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About Justin
JOINED:  17 July 2006
TOTAL POSTS:  1238
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Posts by Justin
Posting date Subject
Posted: Fri Feb 5 5:21:57 2010 Hi cinnamngrl, I guess the query posted by ..
Posted: Fri Feb 5 4:59:35 2010 But will that ..
Posted: Fri Feb 5 4:40:36 2010 Hi Paula and Ann, I must say that nobody can ..
Posted: Fri Feb 5 3:29:24 2010 Hi CreditAdvice, You yourself should try to ..
Posted: Thu Feb 4 11:42:52 2010 Hi InsaneTim, What you need to do is, first ..
Posted: Thu Feb 4 11:28:25 2010 I believe cinnamngrl that POMF and the guest are ..
Posted: Thu Feb 4 11:24:30 2010 Yes, i can only hope that it is same in UK ..
Posted: Thu Feb 4 11:19:24 2010 Hi Guest, Nobody can garnish your wages and ..
Posted: Thu Feb 4 11:10:06 2010 Hi Mandy, The person had given you money at ..
Posted: Thu Feb 4 11:07:24 2010 Hi V, You don't know from where or which ..
Posted: Thu Feb 4 10:33:57 2010 Hi Sunflower, If the debt is appearing on the ..
Posted: Thu Feb 4 10:05:23 2010 Hi Jarmour, As you have been summoned by ..
Posted: Thu Feb 4 9:55:47 2010 Hi Porshenia, When you submit the answer ..
Posted: Thu Feb 4 12:57:46 2010 Hi westway, Yes you can send debt validation ..
Posted: Thu Feb 4 12:39:04 2010 Yes I am asking you to wait for the credit ..
Posted: Thu Feb 4 12:29:51 2010 Hi Cornelia, If you have paid off a debt but ..
Posted: Thu Feb 4 12:19:59 2010 Hello Laila, Hope that you will be able to ..
Posted: Thu Feb 4 12:17:23 2010 Hi Washington state, If you are sure that you ..
Posted: Thu Feb 4 12:02:32 2010 That's why Debtreliefprof has asked people to ..
Posted: Wed Feb 3 11:58:03 2010 hi KarmaQueen, Your answer has been posted ..
Posted: Wed Feb 3 11:54:47 2010 Yes it is true. Along with all the options for ..
Posted: Wed Feb 3 11:51:52 2010 Hi Getting, The best way to improve score is ..
Posted: Wed Feb 3 11:35:08 2010 Yes one can sue, but the ex is not legally ..
Posted: Wed Feb 3 11:30:31 2010 Hi home owner, cinnamngrl is right in ..
Posted: Wed Feb 3 11:10:20 2010 Hello Troy, If you would have mentioned the ..
Posted: Wed Feb 3 11:06:31 2010 Hello Cherie, It's good to hear that your ..
Posted: Wed Feb 3 11:03:49 2010 Hi Mandy, Yes you can file for bankruptcy ..
Posted: Wed Feb 3 10:52:42 2010 Hello POMF, Yes, you just wait for the credit ..
Posted: Wed Feb 3 10:29:40 2010 Hello Sandals, If she won't pay what she ..
Posted: Wed Feb 3 10:20:47 2010 Hi Sammy, cinnamngrl is right. The creditor ..
Posted: Wed Feb 3 10:07:32 2010 Hi Guest, Score is more important than ..
Posted: Wed Feb 3 9:51:05 2010 Hello Ruthmsh, Fieryone is absolutely right ..
Posted: Wed Feb 3 9:45:02 2010 Hello Swifty, If the debt is not in your name ..
Posted: Wed Feb 3 9:32:30 2010 Hi KarmaQueen, Welcome to credit magic ..
Posted: Wed Feb 3 5:27:39 2010 Hello, Most of the banks operate with similar ..
Posted: Wed Feb 3 5:12:24 2010 Hi Juanita, The address for Mann Bracken ..
Posted: Wed Feb 3 12:53:26 2010 Hi Home owner, If the mortgage company is not ..
Posted: Wed Feb 3 12:24:35 2010 Hi simpletruth, It's great to hear that you ..
Posted: Wed Feb 3 12:19:40 2010 Hi Tom, Are you and netdog the same person I ..
Posted: Wed Feb 3 12:14:56 2010 Hi Laila, Employers asking for your credit ..
Posted: Wed Feb 3 12:09:27 2010 Hi Gammee, If the creditor/CA is not ..
Posted: Tue Feb 2 11:04:32 2010 Hi Sunflower, Welcome to our ..
Posted: Tue Feb 2 10:34:26 2010 Hi Guest, It is true that an unpaid debt does ..
Posted: Tue Feb 2 5:24:02 2010 Yes cinnamngrl, I just missed the point that ..
Posted: Tue Feb 2 5:11:06 2010 Hi Harris, As your son have already contacted ..
Posted: Tue Feb 2 4:53:36 2010 Hi POMF, The attempts to collect dues can be ..
Posted: Tue Feb 2 12:29:45 2010 Hello infowebz, Thanks for your information. ..
Posted: Tue Feb 2 12:16:39 2010 Hi Papa Sam, As you have already received the ..
Posted: Tue Feb 2 12:06:26 2010 Hi Robin, Under section 207 of the social ..
Posted: Mon Feb 1 11:54:30 2010 Hi Ambr, Debt consolidation is a way to pay ..
Posted: Mon Feb 1 11:05:17 2010 Hi Debtreliefprof, Thanks for your ..
Posted: Mon Feb 1 10:20:28 2010 Hi Guest, I believe you and mkpitz are the ..
Posted: Mon Feb 1 10:02:07 2010 Hello mkpitz, Welcome to this community. As ..
Posted: Mon Feb 1 9:35:48 2010 Hi Jon, Welcome to this forum. Yes you can ..
Posted: Mon Feb 1 5:29:23 2010 Hello Maddy, If your question would have been ..
Posted: Mon Feb 1 5:25:30 2010 Hi homerfinance, In addition to making a list ..
Posted: Mon Feb 1 5:10:32 2010 Hi jezzicaz, A warm welcome to this community. ..
Posted: Mon Feb 1 3:34:44 2010 Hi Carol, Yes not every creditor may agree to ..
Posted: Mon Feb 1 3:26:18 2010 Hi Freddy, First you will have to answer to ..
Posted: Mon Feb 1 3:15:45 2010 Hi Willy, One thing that you can do to keep ..
Posted: Mon Feb 1 2:49:10 2010 Hi Diane, Do you have any proof that you had ..
Posted: Mon Feb 1 2:07:55 2010 Hi Sandra, I believe medspar is a company ..
Posted: Mon Feb 1 1:03:13 2010 Hi Mikey, If anything regarding the account ..
Posted: Mon Feb 1 12:47:47 2010 Hi Angelo, What you need to do is contact the ..
Posted: Mon Feb 1 12:26:28 2010 Hi guest, You can find the reply to your ..
Posted: Mon Feb 1 12:22:30 2010 Hi guest, Fireyone is absolutely right in ..
Posted: Sun Jan 31 11:00:20 2010 Hi Tonia, What you have done is right. If ..
Posted: Sun Jan 31 10:46:30 2010 Hi honig, I agree with fireyone. I don't ..
Posted: Sun Jan 31 10:40:08 2010 Hi jmiller, It starts exactly after 180 days ..
Posted: Sun Jan 31 10:25:44 2010 Hi blue, What you need to do is write to all ..
Posted: Sun Jan 31 9:49:00 2010 Hi Ed, "Social Security is part of the ..
Posted: Sun Jan 31 9:22:52 2010 Hi yankee, Welcome to this community. I agree ..
Posted: Sat Jan 30 5:43:13 2010 There are some risks in debt ..
Posted: Sat Jan 30 5:36:39 2010 Hi, Debt Consolidation is the best option to ..
Posted: Sat Jan 30 5:19:14 2010 Hi ST, Yes, forbearance can be requested if ..
Posted: Sat Jan 30 5:06:47 2010 Hi Susan, I absolutely agree with debranewell. ..
Posted: Sat Jan 30 4:59:36 2010 Hi sdcards, Welcome to this forum. Here you ..
Posted: Sat Jan 30 4:50:59 2010 Hi Nessie, I completely agree with what ..
Posted: Sat Jan 30 4:40:38 2010 Hi Nessie, What cinnamngrl has said is an ..
Posted: Sat Jan 30 4:34:53 2010 Hi, I too believe that she should check out ..
Posted: Sat Jan 30 4:26:40 2010 Hi lobstar, It's not at all advisable to opt ..
Posted: Sat Jan 30 3:22:44 2010 Hi, Call the company once again to verify the ..
Posted: Sat Jan 30 2:55:05 2010 Hello simpletruth, I believe it's better to ..
Posted: Sat Jan 30 12:20:49 2010 Hello cuchicuchi, the answer to your question ..
Posted: Sat Jan 30 12:15:24 2010 Hi Cuchicuchi, You can obviously file for ..
Posted: Fri Jan 29 10:33:49 2010 Hi Jaeden, I believe it's better to pay off ..
Posted: Sat Jan 2 3:51:54 2010 Yes, in California abusing an elder is a crime. ..
Posted: Sat Jan 2 3:27:31 2010 Hi RobAbnoloBopy , It's great to have you in ..
Posted: Sat Jan 2 2:27:47 2010 First of all, you should communicate with your ..
Posted: Thu Dec 24 4:03:35 2009 Once it comes up in your report you may always ..
Posted: Thu Dec 24 2:47:18 2009 I guess the negative mark is supposed to stay for ..
Posted: Wed Dec 23 3:52:08 2009 to the collection ..
Posted: Wed Dec 23 3:25:36 2009 The time that a creditor gets to sue his debtor ..
Posted: Wed Dec 23 3:03:32 2009 Even when your debt gets past the SOL, you could ..
Posted: Wed Dec 23 2:25:31 2009 It seems to be a certain mistake on your part ..
Posted: Mon Dec 21 6:03:44 2009 Under certain specific circumstances, the court ..
Posted: Sat Dec 19 12:01:59 2009 Hi Heirophany, Having several evolving ..
Posted: Fri Dec 18 11:51:09 2009 HI jessie, I think Firey is right. You need to ..
Posted: Fri Dec 18 11:45:57 2009 Hi gator, I think you should send them cease ..
Posted: Fri Dec 18 11:43:28 2009 Hi Decarlos, I don't think it should be a ..
Posted: Fri Dec 18 11:15:05 2009 Hi Pluckdogg, The first thing you need to do ..
Posted: Fri Dec 18 11:03:47 2009 Hi NotBroke, I do not think that a debt ..
Posted: Fri Dec 18 10:15:56 2009 Hi tjefferies, Of course you have hope. Pull ..
Posted: Thu Dec 17 10:56:34 2009 I do not think so. You can find your answer in ..
Posted: Thu Dec 17 10:35:51 2009 Thanks for the info Freedom. Even I thought that ..
Posted: Thu Dec 17 10:27:51 2009 Hi Hilary, No, you will not be served twice. ..
Posted: Thu Dec 17 2:00:05 2009 Ji Jkasten, I think you have done what was ..
Posted: Thu Dec 17 1:56:34 2009 Hi Mike, There is actually no stipulated time ..
Posted: Thu Dec 17 1:40:28 2009 Hi Mike, Mostly credit card debts fall under ..
Posted: Thu Dec 17 12:22:48 2009 Hi Stittycig, No, taking payday loan is not a ..
Posted: Thu Dec 17 12:10:48 2009 Hi Kso, No creditor can garnish the money ..
Posted: Wed Dec 16 11:52:40 2009 Hi Myaveska, The LVNV did not show up because ..
Posted: Wed Dec 16 11:20:03 2009 HI Merry, I think you should talk to the admin ..
Posted: Wed Dec 16 11:11:49 2009 Hi Ruthie, I don't think that whatever they ..
Posted: Fri Dec 11 12:11:25 2009 Hi Simple, Normally, the creditors turn the ..
Posted: Fri Dec 11 12:04:36 2009 Hi Firey, I think when the collection agency ..
Posted: Thu Dec 10 11:56:49 2009 Hi Simple, Chapter 7 bankruptcy is known as ..
Posted: Thu Dec 10 11:46:30 2009 Hi Simple, Unfortunately, in Pennsylvania the ..
Posted: Thu Dec 10 11:26:36 2009 Hi Guest, First, call the credit company and ..
Posted: Thu Dec 10 10:51:27 2009 Hi Alycia, Yes, I think a debt validation ..
Posted: Wed Dec 9 11:05:14 2009 Hi alycia, You need to reply to the summons in ..
Posted: Wed Dec 9 10:47:02 2009 Kurt, Pull your credit report and go through ..
Posted: Wed Dec 9 10:38:24 2009 Hi Julia, You can send them a cease and desist ..
Posted: Wed Dec 9 10:29:34 2009 Hi Kylyn, When a debt is listed as bad debt/ ..
Posted: Wed Dec 9 10:22:30 2009 Hi Lauren, Do not panic. They might not sue ..
Posted: Wed Dec 9 10:08:12 2009 Hi Mike, It is nice to know that you are aware ..
Posted: Tue Dec 8 11:47:55 2009 Hi Mike, You are right that they have not ..
Posted: Tue Dec 8 11:42:31 2009 Hi Goodnatured, Smart lease option basically ..
Posted: Tue Dec 8 11:08:29 2009 Hi korachiguy, Welcome to this site. Yes you ..
Posted: Tue Dec 8 11:04:35 2009 HI cjw, You must have request for copy of the ..
Posted: Tue Dec 8 10:55:59 2009 HI Ian, Wait till they validate your debt ..
Posted: Tue Dec 8 10:51:34 2009 Hi Doc, Yeah right. Paying off collection ..
Posted: Tue Dec 8 10:46:53 2009 Hi Lilome, I do not think so. I do not think ..
Posted: Tue Dec 8 10:36:51 2009 Hi Anamaria, As Carol mentioned earlier, you ..
Posted: Tue Dec 8 10:12:05 2009 HI rmma, Congratulations!! You have a good ..
Posted: Tue Dec 8 10:04:25 2009 Hi Simpletruth, In case of cosigning, the ..
