A year ago I ended up in the hospital and my insurance paid over 10k to the hospital for everything. I was left with about a $5500 out of pocket. I informed the hospital back then I had no way to pay at that time and wasnt given any options.
It has been almost a year. Now, I just had what looks like a judgement delivered to me for the balance. I am still not in a great place in regards to money as I have been sick constantly but believe I could afford about a $100 a month now. I looked up the case number and it doesnt show valid online so I am wondering if I should call the hospital.
Thanks in advance. (I would love to pay in full but can't afford as of now)
This can be a scam. First of all can you provide the address from where you have been served? Also check the status of this account on your credit report. You can also go to the court and check if there's nay such case. If this would have been a real case, it was required to have a case number.
Your personal details (name, email address and phone number) will be delivered to the company advertised on the Creditmagic after ve agreed to go for the counseling session by filling out the no-obligation form. However, it is your discretion to accept or reject their services.
Not all the creditors/debt collectors agree to trim down the outstanding balances, interests, and fees payable by the consumer.
Consumers working with the debt relief companies can still be sued by the creditors/collection agencies.
Debt relief services may have a diminishing effect on the creditworthiness of the consumer. The total outstanding balance may increase as the additional fees get accrued.
The overall amount saved by the consumer through the debt relief services is considered as taxable income by the IRS.