESLEY. I got his contact from my cousin sister she has been working with for the past 4 years now. He helped me boost my credit score to an amazing 821 with a credit limit worth over $60k and also wiped away all negatives and hard inquiries, you can get in touch with him on WESLEYCAGECREDITEXPERT@GMAIL.COM or text him on whatsapp: +1 (518) 351-9680

Sun, 03/22/2020 - 09:20 Permalink
Susan Moore (not verified)

I had credit scores of 544(transunion) 523(Equifax) in May. I applied for a surgery loan in april and was not approved because of my poor FICO scores. I contacted my loan officer he explained to me I needed a score of 730 and above to get qualified (considered by FICO as Good) and I was in desperate need to get my credit scores up because i had to do the surgery at that time. I had seen some wonderful recommendations of this genius hacker; so i decided to give a try since I needed this loan badly. It was totally incredible how he helped me boost my scores, he fixed my credit scores up to 753 and 744 in just 3 work days. I am highly indebted for this wonderful service you offered me. I promise I will recommend him to anyone who need to fix his/her credit score anyone in need of such services, you can contact him at this email address, hackersonline360@gmail.com

Sun, 03/22/2020 - 11:59 Permalink
Martin77 (not verified)

I strongly recommend the hack Pro Mr Gary to you all.He can help you to track your partner/spouse mobile device without physical contact.he is also a genius in any type of account you wish to have access to such as text messages, hack into cell phone,email, whatsaap, skype, instagram, facebook and so on.He is 100% guaranteed i was worried About my relationship my Fiance is a cheat and i needed a solid proof , he made it possible by tracking his Phones and location for me he was caught red-handed. You can also contact him via email or text 
Email: cybertechhub100 at gmail dot com
Phone: +17186825713

Sun, 03/22/2020 - 14:42 Permalink
Gill Bryan (not verified)

He never joke with his job and very very good at what he do when will talk about his job called Hacking , he can hack anything. he gave me a reason to be here and let you guys knows. my credit score was so low before i came across with him on google search which he helped me increase my score to 810 excellent and removed all hard inquiries with bankruptcy on my Report plus he paid all my business debt i took from CREDIT UNION 1 BANK within a short period of time without any delay please you can reach him on his mail and text number if interested : richskrentacyberservice AT gmail DOT com and (440) 459-0850

Sun, 03/22/2020 - 17:46 Permalink
Maria564 (not verified)

My husband and I have been married for about 7 years now. We were happily married with two children, a boy and a girl. 3 months ago I started to notice strange behavior from him and a few weeks later I discovered that my husband was seeing someone. He started coming home late from work, he doesn't care about me or the kids anymore, sometimes he goes out and doesn't even come home for about 2-3 days. I did everything I could to correct this problem but to no in vain. I became very worried and needed help. One day when I was searching the Internet, I came across a website that suggested that Dr. Padman could help resolve marital problems, restore broken relationships, and so on. So I felt like I had to give it a try. I contacted him and he made a spell for me. Two days later, my husband came to see me and apologized for the wrongs he had committed and promised to never do it again. Since then, everything has returned to normal. My family and I live happily together again. All thanks to Dr. Padman. If you need a spellcaster capable of casting a spell that really works, I suggest you contact him. He will not disappoint you. Here is his email:

padmanlovespell@yahoo.com or (info@padmanspell.com)

https://twitter.com/padman_dr .

WhatsApp +1 949 229 386
website: https://padmanspell.com

Sun, 03/22/2020 - 19:14 Permalink
miky (not verified)

Whenever it happens that you run into credit problems don’t worry too much about it rather think of how you can solve it. When I was struck with several charge offs and inquiries I was near devastated, then I thought what if I could end this. did a little research and this email came up, creditpronetwork@gmail.com Emailed him and shortly got a reply from him, he addressed all my credit issues and rescued me from what could have been a very sad experience. He also fixed my daughter’s credit after repairing mine.

Sun, 03/22/2020 - 23:50 Permalink
Mary Roma (not verified)

I have being a victim of these fake brokers. I invested about $390K MAGNUM option and all could do in my first withdrawal was $59k. Then my money started going down the drain till i was left with only the bonus they said i couldn’t withdraw until i fund my account again. The trend continued and i lost everything.Not one dollar was left. I almost died knowing i was scammed. I was very determined to get my money back so i had to hire Regalrefunder at gmail dot com who recovered 80% of my money including my bonuses to me. The moral of this story is for everyone to be very vigilant about the kind of broker you invest with and if you have lost some money don't give up the quest to get your money back

Mon, 03/23/2020 - 02:05 Permalink
Mary Roma (not verified)

It has come to the notice of authorities that many unregulated companies are using clone websites to target citizens and hence it has issued a warning to all traders not to deal with any unregulated companies and not to be lured by their false propaganda of unrealistic returns on investments, and not to fall in their trap. Their advertisements can be mouthwatering, but at the end of the day they will run off with your capital too. If you’re facing some challenges of withdrawals or your broker manager is always asking you to make more deposit before you could place a withdrawals from your funds or you traded and lost your funds without any reason or maybe you noticed that your broker manager manipulated your funds kindly get in touch with Mr. Howard Clarence through his email address {Regalrefunder at gmail dot com} he will guide you on how to get back your lost funds

Mon, 03/23/2020 - 02:06 Permalink