Posted: Tue Dec 8 9:13:15 2009 HI Ifactorb, Yes, definitely. If your report ..
Posted: Sun Dec 6 11:19:15 2009 Hi Socorp, First of all why do want to notify ..
Posted: Sun Dec 6 11:03:29 2009 Hi madesomebadchoices, Why are you terrified ..
Posted: Sun Dec 6 10:48:52 2009 Hi Debra, No, your rental income does not ..
Posted: Sun Dec 6 10:26:57 2009 Hi Debra, If you can pay the bills on the ..
Posted: Sun Dec 6 10:20:09 2009 Hi Robbie, You have taken the right decision ..
Posted: Fri Dec 4 11:02:53 2009 Hi Colleen, You need to talk to the sheriff ..
Posted: Fri Dec 4 10:19:29 2009 Hi Johanna, First of all if it the debt ..
Posted: Fri Dec 4 10:07:13 2009 Hi Hermine, Yes, I would like to agree with ..
Posted: Fri Dec 4 5:51:41 2009 Hi Debl, I think you should contact a lawyer ..
Posted: Thu Dec 3 11:44:25 2009 HI sbwoman, If your daughter's name is on the ..
Posted: Thu Dec 3 11:11:55 2009 Hi Guest, These days you can get software for ..
Posted: Wed Dec 2 3:40:19 2009 HI Sharen, You wish to remove information ..
Posted: Wed Dec 2 2:21:53 2009 Hi Sherrip, It seems like you had an account ..
Posted: Wed Dec 2 2:13:57 2009 Hi Eccsame, Didn't you or your attorney inform ..
Posted: Wed Dec 2 12:30:38 2009 Hi Dafoester, I think you should take the ..
Posted: Tue Dec 1 2:38:28 2009 Hi D.P.G. If you know that this account is not ..
Posted: Tue Dec 1 2:16:02 2009 Hi Starletme, This is a good platform to ..
Posted: Tue Dec 1 2:09:01 2009 Hi Wintersnow, Personally I have not worked ..
Posted: Tue Dec 1 12:24:20 2009 Hi Shadriscol, How is it possible that ..
Posted: Tue Dec 1 12:07:20 2009 Hi Dpant, The debt is already 7 years old. ..
Posted: Mon Nov 30 11:58:01 2009 Hi Marcusandila, I agree with Debra, that you ..
Posted: Mon Nov 30 11:41:43 2009 Hi Annamfang, The statute of limitations for ..
Posted: Mon Nov 30 11:33:25 2009 Hi Stinker, It is unfortunate that you are not ..
Posted: Mon Nov 30 11:28:14 2009 Hi Goodboy, Oh, could you tell me which pages ..
Posted: Mon Nov 30 11:20:52 2009 Hi Chelsea, Normally tax returns can be ..
Posted: Mon Nov 30 11:02:36 2009 Hi Axiognonicror, You can draw your free ..
Posted: Mon Nov 30 10:42:23 2009 Hi Guest, Pension money deposited in a bank ..
Posted: Thu Nov 26 11:21:21 2009 Hi Tracy, You can show the proof of car ..
Posted: Thu Nov 26 11:10:57 2009 Hi Ruthie, I agree with Ruthie. Whenever you ..
Posted: Thu Nov 26 10:47:16 2009 Hi Elixir and Trina, CA means collection ..
Posted: Thu Nov 26 10:37:43 2009 Hi Louis, I hope you had already sent a debt ..
Posted: Thu Nov 26 10:21:42 2009 Hi Randall, You have to send the request ..
Posted: Thu Nov 26 10:11:47 2009 Hi Crazyinluv, Yes of course, you can do one ..
Posted: Thu Nov 26 4:29:23 2009 Hi Tina, Thanks for the info. I was also ..
Posted: Thu Nov 26 4:23:41 2009 Hi SC, It means that this debt is the farthest ..
Posted: Thu Nov 26 3:49:29 2009 Hi, I would like to believe that it is for the ..
Posted: Thu Nov 26 3:37:40 2009 Hi Debra, Did you wish to post a query or ..
Posted: Thu Nov 26 3:22:36 2009 Hi Desperado, The statute of limitations for ..
Posted: Thu Nov 26 3:15:08 2009 Hi Monica, From whatever you have said I can ..
Posted: Thu Nov 26 3:04:30 2009 Hi Archie, If you are a cosigner for the ..
Posted: Thu Nov 26 12:05:14 2009 Hi Happy, Send a debt validation letter to the ..
Posted: Wed Nov 25 11:58:03 2009 Hi Guest, If the bankruptcy has been ..
Posted: Wed Nov 25 11:20:24 2009 Hi Crrstewart, It cannot be against company ..
Posted: Wed Nov 25 4:13:11 2009 Hi Guest, It is always better to pay the ..
Posted: Wed Nov 25 4:07:35 2009 Hi Forex, It is nice to know that you are ..
Posted: Wed Nov 25 3:45:45 2009 Hi Merry, Yes, the capital gain amount is ..
Posted: Wed Nov 25 3:32:09 2009 Hi Merry, You can search search using google ..
Posted: Wed Nov 25 3:24:42 2009 Hi Jjtrue, You really need to clarify this ..
Posted: Wed Nov 25 3:14:59 2009 Hi Challenger, Debt validation is extremely ..
Posted: Wed Nov 25 2:49:00 2009 Hi RichVacay, Credit repair primarily means ..
Posted: Wed Nov 25 2:44:11 2009 Hi Scross, When you ask for debt validation, ..
Posted: Wed Nov 25 2:06:30 2009 Hi SC, I think you should start off with the ..
Posted: Wed Nov 25 1:43:36 2009 Hi ERS, Before agreeing to make payments on ..
Posted: Wed Nov 25 12:26:54 2009 HI, It is good to know that you are already on ..
Posted: Tue Nov 24 11:54:43 2009 Hi Debra, I will go with Goodnatured in this ..
Posted: Tue Nov 24 11:03:43 2009 Hi Merry, A debt arbitration process can ..
Posted: Thu Oct 29 11:37:25 2009 Hi Sylvan, Richard here has produced a great ..
Posted: Thu Oct 29 1:52:48 2009 Hi, You are most welcome. After all we all are ..
Posted: Thu Oct 29 12:25:12 2009 Hi Cruzzn, When you were served a summons, you ..
Posted: Thu Oct 29 12:09:30 2009 Hi Avilo, As Firey said Kirkland Green is a ..
Posted: Wed Oct 28 11:58:51 2009 Ji Jayben, I completely agree with you that we ..
Posted: Wed Oct 28 11:51:11 2009 HI Jayben, If you have so many outstanding ..
Posted: Wed Oct 28 11:18:04 2009 Hi Hneedshelp, I don't think that after ..
Posted: Wed Oct 28 10:37:31 2009 Hi andyth, How old is this credit card If it ..
Posted: Wed Oct 28 10:30:26 2009 Hi Knowledge, You are right, this is how most ..
Posted: Wed Oct 28 12:12:52 2009 Hi Marcusandila, No, I have not used these ..
Posted: Tue Oct 27 11:21:48 2009 Hi Steven, You said the CA is ready to ..
Posted: Tue Oct 27 11:06:22 2009 Hi Marcusandila, Well, even if you consolidate ..
Posted: Tue Oct 27 10:45:32 2009 Hi Deld, It is nice that you have found this ..
Posted: Tue Oct 27 10:41:22 2009 Hi Tammy, You can write to the FTC if you ..
Posted: Tue Oct 27 10:01:42 2009 Mizzz_Tina, If the debt is validated by the ..
Posted: Tue Oct 27 5:22:08 2009 Hi Guest, Well, congrats that you have got a ..
Posted: Tue Oct 27 12:20:53 2009 Hi Dafer, This is a good way to help others as ..
Posted: Tue Oct 27 12:07:59 2009 Hi Jenorlandi, It is good to know that you ..
Posted: Mon Oct 26 11:49:33 2009 Hi Firey, So, you are not the authorized user ..
Posted: Mon Oct 26 11:27:33 2009 Hi Jack, Just ignoring phone calls might not ..
Posted: Mon Oct 26 11:21:05 2009 Hi Kim, Generally a non signing spouse is not ..
Posted: Mon Oct 26 11:10:57 2009 Hi Kim, Yes, as far as I know the creditor can ..
Posted: Mon Oct 26 10:58:11 2009 Hi Kim, Normally, the SOL of the state in ..
Posted: Mon Oct 26 10:15:36 2009 Hi Kim, Well, paying off the debt will not ..
Posted: Mon Oct 26 5:50:31 2009 I agree with Sia. Household budgeting is ..
Posted: Mon Oct 26 3:45:29 2009 Hi Ethanwa, Yeah, I have also heard about ..
Posted: Mon Oct 26 3:39:33 2009 Hi Joslyn, Well, it takes some amount of time ..
Posted: Mon Oct 26 3:34:51 2009 Hi Tomab, I agree with Goodnatured that ..
Posted: Mon Oct 26 3:28:58 2009 Hi Jack O, How long has it been that you have ..
Posted: Mon Oct 26 2:59:55 2009 Hi Verybestman, Both your credit report and ..
Posted: Mon Oct 26 2:51:28 2009 Hi Tee, After you have received a notice from ..
Posted: Mon Oct 26 2:19:30 2009 Hi Steffan, Yes, you can pull the report of ..
Posted: Mon Oct 26 2:06:38 2009 Hi JSDaniel, Welcome to the community. You can ..
Posted: Mon Oct 26 1:55:23 2009 Hi Kim, No, I don't think that the vendor can ..
Posted: Sun Oct 25 11:52:02 2009 Hi Kim, I agree with Firey, that after your ..
Posted: Sun Oct 25 11:40:03 2009 Hi Renne.a, The SOL does not apply for ..
Posted: Sun Oct 25 11:25:46 2009 Hi kim, You should have sent a pay for delete ..
Posted: Sun Oct 25 10:36:12 2009 Hi Ross, Yes, medical bills can affect your ..
Posted: Sun Oct 25 10:25:48 2009 Hi Ross, Yes, a letter of deletion is ..
Posted: Sun Oct 25 10:19:41 2009 Hi Ross, I think that "fairloanrate" ..
Posted: Sat Oct 24 5:41:17 2009 Hi, I am glad to welcome you once again. Hope ..
Posted: Sat Oct 24 5:38:30 2009 Hi Robinhc, I think you need to write a cease ..
Posted: Sat Oct 24 5:23:29 2009 HI Jayben, Have you tried getting unsecured ..
Posted: Sat Oct 24 5:00:02 2009 Hi Nicole, You are right. Nissan has sold the ..
Posted: Sat Oct 24 4:53:31 2009 Isharp, No, it should show something like, ..
Posted: Sat Oct 24 4:47:58 2009 Hi Maleena, You have not been served yet Then ..
Posted: Sat Oct 24 4:41:57 2009 Hi Sia, I don't think you should give any ..
Posted: Fri Oct 23 11:57:10 2009 Hi Peggars, The lender can sell but reporting ..
Posted: Fri Oct 23 2:23:54 2009 Hi Jchedrick, Yes, as you said cosigning the ..
Posted: Fri Oct 23 12:44:29 2009 Hi Rowen, We are glad to welcome you in this ..
Posted: Fri Oct 23 12:35:51 2009 Hi Combo, Yes, definitely you can. Just check ..
Posted: Fri Oct 23 12:29:30 2009 Christy, Since you have 3 payday loans, I ..
Posted: Fri Oct 23 12:12:20 2009 Hi Spitfirecls, The creditor or the collection ..
Posted: Fri Oct 23 12:06:33 2009 Hi Jenny, I think the only way you can stop ..
Posted: Thu Oct 22 11:41:09 2009 Hi Judy, Well, if you have taken a payday ..
Posted: Thu Oct 22 11:24:18 2009 Hi Gustav, Send a debt validation letter to ..
Posted: Thu Oct 22 11:15:37 2009 Hi Gamz, They are trying to collect the money ..
Posted: Thu Oct 22 11:03:23 2009 Hi Wectaxz, Late payments affect your credit ..
Posted: Thu Oct 22 10:49:12 2009 Hi Jenn, Yes, you can get it removed. It is ..
Posted: Thu Oct 22 10:43:26 2009 Hi Firey, I think there is something wrong in ..
Posted: Thu Oct 22 10:02:08 2009 Hi Sia, You must have visited and signed up ..
Posted: Thu Oct 22 5:23:22 2009 Hi Dawnjohn, You can definitely get it fixed. ..
Posted: Thu Oct 22 2:42:46 2009 Hi Lilybee, The Stature of limitations starts ..
Posted: Thu Oct 22 12:46:05 2009 Hi supplychain, You should have sent a pay for ..
Posted: Thu Oct 22 12:26:08 2009 Hi Supplychain, I agree with Debra that only ..
Posted: Wed Oct 21 11:57:24 2009 Hi Thomas, 7 years is the stipulated time ..
Posted: Wed Oct 21 11:16:52 2009 Hi Collectingdebts, Yes, as the creditor you ..
Posted: Wed Oct 21 11:13:38 2009 Hi Thomas, Yes, of course secured credit cards ..
Posted: Wed Oct 21 10:51:29 2009 Hi Debra, Well, when you file bankruptcy, the ..
Posted: Wed Oct 21 10:31:14 2009 Hi Antony, Well, didn't you get a pay for ..
Posted: Wed Oct 21 6:10:21 2009 Hi, It will be good if you can ask for a copy ..
Posted: Wed Oct 21 6:05:50 2009 Hi Rony, A credit score is a numerical ..
Posted: Wed Oct 21 5:55:16 2009 Hi, If it is not listed on the negative side ..
Posted: Tue Oct 20 11:14:53 2009 Hi Million, I have personally not worked with ..
Posted: Tue Oct 20 11:03:50 2009 Hi Debra, A credit card grantor can cancel ..
Posted: Tue Oct 20 10:44:03 2009 Hi Jnni, Before even thinking about the SOL, I ..
Posted: Tue Oct 20 10:24:17 2009 Hi Jennifer, After you have cleaned your bad ..
Posted: Tue Oct 20 10:11:23 2009 Hi Donnellycreative, If you let the truck to ..
