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Joined: 02 Apr 2009
tony007's page
Posts: 1

46 Magic Points

Subject: Judgement Help
Posted on Thu Apr 02, 2009 9:11 am  

Hi guys,

I'm wondering if anyone can help me with this...
I have a judgment placed on my credit reports by a CA (credit card debt) and I want to take steps toward paying it, while at the same time having it removed from my credit. I want to know the proper and most successful way of doing this. I don't want to pay this debt and still have it on my credit for 7 years. After reading most of the posts regarding judgments, I am aware that you lose all bargaining power after debt is paid.

Thanks in Advance


Joined: 28 Jun 2006
scott's page
Posts: 446

10890 Magic Points

Posted on Fri Apr 03, 2009 12:58 pm  

You cannot get the judgment removed from your credit report even it you pay off the debt because judgment is a public record which will stay in your report for seven years and damage your credit score. However, if you do not pay off the judgment amount, the creditor can either garnish your bank account or your wage to recover the money. So I think that you should pay it off as soon as possible.

Use your credit account responsibly and enjoy a debt free life.


Joined: 06 Jul 2006
Mary's page
Posts: 684

17426 Magic Points

Posted on Fri Apr 03, 2009 1:34 pm  

If you want to pay off the debt, you should contact your creditor or the collection agency who has brought judgment against you and pay it off through a repayment plan. Once you pay off the debt in full, it will automatically be listed as "satisfied" judgment in your credit report.
Where there's a will, there's a way !!

Subject: judgment help
Posted on Wed Nov 04, 2009 8:59 pm  

i need help clearing my judgment againts me

Joined: 10 Oct 2009
debranewell2008's page
Posts: 591

109 Magic Points

Posted on Thu Nov 05, 2009 12:20 am  

Just like scott you cannot remove a judgment from your report it stays for 7 years. But if you do not pay it they will garnish your wages to recover the money. So you need to call and set up a payment plan with them to prevent that from happening.


Joined: 27 Jun 2006
carol's page
Posts: 1299
Location: Los Angeles, California

30060 Magic Points

Posted on Thu Nov 05, 2009 6:57 am  

Hi elsa

What kind of help are you looking for? If you can elaborate for us may be we could try and help you.
Keep in touch

Posted on Wed May 28, 2014 12:03 pm  

i had a judgment againts. pay it for 7years i was on a fix income now they are saying i owe . them more than what i start out wit.

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Posted on Mon Aug 04, 2014 11:38 pm  

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Subject: judgement
Posted on Mon Aug 17, 2015 9:37 pm  

i have a judgement for 1,500 dollars.i am on diiability and no real estate seems to help me. wether programs to help me or help getting i touch with the right personel. it is hard for to even type or home phone is 215 278 9953. please help me.
Huey Angelo

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Posted on Wed Jun 19, 2019 3:09 pm  

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