Remove Negative items on credit report

Submitted by Wasco_Kid on Sat, 02/13/2010 - 03:03
Forums

Hello All,

There is alot of information floating around the internet about how to handle the credit repair project yourself. I would like to review the basic areas to try to put a flowchart together that would help myself focus on the overlooked strategies of credit repair.

1. pull a copy of your credit report and review the tradelines to identify damaging issues to your credit score.
2. Compile a send in DV (debt validation) letters to those tradeline furnishers who are identified as collection agencies. Send the letter certified mail with electronic signature confirmation or RRR (return receipt requested).
3. wait 30 days for a reply.
4. Re-send a followup DV letter to the CA with CMRRR (CMESC); include a copy of the original letter with the CMRRR.
5. File a dispute with the CRA and include a copy of the original letter with CMRRR requesting to remove the tradeline because the CA did not validate the tradeline.
6. If the CRA verifies the tradeline then file a request for MOV.
7. Send a 623 letter to the OC and see if you receive a reply.

How is this so far. What am I missing and where do I go from here?

Mary Roma (not verified)

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Mon, 03/23/2020 - 02:10 Permalink
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Mon, 03/23/2020 - 02:13 Permalink
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Mon, 03/23/2020 - 02:14 Permalink
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Mon, 03/23/2020 - 12:11 Permalink
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Tue, 03/24/2020 - 16:05 Permalink
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Tue, 03/24/2020 - 16:35 Permalink
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Tue, 03/24/2020 - 17:06 Permalink
Bobby Raymond (not verified)

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Tue, 03/24/2020 - 22:34 Permalink
Dean Evans (not verified)

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Tue, 03/24/2020 - 22:58 Permalink
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Wed, 03/25/2020 - 06:29 Permalink
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Wed, 03/25/2020 - 10:42 Permalink
Angel Flowers (not verified)

I saw a lot of notification from a Disqus forum about he, I have been in need of help for years just to erase evictions and negative items on my credit that got me denied of getting mortgage loan. He help erase evictions and remove bad items on my credit report and He helped me boost up my credit score in few days. He also help me pay off my Chase Credit Card Debts with Navy Federal Credit Card Debts Along and He is reliable and trust worthy. Contact at "PERMANENTCREDITREPAIRER AT GMAIL DOT COM"

Wed, 03/25/2020 - 11:07 Permalink
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Wed, 03/25/2020 - 11:15 Permalink
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Wed, 03/25/2020 - 16:51 Permalink
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Thu, 03/26/2020 - 12:45 Permalink
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Thu, 03/26/2020 - 14:56 Permalink
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Thu, 03/26/2020 - 20:37 Permalink
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Thu, 03/26/2020 - 20:47 Permalink
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Fri, 03/27/2020 - 12:37 Permalink
justin hall (not verified)

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Fri, 03/27/2020 - 16:56 Permalink
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Sat, 03/28/2020 - 01:18 Permalink
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Sat, 03/28/2020 - 01:19 Permalink
justin hall (not verified)

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Sat, 03/28/2020 - 02:35 Permalink
justin hall (not verified)

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Sat, 03/28/2020 - 02:48 Permalink
Mitchell Smith (not verified)

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Sat, 03/28/2020 - 19:37 Permalink
Tom Brian (not verified)

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Sat, 03/28/2020 - 21:34 Permalink
Vitali Klein (not verified)

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Sat, 03/28/2020 - 21:54 Permalink
Lisa duran (not verified)

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GL Y'all

Sat, 03/28/2020 - 22:50 Permalink
lisaduran (not verified)

My name is Lisa for short, Over a few years now i had been in search of a reliable credit agent to help me fix my credit report 4 times, My report even got in more bad shape as my score reduced to 300 while making researches and waiting for recommendations. At some point, I almost gave up on my report. I was about getting a new one because I know how impossible it is for me to get a loan or mortgage to acquire my dream home as I couldn’t afford it, I got a message from an ex workmate in Chicago, who has relocated months back, asking me to contact BLACKNET and get my credit issues fixed. Due to my previous encounters, I felt reluctant at first, but later gave it a try due to the fact that a friend recommended him to me. Surprisingly , in just 72 hours my report became better in good shape as my score increased to 770 and all my negative items. you could contact him through his mail now if you've got similar issues.
EMAIL: BLACKNET0012@GMAIL.COM
you could also text him on Whatsapp +1(972)256-8657
Or write to his SMS box here +1(773)916-8713
GL Y'all

Sat, 03/28/2020 - 23:21 Permalink
rosejoy (not verified)

If you think your spouse may be cheating, you can contact proffesionalhackers234@gmail.com
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Sat, 03/28/2020 - 23:40 Permalink
jaymendez (not verified)

My credit score was really low and I needed urgent help fixing it. I lost my job and I really got behind on bills & my loan payments which left my credit in a mess with a low 482 score. Luckily, I got a job and I was desperately in need of help to fix my already shattered credit. I resorted to going online searching for help, when I came across a life saver specialized in credit repair on a social forum and he had so many positive reviews. I mailed (JACKCRAIGCREDITREPAIRER@GMAIL.COM) and he helped me with the repair within 7 business days after which I pulled up my report and I saw for myself the amazing changes he had made. Not only did he increase my score to 805, he also made the late payments I had appear as on-time payments coupled with other negative items which he corrected. I am really thankful for how he changed my credit score so i am recommending him to everyone, here is the number to text him on +16052529925 he is very good at what he do.

Sun, 03/29/2020 - 04:28 Permalink
Jeannie Hubbard (not verified)

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Sun, 03/29/2020 - 09:37 Permalink
Joey Marc (not verified)

I work Frequently very hard for two years to make sure my score get increase back from 460 to 700 above, now i'm exhausted of working without seeing any improvement, So i try to contact this very know hacker i meet on internet on there fast communication mail : C Y B E R D O N @ C L E R K . C O M , Or +1 (903) 213 5023. He decided to help me and make my score up to 820 without any delay and took away bad collections and replace it with excellent collections.

Sun, 03/29/2020 - 17:25 Permalink
Mel Lasure (not verified)

(Xapcreditsolution at Gmail dot Com or +1 (972) 597 9704) is the best out there. I saw people commenting and giving testimonies and I have to use XAP so I can confirm if he's legit or not. I contacted him and I was told to fund the exploits and wait for 72 hours. He helped me delete all the negative items on my credit report and increase my credit score to 780 and I was able to get mortgage a home and also got a loan of $100k. What amazed me most was the elimination 20k medical bill. He's fast, good and reliable, Get to him today and thank me later.

Sun, 03/29/2020 - 19:36 Permalink
lisa duran (not verified)

My name is Lisa for short, Over a few years now i had been in search of a reliable credit agent to help me fix my credit report 4 times, My report even got in more bad shape as my score reduced to 300 while making researches and waiting for recommendations. At some point, I almost gave up on my report. I was about getting a new one because I know how impossible it is for me to get a loan or mortgage to acquire my dream home as I couldn’t afford it, I got a message from an ex workmate in Chicago, who has relocated months back, asking me to contact BLACKNET and get my credit issues fixed. Due to my previous encounters, I felt reluctant at first, but later gave it a try due to the fact that a friend recommended him to me. Surprisingly , in just 72 hours my report became better in good shape as my score increased to 770 and all my negative items. you could contact him through his mail now if you've got similar issues.

EMAIL: BLACKNET0012@GMAIL.COM

you could also text him on Whatsapp +1(972)256-8657

Or write to his SMS box here +1(773)916-8713

GL Y'all

Mon, 03/30/2020 - 00:00 Permalink