Posted: Tue Oct 20 9:57:21 2009 Hi Brannonusmc, You will find a in the ..
Posted: Tue Oct 20 9:53:54 2009 Hi Mysticalnyc, Joint accounts can be ..
Posted: Tue Oct 20 5:07:09 2009 Hi CJ, I think your query has already been ..
Posted: Tue Oct 20 4:10:17 2009 Hi Debra, Experian has its own scoring system ..
Posted: Tue Oct 20 3:34:50 2009 Hi TL, The 30 day notice period they have ..
Posted: Tue Oct 20 3:14:44 2009 Hi Turbosb, It is unfortunate that your credit ..
Posted: Tue Oct 20 3:06:21 2009 Hi Rrich, For the mistaken credit problem, I ..
Posted: Tue Oct 20 2:56:40 2009 Hi Debra, For the purpose of pulling a ..
Posted: Tue Oct 20 2:26:40 2009 Hi Suzieslick, Well, I think you need to file ..
Posted: Tue Oct 20 2:21:48 2009 Hi Debra, I think the posts you are referring ..
Posted: Tue Oct 20 2:14:55 2009 Hi Angele, Before you opt for a debt ..
Posted: Tue Oct 20 1:41:53 2009 Hi CherJ, First, find out whether it's a ..
Posted: Tue Oct 20 12:31:03 2009 Hi CHERJ, "Bad debt" written in your ..
Posted: Tue Oct 20 12:20:19 2009 Hi CherJ, If the information on your credit ..
Posted: Mon Oct 19 11:50:55 2009 Hi mariette, Welcome to our forum. Here we ..
Posted: Mon Oct 19 11:34:51 2009 Hi Jayben, Debt consolidation is good idea, if ..
Posted: Mon Oct 19 11:12:04 2009 Hi Bigyankeefan, I think there is not much you ..
Posted: Mon Oct 19 9:55:45 2009 Hi Load, When you are trying to find out a ..
Posted: Fri Oct 16 4:52:39 2009 Hi Down&out, Whenever, a creditor attaches ..
Posted: Fri Oct 16 4:31:10 2009 Hi Cheng, I think you have to file a motion to ..
Posted: Fri Oct 16 4:15:21 2009 Hi Hannah, No, filing bankruptcy does not give ..
Posted: Fri Oct 16 4:10:40 2009 Hi shan, It is a collection agency in ..
Posted: Fri Oct 16 3:54:46 2009 Hi Miamga, The Affinion Group deals in credit ..
Posted: Fri Oct 16 12:19:44 2009 Hi Firey, If you are an authorized user, then ..
Posted: Fri Oct 16 12:06:50 2009 Hi Ruthie, It is an unauthorized inquiry and I ..
Posted: Thu Oct 15 11:36:19 2009 Hi ecs, Are you saying that the case was ..
Posted: Thu Oct 15 11:21:14 2009 Hi Michael, You are absolutely right. This is ..
Posted: Thu Oct 15 10:06:39 2009 Hi Babs, Yes, the creditor can garnish your ..
Posted: Thu Oct 15 5:46:56 2009 Hi Rachael, After getting the judgment, the CA ..
Posted: Thu Oct 15 5:36:41 2009 Hi Hbob, Yes, the creditor can take you to ..
Posted: Thu Oct 15 4:59:11 2009 Hi Blanche, Why are you thinking of stopping ..
Posted: Thu Oct 15 4:21:27 2009 Hi Debra, Legally, I don't think it is ..
Posted: Thu Oct 15 2:50:50 2009 Hi Dakota_jasper, If the information in your ..
Posted: Thu Oct 15 2:43:27 2009 Hi Debra, Both these phrases more or less mean ..
Posted: Thu Oct 15 2:07:33 2009 Hi Bhazlett, First of all, a disputed account ..
Posted: Thu Oct 15 12:24:29 2009 Hi Debra, Firey is right. In financial matters ..
Posted: Thu Oct 15 12:13:24 2009 Hi Monty, I understand your situation. Ideally ..
Posted: Thu Oct 15 12:01:50 2009 Hi Davesaab, As it is an 8 year old debt, the ..
Posted: Wed Oct 14 10:48:07 2009 Hi Martinmomma, When you send a debt ..
Posted: Wed Oct 14 10:30:53 2009 Hi Jayben, If you apply for debt reduction, ..
Posted: Wed Oct 14 10:03:34 2009 Hi Erkska, You should not miss the court date. ..
Posted: Wed Oct 14 9:44:17 2009 Hi Helpwithmycredit, Yes, definitely. You can ..
Posted: Wed Oct 14 2:06:45 2009 Hi Bisiboy, Yes, if the house is foreclosed, ..
Posted: Wed Oct 14 1:54:54 2009 Hi Jaded, Firstly, the year rule will apply to ..
Posted: Wed Oct 14 12:29:58 2009 Hi mrryanspace, Legally, it is too late for ..
Posted: Wed Oct 14 12:14:01 2009 Hi Corgee, If you max out your credit card ..
Posted: Tue Oct 13 11:57:32 2009 Hi Corgee, Post recession, creditors and ..
Posted: Tue Oct 13 11:26:26 2009 Hi Kim, Congratulations!! You have paid off ..
Posted: Tue Oct 13 10:50:38 2009 Hi Question, The collection agency is unable ..
Posted: Tue Oct 13 10:29:25 2009 Hi debranewell, Yes, unfortunately a creditor ..
Posted: Tue Oct 13 10:15:43 2009 Hi, Unfortunately, "satisfied" will ..
Posted: Tue Oct 13 5:40:21 2009 Hi, Well, I don't think disputing is an option ..
Posted: Tue Oct 13 5:21:50 2009 Hi, Yes, qualifying for a student loan ..
Posted: Mon Oct 12 11:58:59 2009 Hi jmedwar, A creditor is not allowed to ..
Posted: Mon Oct 12 11:27:09 2009 Hi debranewell, Accepting a pay for delete ..
Posted: Mon Oct 12 11:08:47 2009 Hi rbiggs, There are variations within the ..
Posted: Mon Oct 12 10:50:39 2009 Hi Jimmy, You have to pay the debt since the ..
Posted: Mon Oct 12 10:00:20 2009 Hi EABPoland, Did you send a debt validation ..
Posted: Mon Oct 12 5:23:39 2009 Hi Kara, You mean to say, that your debt has ..
Posted: Mon Oct 12 4:01:06 2009 Hi, This is a rare incident. Normally the ..
Posted: Mon Oct 12 1:36:57 2009 Hi Robertsmith, There are certain reasons ..
Posted: Sun Oct 11 10:36:11 2009 Hi Leos, First try to repay the debt. Talk to ..
Posted: Sun Oct 11 10:26:08 2009 Hi Flipeng, The first thing you should have ..
Posted: Sun Oct 11 10:12:09 2009 Hi Kruti, Welcome to the forum. We discuss ..
Posted: Sun Oct 11 10:05:22 2009 HI Goodnatured, There is not fixed time frame ..
Posted: Sat Oct 10 2:45:56 2009 Hi Corgee, Well, as far as the plans are ..
Posted: Sat Oct 10 2:30:11 2009 Hi Guest, You live in Georgia right In ..
Posted: Sat Oct 10 2:18:52 2009 Hi Joy, Holding a power of attorney to a ..
Posted: Sat Oct 10 12:30:38 2009 Hi Lees, Do you know anything about your ..
Posted: Sat Oct 10 12:01:44 2009 HI Question, Didn't you send a copy of the ..
Posted: Fri Oct 9 11:18:03 2009 Hi marybeth_sherman, First of all you need to ..
Posted: Fri Oct 9 10:58:44 2009 Hi moorekr, 'Charge-off' means either the OC ..
Posted: Fri Oct 9 10:38:24 2009 Hi Kamakazi, You have come to the right place ..
Posted: Wed Oct 7 11:28:20 2009 HI wendel, You have the right to dispute with ..
Posted: Wed Oct 7 11:21:55 2009 Hi aldogut, It is not possible to say, by how ..
Posted: Wed Oct 7 10:59:14 2009 Hi ricki, You need to open an online checking ..
Posted: Wed Oct 7 10:25:34 2009 Hi Tina, Welcome to the forum. I can ..
Posted: Wed Oct 7 3:05:59 2009 Hi agilbert, You can get a secured credit card ..
Posted: Wed Oct 7 2:59:33 2009 Hi Sara, You can do it, provided you know ..
Posted: Wed Oct 7 2:50:52 2009 Hi Sara, While a payment arrangement does not ..
Posted: Wed Oct 7 2:32:10 2009 Hi Sara, So, your father was an authorized ..
Posted: Tue Oct 6 10:42:59 2009 Hi Sara, Found this ..
Posted: Tue Oct 6 10:04:28 2009 Hi jmr, When did you last check your credit ..
Posted: Tue Oct 6 5:06:03 2009 Hi sd, In that case, you might again request ..
Posted: Tue Oct 6 4:51:32 2009 Hi, I think you can also do one more thing. ..
Posted: Tue Oct 6 4:05:10 2009 It largely depends on the lender, whether or not ..
Posted: Tue Oct 6 3:30:26 2009 Legally, a debtor is entitled to the right of ..
Posted: Tue Oct 6 3:14:35 2009 Hi Jassica, You should immediately consult a ..
Posted: Tue Oct 6 12:29:34 2009 Hi Charles, As far as I know, the creditor has ..
Posted: Mon Oct 5 11:48:01 2009 Hi, Well, it is a complicated situation. You ..
Posted: Mon Oct 5 11:01:14 2009 HI Sara, Yes, delinquent child support account ..
Posted: Mon Oct 5 10:40:55 2009 Hi Jassica, Whatever you and your daughter do ..
Posted: Mon Oct 5 9:56:42 2009 Hi Jassica, Well, I have never dealt with ..
Posted: Mon Oct 5 9:21:09 2009 Hi ericvicer, So, you wish to settle your debt ..
Posted: Mon Oct 5 4:39:28 2009 Hi Dolly, I think you can take the settlement ..
Posted: Mon Oct 5 4:26:26 2009 Hi, No, by that phrase, I meant that the ..
Posted: Mon Oct 5 4:03:25 2009 Hi aarons, Do not be depressed. Your credit ..
Posted: Mon Oct 5 3:58:20 2009 Hi Sara, There are several lenders that ..
Posted: Mon Oct 5 3:48:54 2009 Hi Sara, Bankruptcy affects your credit score ..
Posted: Mon Oct 5 3:32:34 2009 Hi Sara, I would suggest you to go through ..
Posted: Mon Oct 5 3:19:15 2009 Hi Dolly, Opting for debt consolidation is ..
Posted: Mon Oct 5 1:41:16 2009 Hi VendettasVice, I agree with what your ..
Posted: Mon Oct 5 12:32:09 2009 HI Tammy, A high debt ratio definitely lowers ..
Posted: Mon Oct 5 12:14:58 2009 Hi jeaninebuchanan, I think you can file ..
Posted: Sun Oct 4 11:29:27 2009 Hi Cubfan, These companies are known as debt ..
Posted: Sun Oct 4 11:03:27 2009 Hi asecondchance, First, I think you need to ..
Posted: Sun Oct 4 10:49:53 2009 Hi, Have you checked your credit report ..
Posted: Sun Oct 4 10:06:30 2009 Hi rubadub, No it is not bad. In fact, paying ..
Posted: Sat Oct 3 12:02:45 2009 Hi Lupe, You can start by introducing the ..
Posted: Fri Oct 2 11:45:36 2009 Hi Guest, Yes it is too late validating the ..
Posted: Fri Oct 2 11:36:33 2009 Hi Guest, You have made mistake by not ..
Posted: Fri Oct 2 11:23:29 2009 Hi question, I think this might be a fraud ..
Posted: Fri Oct 2 10:14:40 2009 HI Jassica, Yes, they can go after your ..
Posted: Fri Oct 2 9:52:17 2009 Hi Jassica, Late payment is considered as a ..
Posted: Fri Oct 2 9:32:43 2009 Hi Jassica, I understand your situation. Are ..
Posted: Fri Oct 2 9:03:29 2009 Hi Rodney, Well, first let me tell you that ..
Posted: Fri Oct 2 5:06:57 2009 Hi Carrie, Were you a cosigner with your ..
Posted: Fri Oct 2 4:45:19 2009 Hi sd, Like Firey said, you need to send the ..
Posted: Fri Oct 2 4:00:04 2009 Hi sd, Not really. The credit card company can ..
Posted: Fri Oct 2 3:20:16 2009 Hi jerry, You can get a home loan with a ..
Posted: Fri Oct 2 2:41:25 2009 Hi Nita, It is nice to know that you have ..
Posted: Fri Oct 2 2:33:01 2009 Hi Sd, The CA is supposed to provide genuine ..
Posted: Fri Oct 2 2:17:58 2009 Hi Cindy, Yes, look under consumer lawyers. ..
Posted: Fri Oct 2 12:51:45 2009 Hi Mrryanspace, Pull out your credit report ..
Posted: Thu Oct 1 11:47:09 2009 Hi Joy, Does this mean your only source of ..
Posted: Thu Oct 1 11:22:40 2009 Hi redoctober, Once, the listing has been ..
Posted: Thu Oct 1 11:13:23 2009 Hi redoctober, There are pros and cons of ..
Posted: Thu Oct 1 10:45:52 2009 Hi Todd, Well, I think you can do it yourself ..
Posted: Thu Oct 1 10:29:07 2009 Hi Guest, I agree with Firey, there might be ..
Posted: Thu Oct 1 4:42:19 2009 Hi Lotta, Once you have filed for a chapter 7 ..
Posted: Thu Oct 1 2:45:05 2009 Hi nita, I think you should first pull out ..
Posted: Thu Oct 1 2:22:17 2009 Hi Wednesday, Well, you said that you did not ..
Posted: Thu Oct 1 1:56:06 2009 Hi A.L. Tucker, Like Carol said social ..
Posted: Thu Oct 1 1:46:07 2009 Hi Moorekr, "Charge-off" does not ..
Posted: Thu Oct 1 12:32:24 2009 Hi dawnmarie, Once you have disputed the debt ..
Posted: Thu Oct 1 12:21:10 2009 Hi Arya, Well, it is nice to know that you are ..
Posted: Wed Sep 30 11:21:43 2009 Hi Cindy, I agree with Carol, that you should ..
Posted: Wed Sep 30 10:54:17 2009 Hi Mrryanspace, As I can understand from your ..
Posted: Wed Sep 30 10:33:22 2009 Hi Jolene, I understand your situation. Do not ..
Posted: Wed Sep 30 10:17:28 2009 Hi Redoctober, Ideally, once an account ..
Posted: Wed Sep 30 9:47:45 2009 Hi Fireyone, No, this is not equal to ..
Posted: Wed Sep 30 3:33:07 2009 Hi, I think you should wait before sending out ..
Posted: Wed Sep 30 12:31:43 2009 Hi Tony, I am glad that you have found this ..
Posted: Wed Sep 30 12:25:35 2009 Hi Sammyz, It is good to know that you wish to ..
Posted: Wed Sep 30 12:02:14 2009 Hi Derhak, I believe you still have a copy of ..
Posted: Tue Sep 29 11:53:03 2009 Hi Worried mom, Yes, your assets can be ..
Posted: Tue Sep 29 11:35:36 2009 Hi abigorbot, You said that they have already ..
Posted: Tue Sep 29 10:38:04 2009 Hi Simpletruth, Well check your credit report ..
Posted: Tue Sep 29 10:01:14 2009 Hi Linda, Welcome to our forum. If you go ..
Posted: Thu Sep 24 6:02:50 2009 HI Zach, A Demand Deposit Account or DDA is an ..
Posted: Thu Sep 24 5:10:47 2009 Hi TJensen, It is nice to know that you are ..
Posted: Thu Sep 24 4:45:38 2009 Hi Sandra, Well, a creditor cannot bother you, ..
Posted: Thu Sep 24 3:32:33 2009 Hi dianes, Opting for title loans has its ..
Posted: Thu Sep 24 2:35:43 2009 Hi Erik, If you are talking about a negative ..
Posted: Thu Sep 24 12:11:19 2009 Hi Luv, First, you need to pull your credit ..
Posted: Wed Sep 23 11:54:50 2009 Hi Question, Do not panic so much. You need ..
Posted: Wed Sep 23 11:20:38 2009 Hi drobinson, I understand your situation. ..
Posted: Wed Sep 23 10:52:44 2009 Hi Dawn, Well, from your post it is not clear ..
Posted: Wed Sep 23 5:43:17 2009 Hi Sussane, Debts are resolved in 2 ways in ..
Posted: Wed Sep 23 3:30:00 2009 Hi Feelfelt, By paying up all your debts in ..
Posted: Wed Sep 23 3:13:45 2009 Hi Kaykay, It is important to have a strong ..
Posted: Wed Sep 23 2:20:57 2009 Hi Guest, This is an instance of bank account ..
Posted: Wed Sep 23 12:39:08 2009 Hi Cardonna, Well, if you have your home ..
Posted: Wed Sep 23 12:22:10 2009 Hi skycriesmary, I understand you are going ..
Posted: Tue Sep 22 11:13:05 2009 Hi mabkccjc, It is good that you wish to clean ..
Posted: Tue Sep 22 10:54:32 2009 Hi rcknrbn, No, the court will never allow the ..
Posted: Tue Sep 22 10:32:28 2009 Hi Lakay, Was there any inaccurate information ..
Posted: Tue Sep 22 10:23:18 2009 Hi, You have done the right thing by replying ..
Posted: Tue Sep 22 4:54:45 2009 Hi SK, I find from your post that, most of it ..
Posted: Tue Sep 22 3:55:52 2009 Hi James, If a company would want to repossess ..
Posted: Tue Sep 22 2:05:23 2009 Hi Ciney, Thanks for providing this ..
Posted: Tue Sep 22 1:55:04 2009 Hi fdlcsr, Garnishment of retirement income is ..
Posted: Tue Sep 22 1:43:23 2009 Hi Wendel, Paying off debts improves your ..
Posted: Tue Sep 22 12:24:29 2009 Hi jamielynnbonifant, Yes, it will definitely ..
Posted: Tue Sep 22 12:09:38 2009 Hi, A stipulation of settlement basically ..
Posted: Mon Sep 21 11:16:03 2009 Hi Hopptx, Yes, there is a chance that you ..
Posted: Mon Sep 21 10:12:01 2009 Hi linknc, Yes, you are entitled to send a ..
Posted: Mon Sep 21 3:43:55 2009 Hi, Yes, I absolutely agree with Carol. It is ..
Posted: Mon Sep 21 3:29:41 2009 Hi Doc, Thanks a ton for providing the contact ..
Posted: Mon Sep 21 3:22:56 2009 Hi, Nice joke Texanguy. However, I agree with ..
Posted: Mon Sep 21 1:29:25 2009 Hi Maddy, You seem to be enraged with the ..
Posted: Mon Sep 21 12:36:42 2009 Hi, Do not panic. You said you have already ..
Posted: Mon Sep 21 12:08:28 2009 Hi Wendel, So, they are unable to provide any ..
Posted: Sun Sep 20 11:17:56 2009 Hi Shala, If there is no mention of how long ..
Posted: Sun Sep 20 11:16:49 2009 Hi monomalomike, I understand your problem. ..
Posted: Sun Sep 20 10:47:31 2009 Hi Texaschick_jb, I think the best way to find ..
Posted: Sun Sep 20 10:28:14 2009 Hi June.vang, I am afraid you cannot do much ..
Posted: Sun Sep 20 10:15:46 2009 Hi seandobgondo, Yes, you can get the ..
Posted: Sun Sep 20 10:00:53 2009 Hi Shirlj, Paying the debt is out of question. ..
Posted: Sun Sep 20 9:46:05 2009 Hi Zettally, Well, the first thing is that, ..
Posted: Fri Sep 18 4:58:16 2009 Hi CerozattiaRBrantley, Well, you have already ..
Posted: Fri Sep 18 4:41:28 2009 Hi scarletone, Do you have a letter of ..
Posted: Fri Sep 18 3:17:51 2009 Hi boddidog, I understand your scenario. ..
Posted: Fri Sep 18 2:23:12 2009 Hi oldcolonyscrap, Did the financial company ..
Posted: Fri Sep 18 12:40:57 2009 Hi oldcolonyscrap, Have you tried to get your ..
Posted: Fri Sep 18 12:09:11 2009 Hi sgilpin, Do not provide the document of ..
Posted: Thu Sep 17 11:09:47 2009 Hi, As I reckon from your post, your creditor ..
Posted: Thu Sep 17 4:49:57 2009 Hi Shaquil, I think you should send a debt ..
Posted: Thu Sep 17 3:40:08 2009 Well, the best way to find out about the source ..
Posted: Thu Sep 17 2:27:17 2009 Hi Ruth, Well, a ‘charge-off’ in your ..
Posted: Wed Sep 16 11:51:04 2009 Hi andybell, You are most welcome . I will be ..
Posted: Wed Sep 16 11:28:31 2009 Hi inekie.collier, Cleaning up your credit ..
Posted: Wed Sep 16 10:34:15 2009 Hi Guest, No collection agency is allowed to ..
Posted: Wed Sep 16 5:21:36 2009 Hi Sue, Just be a little careful about the ..
Posted: Wed Sep 16 5:00:53 2009 Hi aarons, Normally any item stays on your ..
Posted: Wed Sep 16 4:53:33 2009 Hi Arya, A business line of credit is ..
Posted: Wed Sep 16 4:22:08 2009 Hi Arya, If the creditor has turned over your ..
Posted: Wed Sep 16 3:48:10 2009 Hi Pinchee, Are you a defaulter Since when did ..
Posted: Wed Sep 16 2:28:31 2009 Hi Jassica, First, I believe you need to find ..
Posted: Tue Sep 15 10:51:19 2009 Hi Lindsay, Well, if you can pay his debts for ..
Posted: Tue Sep 15 10:33:12 2009 Hi Shaquil, I think you have not asked for the ..
Posted: Tue Sep 15 5:08:40 2009 Hi Arya, There are several things to be taken ..
Posted: Tue Sep 15 4:34:10 2009 Hi Arya, When did you pay it off Normally the ..
Posted: Tue Sep 15 4:20:05 2009 Hi Arya, Continue to pay your bills on time as ..
Posted: Tue Sep 15 3:22:15 2009 Hi Guest, If you stop making payments for your ..
Posted: Tue Sep 15 2:48:29 2009 Hi bneerin, Once you have paid a tax lien it ..
Posted: Tue Sep 15 1:52:38 2009 Hi Stockonbroker, Well, it is good of you that ..
Posted: Mon Sep 14 11:58:05 2009 Hi tattootodd, Since you have failed to pay ..
Posted: Mon Sep 14 10:03:21 2009 Hi aarons, "Removed" in your ..
Posted: Mon Sep 14 9:44:49 2009 Hi Kwebb, You said that you had a paid ..
Posted: Sat Sep 12 5:27:11 2009 Hi aarons, The credit report does not get ..
Posted: Sat Sep 12 4:51:45 2009 Hi vivi love, Asset Acceptance can take you to ..
Posted: Sat Sep 12 3:54:46 2009 Hi Guest, Have you guys opted for piggyback ..
Posted: Sat Sep 12 3:27:42 2009 Hi Ciao, Yes of course. You can dispute the ..
Posted: Sat Sep 12 2:18:38 2009 Hi Guest, If you had specified your problem, ..
Posted: Sat Sep 12 12:28:38 2009 Hi lowkeynaki, I think that they can repossess ..
Posted: Fri Sep 11 11:25:22 2009 Hi aarons, If you think that it is a matter of ..
Posted: Fri Sep 11 10:42:33 2009 Hi aarons, Repo – I suppose you mean ..
Posted: Fri Sep 11 10:10:28 2009 Hi Stemargal, Do not panic. This kind of ..
Posted: Wed May 6 2:02:39 2009 Yes, I think that you should try to settle the ..
Posted: Wed May 6 1:49:04 2009 Hi Beverly Since you have a score over 725, I ..
Posted: Tue May 5 1:03:24 2009 Since it is the case of identity theft, you ..
Posted: Tue May 5 12:34:38 2009 Hi Sutton You can contact Capital Assistance ..
Posted: Mon May 4 11:57:10 2009 Yes, you can get a new mortgage loan after one ..
Posted: Mon Apr 27 11:16:08 2009 Hi Louise The creditor cannot sell your house to ..
Posted: Mon Apr 27 10:34:32 2009 If in your credit report you do not find the name ..
Posted: Thu Apr 23 11:43:48 2009 As far as I know, within 30 days the bureaus ..
Posted: Thu Apr 23 11:24:02 2009 You can check the official website of the Fair ..
Posted: Mon Apr 20 11:19:52 2009 This process of reporting the debt to the ..
Posted: Mon Apr 20 11:11:45 2009 Hi Prudence There are two options available to ..
Posted: Mon Apr 20 2:56:37 2009 The negative mark stays on your credit report for ..
Posted: Mon Apr 20 1:21:05 2009 Hi Jason As per the Fair Credit reporting Act, ..
Posted: Mon Apr 20 1:11:40 2009 Yes, even if the debt had not been reported to ..
Posted: Sun Apr 19 11:39:34 2009 Hi Naomi Since FICO score does not come free of ..
Posted: Sun Apr 19 11:31:50 2009 Hi Hollie If you have defaulted on the credit ..
Posted: Fri Apr 17 1:36:52 2009 You need to file an answer to the summon first ..
Posted: Fri Apr 17 1:25:42 2009 If the hospital has already sold the debt to CBE ..
Posted: Fri Apr 17 1:21:32 2009 Mortgage default generally stays on your credit ..
Posted: Fri Apr 17 12:26:14 2009 Actually even one missed mortgage payment may ..
Posted: Thu Apr 16 11:48:11 2009 Actually the creditors do not agree to remove a ..
Posted: Thu Apr 16 11:27:45 2009 First pull out your report and check your score. ..
Posted: Thu Apr 16 1:05:16 2009 First of all, file a response to the summon in ..
Posted: Thu Apr 16 12:45:13 2009 If you do not have any income or any money at ..
Posted: Wed Apr 15 2:25:23 2009 Credit checks are not always done whenever you ..
Posted: Tue Apr 14 3:14:22 2009 The two most important factor that affects your ..
Posted: Sat Apr 11 3:42:21 2009 Since you are in Georgia, the Statute of ..
Posted: Sat Apr 11 3:26:16 2009 Yes, but in addition to the points mentioned by ..
Posted: Sat Apr 11 1:09:10 2009 I think that you should pay off the judgment ..
Posted: Sat Apr 11 1:06:14 2009 Yes, Carol is right. When you dispute the listing ..
Posted: Thu Apr 9 11:48:09 2009 Hi Naureen Yes, you can definitely ask for ..
Posted: Thu Apr 9 11:25:01 2009 Hi Postaljf Carol is right. Can you tell us in ..
Posted: Thu Apr 9 12:13:48 2009 A creditor cannot garnish your wage without ..
Posted: Wed Apr 8 11:56:33 2009 Statute of Limitation in Georgia is 4 years for ..
Posted: Wed Apr 8 5:07:19 2009 If the creditor has not updated the information ..
Posted: Wed Apr 8 4:53:20 2009 To start repairing your own credit, you should ..
Posted: Wed Apr 8 2:29:58 2009 If the creditors sue you to the court, they will ..
Posted: Wed Apr 8 2:09:40 2009 Yes, should send letters to the inquirers asking ..
Posted: Wed Apr 8 2:05:58 2009 Hi Jennifer Yes, the creditor can legally ..
Posted: Wed Apr 8 1:47:27 2009 Can you tell me whether the $10000, they claim, ..
Posted: Wed Apr 8 1:26:01 2009 Yes, Carol is right. Selling off an old debt to a ..
Posted: Fri Apr 3 3:30:02 2009 If the collection agency legally owns your debt, ..
Posted: Fri Apr 3 3:02:55 2009 You cannot get the negative item removed from ..
Posted: Fri Apr 3 2:38:07 2009 Yes, I checked the BBB site and found it to be a ..
Posted: Fri Apr 3 12:06:07 2009 Hi Matt It is true that if you open a new credit ..
Posted: Thu Apr 2 11:59:11 2009 Yes, you may try to dispute the item with the ..
Posted: Thu Apr 2 2:00:34 2009 Since the collection account is already listed as ..
Posted: Wed Apr 1 8:10:24 2009 Yes, even after you receive a judgment, you can ..
Posted: Wed Apr 1 12:59:47 2009 Do you have the proof that you have settled the ..
Posted: Wed Apr 1 12:53:41 2009 Hi Sandee Can you tell me how much debt do you ..
Posted: Wed Apr 1 12:20:25 2009 Send them a copy of the credit report which has ..
Posted: Tue Mar 31 12:52:42 2009 If the creditor does not agree to pay for ..
Posted: Tue Mar 31 12:42:08 2009 The creditor may foreclose your property for non ..
Posted: Mon Mar 30 4:10:41 2009 Yes, if you are sure that you have not applied ..
Posted: Mon Mar 30 12:13:28 2009 If your son has not signed the loan agreement ..
Posted: Sun Mar 29 11:47:13 2009 If the statute of limitation on the debt has ..
Posted: Fri Mar 27 4:27:21 2009 Yes, Carol is right. You should now concentrate ..
Posted: Thu Mar 26 4:00:34 2009 Judgments stay in your credit report for seven ..
Posted: Thu Mar 26 3:39:36 2009 You can send a certified mail to the credit ..
Posted: Thu Mar 26 3:25:28 2009 Your credit is ruined because the medical bills ..
Posted: Thu Mar 26 2:56:54 2009 I think that first of all you should remove your ..
Posted: Tue Mar 24 10:14:11 2009 I agree with Carol. At the same time you should ..
Posted: Tue Mar 24 4:42:23 2009 You should send a debt validation letter within ..
Posted: Mon Mar 23 11:48:07 2009 If your account has been charged off by the ..
Posted: Mon Mar 23 5:24:33 2009 If you have already received your summons, you ..
Posted: Mon Mar 23 5:07:18 2009 Even if your debt is past SOL, it will stay in ..
Posted: Mon Mar 23 4:48:40 2009 Since the "amounts owed" factor ..
Posted: Mon Mar 23 4:29:03 2009 Once the judgment money is paid in full ..
Posted: Mon Mar 23 4:22:51 2009 Hi Sha The creditor can bring judgment against ..
Posted: Mon Mar 23 3:36:13 2009 No, you cannot get it removed from your credit ..
Posted: Mon Mar 23 3:28:16 2009 Even if they settle off your debt for less, the ..
Posted: Mon Mar 16 11:06:52 2009 As far as I know, just being late for a few days ..
Posted: Mon Mar 16 11:00:50 2009 No, if he has already paid taxes on the amount, ..
Posted: Mon Mar 16 10:01:13 2009 First try to pay off the car loan because auto ..
Posted: Mon Mar 16 9:48:41 2009 Hi Justjade If the Statute of Limitation on the ..
Posted: Mon Mar 16 9:43:19 2009 Yes, I agree with Carol. Expiry of Statute of ..
Posted: Fri Mar 13 11:19:32 2009 Yes, Carol is right. You need to pay tax only if ..
Posted: Thu Mar 12 11:59:08 2009 Yes, before making payments to a collection ..
Posted: Thu Mar 12 11:54:29 2009 I agree with Carol. The duration of SOL varies ..
Posted: Thu Mar 12 11:03:41 2009 Yes, the credit can company can sue you to the ..
Posted: Thu Mar 12 10:57:16 2009 You should send a letter to the inquirer asking ..
Posted: Thu Mar 12 10:53:42 2009 As far as I know, it is possible to remove 30 to ..
Posted: Thu Mar 12 10:50:06 2009 I don't think that they will reopen your card. ..
Posted: Thu Mar 12 3:18:24 2009 Judgment whether paid or not will remain in your ..
Posted: Thu Mar 12 3:10:29 2009 Yes, if the collection agency harasses you for ..
Posted: Thu Mar 12 3:07:09 2009 Any negative information remains on your credit ..
Posted: Thu Mar 12 2:51:38 2009 Social Security and retirement income can never ..
Posted: Thu Mar 12 2:12:15 2009 If you have a discharged bankruptcy in 2008, the ..
Posted: Thu Mar 12 2:06:55 2009 Yes, Charge off does not mean that you are no ..
Posted: Thu Mar 12 1:59:39 2009 If your current owner of the debt does not ..
Posted: Thu Mar 12 12:09:23 2009 Yes, you should first file an answer to the ..
Posted: Wed Mar 11 11:46:01 2009 Yes, I think that Carol is right. However, before ..
Posted: Tue Mar 10 1:20:48 2009 I agree with Carol. Since the balance was ..
Posted: Fri Mar 6 3:21:06 2009 You can send the debt validation letter to CMRE ..
Posted: Fri Mar 6 2:28:49 2009 Can you tell us the name of the collection agency ..
Posted: Fri Mar 6 2:15:19 2009 Yes, I think Carol is right. Unless you have a ..
Posted: Thu Mar 5 3:18:33 2009 USCB is a collection agency. This means that the ..
Posted: Thu Mar 5 3:09:36 2009 I too think that after filing a response to ..
Posted: Thu Mar 5 2:35:30 2009 You first need to check whether the collection ..
Posted: Thu Mar 5 1:57:40 2009 If you didn't send the debt validation letter by ..
Posted: Wed Mar 4 12:48:29 2009 Statute of Limitation is 4 years for credit card ..
Posted: Tue Mar 3 11:31:25 2009 Hi Sunshine The two most important factors that ..
Posted: Tue Mar 3 11:08:00 2009 690 is a good credit score, but in order to get ..
Posted: Tue Mar 3 3:06:31 2009 First, you should visit the court from where you ..
Posted: Tue Mar 3 2:59:38 2009 First pull out your credit report and check ..
Posted: Tue Mar 3 2:15:42 2009 You need not worry about the judgment because ..
Posted: Tue Mar 3 12:37:06 2009 You cannot validate a summon. Only outstanding ..
Posted: Mon Mar 2 11:59:21 2009 Yes, you should pay off the outstanding annual ..
Posted: Mon Mar 2 3:41:59 2009 Yes, if the creditor cannot validate the debt ..
Posted: Mon Mar 2 3:04:38 2009 Yes, hard inquires and some of the collection ..
Posted: Mon Mar 2 2:59:22 2009 Yes, except hard inquiry, all negative items will ..
Posted: Mon Mar 2 2:52:51 2009 Yes, since the "amounts owed" factor ..
Posted: Mon Mar 2 2:48:17 2009 Hi I think that instead of taking the help of ..
Posted: Mon Mar 2 2:30:29 2009 Hi Groupleader Since you have the proof of the ..
Posted: Mon Mar 2 2:09:09 2009 Debt validation is generally done to be sure ..
Posted: Mon Mar 2 1:54:08 2009 If you are under foreclosure, then you cannot ..
Posted: Mon Mar 2 1:37:29 2009 If a creditor pulls out your credit report, it is ..
Posted: Thu Feb 26 11:46:58 2009 Hi Taffy Statute of Limitation is the time ..
Posted: Thu Feb 26 11:38:15 2009 Hi Angel You need to have a credit score of 720 ..
Posted: Thu Feb 26 10:57:31 2009 As per the new FICO 08 scoring guidelines, ..
Posted: Thu Feb 26 10:47:43 2009 Hi Mg If you're sure that the debt is yours, you ..
Posted: Thu Feb 26 10:23:56 2009 Both secured and unsecured credit cards will help ..
Posted: Thu Feb 26 10:10:03 2009 One of the main reasons behind such low credit ..
Posted: Wed Feb 25 7:00:33 2009 You should not make even a small payment toward ..
Posted: Wed Feb 25 6:31:33 2009 I don't think that just sending a copy of the ..
Posted: Wed Feb 25 6:18:32 2009 Hi guest To file an answer to the summon, you ..
Posted: Wed Feb 25 6:10:15 2009 It is illegal to use the credit card in such a ..
Posted: Wed Feb 25 5:43:08 2009 Hi Dorothy I think that this is an instance of ..
Posted: Wed Feb 25 4:35:57 2009 Hi Joy Hard inquiries can stay on your credit ..
Posted: Wed Feb 25 2:28:26 2009 If you have outstanding debts on your credit ..
Posted: Tue Feb 17 3:09:18 2009 As far as I know, late payments stay in your ..
Posted: Tue Feb 17 2:39:55 2009 Yes, if the debtor did not receive the summon and ..
Posted: Tue Feb 17 2:34:58 2009 Negative items can only be removed from your ..
Posted: Mon Feb 16 4:26:32 2009 Before you send a pay for deletion agreement ..
Posted: Mon Feb 16 2:37:55 2009 I am not sure whether good accounts stay in your ..
Posted: Mon Feb 16 2:18:37 2009 Vantage score provides a consistent score across ..
Posted: Mon Feb 16 1:47:08 2009 There are many reasons for decrease in credit ..
Posted: Mon Feb 16 1:30:26 2009 Yes, mostly the credit card companies raise the ..
Posted: Mon Feb 16 1:10:53 2009 Yes, I agree with Carol. Your retirement pay can ..
Posted: Sat Feb 14 4:58:29 2009 Since the payment has been 180 days late, it has ..
Posted: Sat Feb 14 4:45:46 2009 Hi Nic First of all, the debt has been 9 years ..
Posted: Sat Feb 14 4:31:12 2009 If the creditor brings judgment against you to ..
Posted: Fri Feb 13 4:22:07 2009 If any of the family members have co-signed the ..
Posted: Fri Feb 13 3:43:57 2009 Since your last missed payment was on Jan 08, the ..
Posted: Fri Feb 13 3:02:31 2009 If you want to file a complaint against a ..
Posted: Thu Feb 12 5:07:45 2009 Yes, you should first check the Statute of ..
Posted: Thu Feb 12 5:04:07 2009 If you want only the credit report from ..
Posted: Thu Feb 12 4:08:41 2009 Since you have received a collection notice, the ..
Posted: Thu Feb 12 4:00:30 2009 Firstly, did you receive any summon before from ..
Posted: Thu Feb 12 3:19:24 2009 You may have your credit cards for three years, ..
Posted: Wed Feb 11 2:36:41 2009 Firstly, can you tell us how bad is your credit ..
Posted: Wed Feb 11 2:26:44 2009 Hi Sean Debt validation can never re-age your ..
Posted: Tue Feb 10 2:57:05 2009 In Pennsylvania, although wage cannot be ..
Posted: Tue Feb 10 1:42:53 2009 As far as your bankruptcy listing is concerned, ..
Posted: Tue Feb 10 12:12:59 2009 Yes, normally the 3 in 1 credit report provides ..
Posted: Tue Feb 10 12:02:24 2009 First pull out your report and check whether the ..
Posted: Fri Feb 6 1:10:13 2009 Hi Rp It means that before you paid off the debt ..
Posted: Fri Feb 6 1:00:27 2009 If the last payment has been made within the SOL ..
Posted: Fri Feb 6 12:16:51 2009 This is the main reason why one should send a ..
Posted: Fri Feb 6 12:13:55 2009 Hi Aby Posts are mostly deleted by moderators in ..
Posted: Fri Feb 6 12:07:01 2009 Hi LT If they harass you without validating the ..
Posted: Thu Feb 5 11:36:28 2009 Hi Huslerk Yes, you can sue them to the court, ..
Posted: Wed Feb 4 12:22:17 2009 Yes, most of the credit card companies offer ..
Posted: Wed Feb 4 12:14:56 2009 Building up a credit score is very easy with ..
Posted: Tue Feb 3 11:43:28 2009 If they cannot provide you with the documents ..
Posted: Tue Feb 3 11:30:02 2009 As far as I know, form 1099A is to be filled up ..
Posted: Tue Feb 3 2:05:00 2009 Yes, the interest rates are decided over by the ..
Posted: Tue Feb 3 1:50:33 2009 In Texas, the creditor cannot garnish your wages ..
Posted: Tue Feb 3 12:33:06 2009 Normally, Statute of Limitation on Judgment is ..
Posted: Mon Feb 2 11:30:39 2009 The credit card holders are affected by global ..
Posted: Mon Feb 2 11:23:21 2009 The credit card company offers interest free ..
Posted: Mon Feb 2 4:28:06 2009 Hi Otto When you apply for a credit card or any ..
Posted: Mon Feb 2 2:04:36 2009 Hi Panther If the debt has been charged off by ..
Posted: Fri Jan 30 2:32:50 2009 Yes, even if the father is ignorant of the ..
Posted: Fri Jan 30 2:13:22 2009 Hi Aby For cashing out your magic points, you ..
Posted: Fri Jan 30 1:59:27 2009 If you have the invoices with you, which shall ..
Posted: Thu Jan 29 4:06:58 2009 You need to file an answer to the summon you have ..
Posted: Thu Jan 29 3:06:52 2009 You cannot remove the collection account out of ..
Posted: Thu Jan 29 2:59:15 2009 No, social security benefits cannot be garnished ..
Posted: Thu Jan 29 2:40:39 2009 Hi Bevgonsman If you cannot pay back a creditor, ..
Posted: Thu Jan 29 2:06:59 2009 Yes, bankruptcy may stay in your report for about ..
Posted: Wed Jan 28 3:33:38 2009 If Chase do not have the documentation they ..
Posted: Wed Jan 28 2:55:40 2009 Hi Teresita If you want to remove their name ..
Posted: Wed Jan 28 2:33:34 2009 According to the Credit Repair Org Act, a credit ..
Posted: Wed Jan 28 1:53:32 2009 You can pay collection agency over phone by ..
Posted: Tue Jan 27 3:26:39 2009 Nobody can remove all the collection listings ..
Posted: Tue Jan 27 3:15:35 2009 DV letter should always be send through certified ..
Posted: Tue Jan 27 3:10:41 2009 Since you have already paid for the debt, the ..
Posted: Tue Jan 27 2:51:24 2009 Yes, paying off debts in full does not mean that ..
Posted: Mon Jan 26 2:04:56 2009 Yes, you need to send pay for deletion letter to ..
Posted: Sat Jan 24 1:38:22 2009 If you can get the judgment verified and you are ..
Posted: Sat Jan 24 1:22:56 2009 If the collection agency sell off the debt to ..
Posted: Fri Jan 23 4:21:00 2009 Yes, you should not make any payment. Even if ..
Posted: Fri Jan 23 2:40:03 2009 If you get calls from creditors, you need not ..
Posted: Thu Jan 22 10:59:08 2009 If you do not have a credit card to build up a ..
Posted: Thu Jan 22 10:39:22 2009 Yes, Carol is right, but the creditor will not ..
Posted: Wed Jan 21 11:10:25 2009 Since you have got the collection letter, the ..
Posted: Wed Jan 21 10:26:26 2009 If you think that you do not owe the credit card ..
Posted: Wed Jan 21 5:42:35 2009 There are two types of Bankruptcies - Chapter 7 ..
Posted: Wed Jan 21 5:26:03 2009 Yes, if you do not have a good score and you want ..
Posted: Wed Jan 21 2:53:38 2009 Hi Darryl You need to file an answer within the ..
Posted: Wed Jan 21 2:33:58 2009 Warrant in debt is a summon issued by a court for ..
Posted: Wed Jan 21 1:45:56 2009 Hi dawn If the creditor has used your social ..
Posted: Tue Jan 20 4:03:52 2009 Hi Amanda Are you talking about the Economic ..
Posted: Tue Jan 20 3:47:36 2009 You need to send a debt validation letter before ..
Posted: Tue Jan 20 1:43:30 2009 Hi liz2taylor If Kingman Cole is calling you ..
Posted: Mon Jan 19 6:12:16 2009 Hi Lizze Since you have already file the ..
Posted: Mon Jan 19 3:28:44 2009 Hi Chef There can be any number of judgments ..
Posted: Mon Jan 19 3:13:43 2009 Missing a mortgage payment is very harmful for ..
Posted: Sat Jan 17 1:44:54 2009 Hi Jimson For getting a balance transfer credit ..
Posted: Sat Jan 17 12:30:23 2009 If you send debt validation letters to the ..
Posted: Fri Jan 16 11:09:57 2009 Hi Dtmichaels The original creditor has sold off ..
Posted: Fri Jan 16 11:01:07 2009 If you do not want to disclose the social ..
Posted: Fri Jan 16 4:57:27 2009 If you already have a discharged Chapter 7 ..
Posted: Fri Jan 16 3:20:35 2009 If the borrower has already paid off the debt and ..
Posted: Fri Jan 16 2:43:41 2009 If the creditor sue you to the court, it can get ..
Posted: Fri Jan 16 2:13:41 2009 If you have low credit limits on your cards, it ..
Posted: Thu Jan 15 1:18:41 2009 If the creditor demands the debt again, you can ..
Posted: Thu Jan 15 12:02:03 2009 Hi dropship Yes, you can correct your problem by ..
Posted: Wed Jan 14 11:27:12 2009 If you are already in debt and your credit score ..
Posted: Wed Jan 14 2:04:33 2009 Hi Publius If you find a outstanding debt listed ..
Posted: Wed Jan 14 1:35:40 2009 If the credit repair companies have oral ..
Posted: Wed Jan 14 12:52:42 2009 Hi Donald No credit card company or collection ..
Posted: Wed Jan 14 12:34:04 2009 Yes, the statute of limitation will be valid for ..
Posted: Wed Jan 14 12:05:59 2009 As far as I know, virtual credit cards are ..
Posted: Tue Jan 13 11:28:44 2009 Hi Chargers You can ask for debt validation over ..
Posted: Tue Jan 13 12:29:46 2009 Hi Fireyone If you pay off the amount you spend ..
Posted: Mon Jan 12 3:01:06 2009 Hi Jenny As per the Fair Debt collection ..
Posted: Mon Jan 12 2:42:39 2009 Hi Ntoxicated The Statute of limitation in ..
Posted: Mon Jan 12 2:13:51 2009 Hi marc2 Yes, student's loan like any other loan ..
Posted: Mon Jan 12 1:51:36 2009 Hi Adam D I think that you should send a dispute ..
Posted: Sun Jan 11 11:42:35 2009 Hi abhimanyu You can get a sample debt ..
Posted: Sun Jan 11 11:40:14 2009 The creditors must properly validate the debt. ..
Posted: Fri Jan 9 2:33:09 2009 Even if you have applied for the debt online, ..
Posted: Thu Jan 8 3:17:12 2009 Hi Thruston You need not worry if Hannah is not ..
Posted: Thu Jan 8 2:04:15 2009 Hi Jesse Even if you pay off the debt in full, ..
Posted: Thu Jan 8 12:58:50 2009 Firstly, they cannot charge you for the debt ..
Posted: Wed Jan 7 11:49:31 2009 It is very difficult to stop them from reporting ..
Posted: Wed Jan 7 2:11:11 2009 Hi Sorie If the collection agency has already ..
Posted: Wed Jan 7 12:32:48 2009 Since the debts are not showing in your credit ..
Posted: Tue Jan 6 11:37:07 2009 Yes, Carol is right. After filing the response to ..
Posted: Tue Jan 6 3:47:52 2009 If they have listed the debt in your credit ..
Posted: Mon Jan 5 11:42:53 2009 Yes, hard inquiries stay in your credit report ..
Posted: Mon Jan 5 11:03:07 2009 Credit counseling is the first step towards your ..
Posted: Mon Jan 5 10:25:40 2009 Yes, both the collection agency and creditor ..
Posted: Mon Jan 5 3:47:53 2009 If the collection agencies validate the debt ..
Posted: Mon Jan 5 12:38:23 2009 No, all credit repair agencies are not scams, but ..
Posted: Mon Jan 5 12:27:32 2009 Yes, if you send debt validation letters by ..
Posted: Sun Jan 4 11:36:53 2009 Taking your credit score from 420 to around 700 ..
Posted: Sat Jan 3 5:41:04 2009 If the creditor has already charged off your ..
Posted: Sat Jan 3 4:02:28 2009 Your credit score may have come down because of ..
Posted: Sat Jan 3 2:05:21 2009 Even if the creditor do not agree to pay for ..
Posted: Sat Jan 3 12:40:15 2009 As per the FDCPA, until and unless the creditor ..
Posted: Sat Jan 3 12:22:17 2009 In case of debt consolidation program, you need ..
Posted: Fri Jan 2 2:07:55 2009 Yes, if you have taken a payday loan and do not ..
Posted: Fri Jan 2 12:10:29 2009 A collection agency can sell the debt to another ..
Posted: Thu Jan 1 11:18:14 2009 Hi Sorie Are the old accounts you are talking ..
Posted: Thu Jan 1 9:46:29 2009 Hi Jeff Since you have not paid the hospital ..
Posted: Thu Jan 1 5:28:36 2009 Can you explain the matter to me a bit clearly. ..
Posted: Thu Jan 1 5:16:02 2009 Hi RKP The creditors settle for mostly 80% of ..
Posted: Thu Jan 1 5:09:09 2009 IF the creditor has already validated your debt, ..
Posted: Thu Jan 1 4:50:45 2009 I agree with Mary on this point. If you come to ..
Posted: Thu Jan 1 4:17:53 2009 If you are making regular payments on your ..
Posted: Wed Dec 31 4:35:24 2008 Since the debt is over 2 years, the creditor will ..
Posted: Wed Dec 31 12:33:19 2008 Cease and desist letter can be send either to the ..
Posted: Tue Dec 30 5:58:18 2008 Yes, Scott is right. A proper debt validation ..
Posted: Tue Dec 30 5:17:50 2008 Yes, cease and desist letter should be send only ..
Posted: Tue Dec 30 5:01:10 2008 When you do not pay the debt for over 6 months, ..
Posted: Tue Dec 30 5:01:02 2008 Hi RPR If you think that you do not owe any ..
Posted: Tue Dec 30 4:43:17 2008 Yes, the Statute of Limitation is 4 years in PA ..
Posted: Tue Dec 30 3:53:41 2008 Hi Deb's old Debt The Statute of Limitation ..
Posted: Mon Dec 29 3:10:54 2008 For debt consolidation loans you need to contact ..
Posted: Mon Dec 29 2:32:32 2008 Since it is a very old credit card account, it ..
Posted: Mon Dec 29 12:01:37 2008 Usually a creditor cannot garnish your wages and ..
Posted: Sun Dec 28 11:36:35 2008 Yes, you can deny the charges that the creditor ..
Posted: Mon Dec 22 10:54:57 2008 There is certain time limit for filing a motion ..
Posted: Mon Dec 22 3:48:20 2008 Hi Lola You must have received a copy of the ..
Posted: Mon Dec 22 1:56:52 2008 The tax is on the outstanding debt i.e, the ..
Posted: Mon Dec 22 1:43:58 2008 Yes, judgments may be listed in your credit ..
Posted: Sun Dec 21 11:49:58 2008 Hi Seknowles You said that you have credit ..
Posted: Fri Dec 19 10:19:24 2008 Hi tsmith0914 If you want to get in touch with ..
Posted: Fri Dec 19 10:05:58 2008 Normally when you do not repay a debt to the ..
Posted: Fri Dec 19 9:47:47 2008 All the three credit bureaus list in your credit ..
Posted: Thu Dec 18 4:10:27 2008 Hi Swsabean You need not sue the creditor or the ..
Posted: Thu Dec 18 3:26:37 2008 It is very difficult to get back the credit ..
Posted: Thu Dec 18 3:22:08 2008 Under the fair credit reporting act, bankruptcies ..
Posted: Wed Dec 17 3:41:23 2008 The most important way to get rid of pay day ..
Posted: Wed Dec 17 3:28:09 2008 Hi Wilbur As far as I know, in foreclosure you ..
Posted: Wed Dec 17 2:58:18 2008 Only wage garnishment is not allowed in ..
Posted: Wed Dec 17 2:30:57 2008 Hi swsabean Since they have not properly ..
Posted: Tue Dec 16 3:24:06 2008 Hi Cubee If you have a good credit history you ..
Posted: Tue Dec 16 2:53:16 2008 I don't think that they can take away the vehicle ..
Posted: Tue Dec 16 2:33:23 2008 First of all I cannot understand that if the bank ..
Posted: Tue Dec 16 1:57:30 2008 Hi porboy Since the court has given the ..
Posted: Tue Dec 16 1:36:14 2008 Payday loans has an average interest rate of 450 ..
Posted: Mon Dec 15 4:41:34 2008 Hi cubee001 Revolution credit card is not a VISA ..
Posted: Mon Dec 15 2:22:47 2008 Yes, if your social security number is stolen ..
Posted: Mon Dec 15 1:15:23 2008 Hi Jesse Even if you close down an account with ..
Posted: Mon Dec 15 12:10:07 2008 Hi Hope If Palisades Collection calls you up ..
Posted: Sun Dec 14 11:37:04 2008 Hard inquiries automatically goes off from your ..
Posted: Sun Dec 14 11:00:17 2008 If the Statute of Limitation on an old debt has ..
Posted: Sun Dec 14 10:37:28 2008 Yes, Debt validation should be done before you ..
Posted: Sun Dec 14 9:57:05 2008 If there is any late payments on your student's ..
Posted: Sat Dec 13 3:39:11 2008 Hi swsabean It is true that if you get a ..
Posted: Sat Dec 13 2:50:46 2008 Hi Chargers Debt validation is the most powerful ..
Posted: Sat Dec 13 2:08:01 2008 Denial letters can also be send by the collection ..
Posted: Sat Dec 13 1:54:59 2008 Hi ScemHesy The financial crisis is mostly due ..
Posted: Fri Dec 12 2:09:46 2008 If the debt is settled with the original ..
Posted: Thu Dec 11 11:53:06 2008 Hi swsabean If you send a debt validation ..
Posted: Thu Dec 11 10:35:20 2008 If the creditor or the collection agency has ..
Posted: Thu Dec 11 5:31:25 2008 The negative listing will stay in your credit ..
Posted: Thu Dec 11 3:33:24 2008 Yes, a debt validation will help you find out ..
Posted: Wed Dec 10 1:55:38 2008 Hi Diana I think that your amount is large ..
Posted: Wed Dec 10 1:01:25 2008 If the motorcycle debt is showing as written off ..
Posted: Tue Dec 9 11:39:44 2008 It is true that the Federal law does not ..
Posted: Tue Dec 9 4:13:34 2008 Hi alamo9 The court only issues judgment ..
Posted: Tue Dec 9 2:36:07 2008 Hi Creditfool If Asset Acceptance has send you ..
Posted: Tue Dec 9 2:15:56 2008 Hi Fireyone You are right. You can find out the ..
Posted: Thu Dec 4 3:48:02 2008 Hi ronwaterhole If you want to cancel a debit ..
Posted: Thu Dec 4 3:38:25 2008 I think that Marilyn is wishing to cancel the ..
Posted: Thu Dec 4 3:24:07 2008 Hi Doc As far as I know, there is not use ..
Posted: Thu Dec 4 2:40:44 2008 You need to first check whether the SOL for the ..
Posted: Wed Dec 3 2:24:02 2008 Credit utilization ratio is the proportion of ..
Posted: Wed Dec 3 1:57:24 2008 Hi Doc Even if you make a major purchase in your ..
Posted: Wed Dec 3 12:18:40 2008 If you have lost your old statement, you need to ..
Posted: Tue Dec 2 11:45:51 2008 Yes, Carol is right, but what I think is that if ..
Posted: Tue Dec 2 2:26:17 2008 Yes, I too found that BBB lists Vital Recovery as ..
Posted: Tue Dec 2 2:04:47 2008 The court can give default judgment even if it ..
Posted: Tue Dec 2 12:51:39 2008 I agree with Mary on this point that you should ..
Posted: Mon Dec 1 9:23:07 2008 You should file a motion to vacate a judgment ..
Posted: Mon Dec 1 2:07:58 2008 Hi Maxandangie Fireyone is right. If you have ..
Posted: Mon Dec 1 2:00:10 2008 HI Theresa You can pull out your credit report ..
Posted: Mon Dec 1 12:37:20 2008 I agree with Carol. Creditors are always willing ..
Posted: Sun Nov 30 9:54:38 2008 You can always wait for the creditor to react ..
Posted: Sun Nov 30 8:52:14 2008 Yes, Carol is right. But once the SOL in your ..
Posted: Wed Nov 26 6:07:47 2008 I agree with you Mary. One should always respond ..
Posted: Wed Nov 26 5:00:26 2008 Hi I think that if we can pay off the debt by ..
Posted: Wed Nov 26 4:26:07 2008 Hi Porboy Since Walpolf has brought judgment ..
Posted: Tue Nov 25 3:44:17 2008 I think that Mary is right. If you have the ..
Posted: Mon Nov 24 2:35:08 2008 No, you should visit the court from where you ..
Posted: Mon Nov 24 12:44:56 2008 If the CA has already purchased the debt from BOA ..
Posted: Sun Nov 23 11:54:11 2008 Yes, even if you get a default judgment, you can ..
Posted: Fri Nov 21 11:13:56 2008 Yes, Carol is right. Your father may start from ..
Posted: Fri Nov 21 10:45:59 2008 Ideally, when a debt is sold off to a CA by the ..
Posted: Fri Nov 21 10:18:02 2008 Yes, you should pay off the debt through ..
Posted: Fri Nov 21 2:05:50 2008 Hi fireyone Even if the creditor validates the ..
Posted: Fri Nov 21 12:37:47 2008 Is the letter you are talking about has been send ..
Posted: Fri Nov 21 12:19:55 2008 You can go for debt consolidation loan only if ..
Posted: Thu Nov 20 11:45:35 2008 I think that Carol is right. KD i.e key ..
Posted: Thu Nov 20 10:39:37 2008 No, credit cards can only be used to make ..
Posted: Thu Nov 20 3:43:14 2008 You should pull out your credit report as Mary ..
Posted: Thu Nov 20 1:54:03 2008 Since seven years has already expired, the charge ..
Posted: Thu Nov 20 1:27:49 2008 Hi Sandygirl If they have not validated the ..
Posted: Wed Nov 19 11:43:29 2008 Yes, I agree with Carol. You should pull out you ..
Posted: Wed Nov 19 10:59:27 2008 Hi Guest Even if they validate the debt, you ..
Posted: Wed Nov 19 10:40:26 2008 I agree with you fireyone. Debt consolidation ..
Posted: Wed Nov 19 2:11:45 2008 Mostly, the employers including the federal ..
Posted: Tue Nov 18 3:57:56 2008 Yes, your credit score will rise since you are ..
Posted: Tue Nov 18 12:28:01 2008 Yes, and so whenever, you find multiple ..
Posted: Tue Nov 18 12:07:41 2008 Hi Saifur Since, it has not gone for default ..
Posted: Mon Nov 17 11:22:48 2008 Yes, Carol is right. So you should always remove ..
Posted: Mon Nov 17 9:06:16 2008 Along with filing a response to the summon, you ..
Posted: Mon Nov 17 1:30:20 2008 Yes, carol is right. You should immediately make ..
Posted: Mon Nov 17 12:22:27 2008 Yes, but all the foreclosure cannot be stopped ..
Posted: Sun Nov 16 11:47:42 2008 If you have already paid off the outstanding ..
Posted: Sun Nov 16 11:10:59 2008 Hi Rich It is true that a single missed payment ..
Posted: Sun Nov 16 10:48:33 2008 Yes, I agree with Carol. However, you should note ..
Posted: Fri Nov 14 3:40:28 2008 Hi anita If you go for public aid, there is no ..
Posted: Fri Nov 14 3:16:31 2008 Cash advance fees on secured credit card for most ..
Posted: Tue Nov 11 11:58:51 2008 Hi Jasnsinet You can participate in the forums ..
Posted: Tue Nov 11 11:56:23 2008 The first thing you should do is to remove the ..
Posted: Tue Nov 11 11:23:38 2008 one can go for debt consolidation loans to pay ..
Posted: Tue Nov 11 10:47:42 2008 Hi Chargers You should always try to go for Pay ..
Posted: Tue Nov 11 10:38:30 2008 Hi goodnatured If you want a pay for deletion ..
Posted: Tue Nov 11 10:09:22 2008 Yes, in California, wage can be garnished for ..
Posted: Tue Nov 11 9:24:44 2008 Hi Carrie I think that Carol has explain ..
Posted: Tue Nov 11 8:20:10 2008 Hi Theresa Intend to sue letter is not a court ..
Posted: Tue Nov 11 3:13:28 2008 Hi Maxwell You are right. As per the Federal ..
Posted: Tue Nov 11 3:00:34 2008 All credit cards, be it secured or unsecured is ..
Posted: Mon Nov 10 12:11:44 2008 Yes, Pay for deletion is a wonderful instrument ..
Posted: Sun Nov 9 11:30:39 2008 Hi Tam As far as I know, credit score do not ..
Posted: Sun Nov 9 11:00:02 2008 pay for deletion should always be made in writing ..
Posted: Sun Nov 9 10:51:14 2008 What I think is that the lender has taken into ..
Posted: Sun Nov 9 10:02:45 2008 Hi AKnigh If you apply for the home loan ..
Posted: Sun Nov 9 9:41:09 2008 Yes, I think that you can follow the steps of ..
Posted: Sun Nov 9 9:10:49 2008 I agree with Carol on this point. Again a debt ..
Posted: Sat Nov 8 4:44:57 2008 Have you paid $15 before June 2006. If you have ..
Posted: Sat Nov 8 2:01:13 2008 Hi paul.green I think that you should ..
Posted: Sat Nov 8 1:53:18 2008 Yes, I agree with you Carol. Pull out your credit ..
Posted: Fri Nov 7 2:36:09 2008 If you have currently bought your Transunion ..
Posted: Fri Nov 7 1:45:48 2008 Have you ever received a court summon If you have ..
Posted: Fri Nov 7 12:21:29 2008 Hi Eastgonewest There is no need for you even to ..
Posted: Wed Nov 5 1:42:31 2008 Hi Guest Almost all the states in US allow wage ..
Posted: Wed Nov 5 12:15:27 2008 If it is a credit card debt, it is always better ..
Posted: Wed Nov 5 12:02:26 2008 Yes, Carol is right, but there are certain ..
Posted: Tue Nov 4 4:49:21 2008 Yes, Mary is right. Since the SOL period is ..
Posted: Tue Nov 4 3:23:32 2008 Hi Hallmark You can find your outstanding debt ..
Posted: Tue Nov 4 2:14:49 2008 Hi Credit Solution You can always dispute online ..
Posted: Tue Nov 4 1:55:46 2008 Hi Guest You should ask them to show you the ..
Posted: Tue Nov 4 1:38:32 2008 FICO has its own credit scoring algorithm based ..
Posted: Tue Nov 4 12:38:29 2008 Yes, and after you send this second letter by ..
Posted: Mon Nov 3 11:31:40 2008 I agree with fireyone. If the SOL on the debt has ..
Posted: Mon Nov 3 1:59:01 2008 Before doing anything else, you should first file ..
Posted: Mon Nov 3 12:29:01 2008 If you send a DV letter, you should send it by ..
Posted: Sun Nov 2 10:54:27 2008 Yes, I agree with Carol. After sending the second ..
Posted: Sat Nov 1 2:17:37 2008 Since you have been asked to file a response to ..
Posted: Sat Nov 1 1:14:58 2008 Hi umjesse96 If you have received a summon, you ..
Posted: Sat Nov 1 12:37:50 2008 Hi JT Only one credit report is free from the ..
Posted: Fri Oct 31 10:13:20 2008 Hi Chargers If you have outstanding bills more ..
Posted: Fri Oct 31 3:16:01 2008 Hi Chargers If the debt is in you name as well ..
Posted: Fri Oct 31 2:49:32 2008 If you have a very poor credit score due to ..
Posted: Tue Oct 28 1:54:47 2008 After you call the creditors and disclose your ..
Posted: Tue Oct 28 1:43:30 2008 Hi jtrenton This stimulus will work on the basis ..
Posted: Tue Oct 28 12:29:23 2008 Statute of Limitation in California is 2 years ..
Posted: Mon Oct 27 11:21:20 2008 Yes, I went through the BBB site and found the ..
Posted: Mon Oct 27 2:09:31 2008 Hi sdchargers_63 Imagine Gold master credit ..
Posted: Mon Oct 27 2:00:30 2008 No, if you transfer the balance from the existing ..
Posted: Mon Oct 27 1:45:19 2008 Bumping inquiries is a process by which you can ..
Posted: Mon Oct 27 12:24:42 2008 Hi goodnatured If you have paid back to the ..
Posted: Sun Oct 26 11:16:47 2008 Yes, Carol is right. But for availing the debt ..
Posted: Thu Oct 23 6:03:36 2008 Hi Sdchargers Statute of Limitation may be from ..
Posted: Thu Oct 23 5:46:21 2008 Most of the credit repair agencies are scams. ..
Posted: Thu Oct 23 4:44:49 2008 Hi creditcardware If you are sure that you have ..
Posted: Thu Oct 23 2:27:00 2008 Hi marmar Since you have failed to make timely ..
Posted: Thu Oct 23 12:44:56 2008 hi creditcard That is the main reason why we at ..
Posted: Wed Oct 22 12:05:26 2008 Hi Samantha Charge off cannot be removed from ..
Posted: Tue Oct 21 11:37:36 2008 Only authorized hard inquiries can stay in your ..
Posted: Mon Oct 20 5:15:02 2008 It is very difficult to say how much your credit ..
Posted: Mon Oct 20 3:03:44 2008 Yes, they might be scaring you. You should ..
Posted: Mon Oct 20 2:09:00 2008 Hi Ruby I think that you should file a complaint ..
Posted: Mon Oct 20 12:21:20 2008 Harold Willsey You should ask for pay for ..
Posted: Mon Oct 20 12:18:04 2008 Yes CBSD is citibank South Dakota, but I am not ..
Posted: Sun Oct 19 9:48:17 2008 Yes, I agree with Carol. The FTC even recommends ..
Posted: Fri Oct 17 2:44:51 2008 If you want to survive wage garnishment, all that ..
Posted: Thu Oct 16 2:40:12 2008 Since you have asked for debt validation and ..
Posted: Thu Oct 16 1:03:09 2008 You should file a response to the summon within ..
Posted: Wed Oct 15 11:03:16 2008 Hi Guest As per the fair debt collection ..
Posted: Wed Oct 15 4:01:24 2008 Hi Masterp Although it is not essential for you ..
Posted: Wed Oct 15 1:52:48 2008 I think that since the credit card company has ..
Posted: Tue Oct 14 11:12:16 2008 Hi ajjmandy Free credit report.com offers credit ..
Posted: Tue Oct 14 10:56:08 2008 I agree with you Carol. If you want to repair ..
Posted: Mon Oct 13 2:31:08 2008 Yes, Anthony is correct. You should first start ..
Posted: Mon Oct 13 12:28:58 2008 I agree with you Carol that charge off cannot be ..
Posted: Sun Oct 12 11:54:04 2008 As per the fair debt collection practices Act, ..
Posted: Sun Oct 12 11:28:57 2008 Hi masterp As far as I know, if you oppose the ..
Posted: Sun Oct 12 10:20:39 2008 If the OC listing is not in your report, then it ..
Posted: Sun Oct 12 9:20:53 2008 Chapter 13 bankruptcy stays in your credit report ..
Posted: Sun Oct 12 8:43:40 2008 Whenever you are sending a cease and desist ..
Posted: Sun Oct 12 7:59:23 2008 Hi Any As far as I know, if a collection agency ..
Posted: Sat Oct 11 3:10:19 2008 Hi Brandon54 Before paying off any debt, you ..
Posted: Sat Oct 11 2:11:11 2008 Hi Shellcat You should first file a response to ..
Posted: Sat Oct 11 12:37:25 2008 Normally all debts are included under bankruptcy. ..
Posted: Sat Oct 11 12:10:19 2008 Hi Brandon If the debt has not been sold off to ..
Posted: Fri Oct 10 10:36:10 2008 Hi Angela You can find a sample dispute letters ..
Posted: Fri Oct 10 3:12:31 2008 Hi brendadalford9981 I understand that you ..
Posted: Fri Oct 10 2:23:46 2008 Hi Hogc Normally, a charge off listing can lower ..
Posted: Fri Oct 10 2:11:51 2008 Yes, Anthony is correct. Normally a charge off ..
Posted: Fri Oct 10 12:07:01 2008 Hi Pattilor If you have their number, you can ..
Posted: Fri Oct 3 12:40:12 2008 If you make a pay for deletion agreement with the ..
Posted: Thu Oct 2 11:01:12 2008 Hi mortgagevictim Even if the SOL expires ..
Posted: Thu Oct 2 10:54:39 2008 In Michigan, a judgment can be issued to garnish ..
Posted: Thu Oct 2 9:28:03 2008 Hi Fireyone When you have taken the loan, the ..
Posted: Thu Oct 2 8:36:15 2008 Hi 1002543 I think you have misunderstood my ..
Posted: Thu Oct 2 3:03:56 2008 Yes, the creditor can always send a debt a ..
Posted: Thu Oct 2 2:39:45 2008 Hi Taina "Paid off" listing does not ..
Posted: Wed Oct 1 2:41:30 2008 Hi Meow Before they charge off your car loan, ..
Posted: Wed Oct 1 1:51:58 2008 I too agree that you should always send DV ..
Posted: Wed Oct 1 12:28:20 2008 Hi milotrigger I think you need to be more ..
Posted: Tue Sep 30 10:58:56 2008 I think that this is much better. You can call ..
Posted: Tue Sep 30 2:39:06 2008 Hi appe5003 Having a very low credit score with ..
Posted: Tue Sep 30 12:26:38 2008 Mostly the collection agency or the creditors ..
Posted: Mon Sep 29 11:45:33 2008 Since cash advance is basically a payday loan and ..
Posted: Mon Sep 29 11:05:50 2008 Hi Wendel34 499 is really a very bad credit ..
Posted: Mon Sep 29 3:23:10 2008 Credit Unions are non profit making co-operative ..
Posted: Mon Sep 29 2:55:51 2008 What I think is that more and more credit cards ..
Posted: Mon Sep 29 2:36:23 2008 In Chapter 7 bankruptcy, the debts are discharged ..
Posted: Mon Sep 29 2:03:10 2008 In US, SS benefit can never be garnished, but ..
Posted: Mon Sep 29 1:45:53 2008 If Bank of America do not return you your money ..
Posted: Mon Sep 29 12:12:45 2008 Hi Fireyone The junk collectors adds interest ..
Posted: Sun Sep 28 11:24:24 2008 Hi Mida Yes, I agree with Anthony on the point ..
Posted: Sun Sep 28 10:14:14 2008 Validating the debt would mean that the ..
Posted: Sat Sep 27 1:14:20 2008 Yes, I agree with Anthony. However, as far as I ..
Posted: Fri Sep 26 3:10:18 2008 Yes, you should be careful while using ..
Posted: Fri Sep 26 1:47:22 2008 I think that you might have provided your bank ..
Posted: Fri Sep 26 12:24:51 2008 Hi Peacockrancher Statute of Limitation is a ..
Posted: Fri Sep 26 12:10:27 2008 Hi Fireyone I think that you can choose those ..
Posted: Thu Sep 25 11:49:02 2008 One should always get the pay for deletion ..
Posted: Thu Sep 25 11:39:26 2008 I think that Anthony is correct. You should pay ..
Posted: Thu Sep 25 2:24:55 2008 Hi Deddezz Social security benefit is always ..
Posted: Wed Sep 24 12:17:39 2008 Hi Bad credit As far as I know, since you have ..
Posted: Tue Sep 23 11:48:04 2008 Hi shaveta Although negative listings stay on ..
Posted: Tue Sep 23 10:56:14 2008 Hi Sjoy Instead of calling the collection ..
Posted: Tue Sep 23 1:50:19 2008 Since the debt has already 15 years old, the ..
Posted: Mon Sep 22 11:05:32 2008 Hi Thomas What happens is that, these collection ..
Posted: Mon Sep 22 10:32:34 2008 I don't think that you can make balance transfers ..
Posted: Sun Sep 21 11:36:45 2008 Hi MMeilstrup Once charge off is listed in ..
Posted: Fri Sep 19 3:12:06 2008 Hi Jbbouwell Whenever you are repaying back a ..
Posted: Fri Sep 19 2:35:48 2008 Hi Fscorponline Since amounts owed contributes ..
Posted: Fri Sep 19 12:31:28 2008 Hi Andy You should always think before cosigning ..
Posted: Thu Sep 18 11:21:16 2008 I think that you should pull out your credit ..
Posted: Wed Sep 17 11:36:24 2008 I agree with Anthony. I think that your credit ..
Posted: Wed Sep 17 10:11:20 2008 Hi bananawind50myt I don't think that the ..
Posted: Wed Sep 17 2:50:29 2008 I agree with you Anthony. I too think that credit ..
Posted: Wed Sep 17 12:13:00 2008 Yes, the FICO score for each of the three credit ..
Posted: Tue Sep 16 2:13:51 2008 I agree with Anthony. The creditor cannot recover ..
Posted: Tue Sep 16 12:09:18 2008 Hi peacockrancher As far as I know, you need ..
Posted: Sat Sep 13 2:14:04 2008 Yes, Anthony is right, but the thing is that ..
Posted: Sat Sep 13 12:26:34 2008 Yes, I agree with you Anthony. Smith might have ..
Posted: Thu Sep 11 2:58:40 2008 Hi CMBV Even if Aspen dental sells your debt to ..
Posted: Thu Sep 11 2:01:26 2008 Hi Mirage You are correct. Since 35% of your ..
Posted: Wed Sep 10 11:03:49 2008 When you ask the bureaus to activate the fraud ..
Posted: Wed Sep 10 4:55:52 2008 Yes, you should consult a lawyer to send a cease ..
Posted: Wed Sep 10 2:52:23 2008 I agree with Anthony. I think that the house ..
Posted: Wed Sep 10 12:54:09 2008 Yes, Goodnatured is right. If you are not sure ..
Posted: Tue Sep 9 4:33:11 2008 Hi jackdorsey The negative listing does not ..
Posted: Tue Sep 9 2:38:51 2008 Yes, a bill collector can add interest to your ..
Posted: Mon Sep 8 11:56:05 2008 I agree with Anthony with this point. But since ..
Posted: Mon Sep 8 3:55:33 2008 No, a collection agency can never sue you if the ..
Posted: Mon Sep 8 12:15:28 2008 Hi lorie Old debt gets listed in your credit ..
Posted: Sun Sep 7 9:22:43 2008 Hi jackdorsey Although you now have high ..
Posted: Thu Sep 4 11:58:20 2008 As far as I know, an unpaid debt has to be ..
Posted: Thu Sep 4 11:32:55 2008 This means that more is out debt ratio, the less ..
Posted: Thu Sep 4 8:35:01 2008 I agree with Anthony on the point that the ..
Posted: Wed Sep 3 11:44:30 2008 There are some credit repair agencies who take ..
Posted: Wed Sep 3 10:25:32 2008 Hi Darlene I don't think that there are any ..
Posted: Tue Sep 2 9:27:48 2008 Hi fireyone If you feel that the cards will put ..
Posted: Tue Sep 2 9:06:21 2008 Yes, if you have credit cards in your wallet and ..
Posted: Tue Sep 2 8:39:12 2008 Whenever you apply for a new credit, you ..
Posted: Tue Sep 2 4:00:44 2008 Preventive measures are always essential to keep ..
Posted: Mon Sep 1 11:34:47 2008 Yes, the creditors or the collection agencies ..
Posted: Mon Sep 1 10:32:48 2008 Original creditor sells off the debts to the ..
Posted: Mon Sep 1 5:22:42 2008 Hi Lorri Pay for deletion is a agreement which ..
Posted: Mon Sep 1 4:19:24 2008 Even if you have applied for Southwest credit ..
Posted: Mon Sep 1 2:19:35 2008 Except bankruptcy listing, all negative listing ..
Posted: Sun Aug 31 11:44:48 2008 Zombie debt collectors cannot sue you to the ..
Posted: Sat Aug 30 1:38:09 2008 Hi Chelsia Whenever you pay off your debt to the ..
Posted: Fri Aug 29 6:25:13 2008 As per the amendment made under the fair credit ..
Posted: Fri Aug 29 4:59:21 2008 Hi LearningFast Yes, you may try to contact the ..
Posted: Thu Aug 28 11:06:28 2008 Yes, Anthony is right because once your credit ..
Posted: Thu Aug 28 5:15:59 2008 Hi Nicegirl Since the SOL in your state is 6 ..
Posted: Thu Aug 28 2:56:00 2008 The creditors may pull up your credit report ..
Posted: Wed Aug 27 11:18:44 2008 As far as I know a cosigner cannot transfer his ..
Posted: Tue Aug 26 11:30:05 2008 Hi Alicia As Fireyone said, you should first ..
Posted: Tue Aug 26 5:01:18 2008 Hi chrismiraszek Middle credit score is ..
Posted: Tue Aug 26 1:27:53 2008 Anthony is correct. Citibank and Travelers group ..
Posted: Mon Aug 25 10:56:20 2008 Hi Since the SOL in your state has not expired, ..
Posted: Mon Aug 25 5:28:41 2008 Hi LearningFast As far as I know all ..
Posted: Mon Aug 25 4:36:25 2008 In both New Jersey and New York, the SOL is 6 ..
Posted: Mon Aug 25 2:09:59 2008 Even if you have received a collection letter ..
Posted: Thu Aug 21 1:50:48 2008 Hi resolutioner I too think that you should ask ..
Posted: Wed Aug 20 11:15:05 2008 Hi rshaygood If you have co-signed the debt, ..
Posted: Wed Aug 20 3:38:30 2008 Hi fireyone What I know is that payday loans are ..
Posted: Tue Aug 19 10:30:07 2008 Hi goodnatured Your credit report may be pulled ..
Posted: Tue Aug 19 5:27:53 2008 Hi Chip As far as I know, Alias summons are ..
Posted: Tue Aug 19 4:57:08 2008 Hi fuentes.rose These are the locations where ..
Posted: Mon Aug 18 6:53:19 2008 I think that fraud alert services are the best ..
Posted: Mon Aug 18 4:47:34 2008 When you are cosigning a loan agreement it means ..
Posted: Mon Aug 18 3:33:57 2008 If you want to increase your credit limit, you ..
Posted: Mon Aug 18 1:42:15 2008 To repair your credit by yourself you need to ..
Posted: Thu Aug 14 4:02:44 2008 Hi goodnatured Most of the collection agencies ..
Posted: Wed Aug 13 11:01:30 2008 Hi erb As far as I know repairing your credit ..
Posted: Wed Aug 13 6:17:13 2008 Pennsylvania wage garnishment laws do not permit ..
Posted: Wed Aug 13 3:57:20 2008 hi jenickki Since you have already send Cease ..
Posted: Tue Aug 12 5:27:46 2008 Yes, identity theft mostly occurs through credit ..
Posted: Tue Aug 12 3:49:27 2008 Hi Sierra If the regional bank has already send ..
Posted: Tue Aug 12 3:32:21 2008 Hi Lea As far as I know, the UK laws will not be ..
Posted: Tue Aug 12 1:42:09 2008 Hi sierra As far as I know, Judgment is an order ..
Posted: Tue Aug 12 1:21:52 2008 There are many online business that offers free ..
Posted: Mon Aug 11 4:59:48 2008 I think that steps has to be taken to see that ..
Posted: Mon Aug 11 2:36:16 2008 debt validation is an instrument which is ..
Posted: Mon Aug 11 12:18:41 2008 Hi sierra Since you know that you are not at all ..
Posted: Fri Aug 8 6:12:59 2008 The collection agencies charge interest with the ..
Posted: Fri Aug 8 5:42:45 2008 Hi erb Actually there is no use of validating ..
Posted: Fri Aug 8 5:15:59 2008 Hi Sdchargers It is true that the SOL in your ..
Posted: Fri Aug 8 12:01:47 2008 Yes Anthony is right. But since charge off ..
Posted: Thu Aug 7 2:46:52 2008 Hi byzjon2000 Since you have already asked them ..
Posted: Thu Aug 7 12:22:23 2008 Hi luckyldynred Have you sent the debt ..
Posted: Wed Aug 6 11:35:23 2008 Hi appelcatherine Judgments whether paid or not ..
Posted: Wed Aug 6 3:07:12 2008 Actually what happens is that, the collection ..
Posted: Wed Aug 6 2:43:09 2008 I agree with Anthony on this point. Pay for ..
Posted: Wed Aug 6 12:46:04 2008 Hi sdchargers I would also suggest you to get ..
Posted: Wed Aug 6 12:07:14 2008 Yes, Anthony is correct. If you want to send a DV ..
Posted: Tue Aug 5 12:10:48 2008 Hi Jollarry As far as I know WFFNATLBANK is ..
Posted: Mon Aug 4 4:15:50 2008 I agree with Anthony but would like to add a few ..
Posted: Mon Aug 4 1:46:48 2008 Hi 4mycredit If they threaten to file ..
Posted: Mon Aug 4 12:23:26 2008 The collection agencies always focus on the ..
Posted: Sat Aug 2 5:04:28 2008 Hi sdchargers_63 A hard inquiry if authorized ..
Posted: Sat Aug 2 4:45:17 2008 Hi wboylan As far as I know, this bankruptcy ..
Posted: Fri Aug 1 2:04:31 2008 Normally a creditor lists a debt on the credit ..
Posted: Thu Jul 31 3:39:29 2008 Yes, as soon as you pay off the debt, it should ..
Posted: Thu Jul 31 12:28:17 2008 Hi littlelady SOL is over does not necessarily ..
Posted: Wed Jul 30 3:19:44 2008 Hi segkjg If you have applied for a new credit ..
Posted: Wed Jul 30 2:58:11 2008 As per the FCRA, the collection agency must ..
Posted: Wed Jul 30 12:02:55 2008 Yes, I too think that going for debt ..
Posted: Tue Jul 29 11:23:09 2008 I agree with Anthony. If the item is wrongly ..
Posted: Fri Jul 25 5:57:41 2008 Hi goodnatured As far as I know, even if it is ..
Posted: Fri Jul 25 5:29:19 2008 Yes, Anthony is right. But the important think is ..
Posted: Fri Jul 25 4:17:05 2008 I agree with you Anthony. To explain you in short ..
Posted: Wed Jul 23 6:44:01 2008 Hi Goodnatured I agree with Anthony on this ..
Posted: Tue Jul 22 2:15:15 2008 Hi johnk Debt Validation letter should be sent ..
Posted: Mon Jul 21 10:41:29 2008 Hi lockwood For repairing your credit, all you ..
Posted: Mon Jul 21 9:53:54 2008 Hi goodnatured As per the BBB, Kingman cole and ..
Posted: Mon Jul 21 9:37:20 2008 You are right Lorri. Since your paycheck gets ..
Posted: Fri Jul 18 4:20:06 2008 I think that if the collection agency do not ..
Posted: Fri Jul 18 2:43:26 2008 Yes, some of the steps that we can take to repair ..
Posted: Fri Jul 18 2:31:29 2008 Yes, I too think so fireyone. If the collection ..
Posted: Thu Jul 17 11:30:51 2008 Hi Blanca I agree with you Jessica. In todays ..
Posted: Thu Jul 17 6:08:31 2008 I agree with you Lorri. Bankruptcy should always ..
Posted: Thu Jul 17 5:16:25 2008 Hi goodnatured This is the only reason why we ..
Posted: Thu Jul 17 4:29:21 2008 Actually, I think that identity theft mostly ..
Posted: Thu Jul 17 4:09:14 2008 Hi Redach Kingman cole and associates is a ..
Posted: Thu Jul 17 3:20:39 2008 Yes, I agree with Anthony. As far as I know when ..
Posted: Wed Jul 16 5:19:31 2008 Yes, you are correct erb. Since one credit report ..
Posted: Tue Jul 15 11:56:36 2008 Hi goodnatured Bad experiences with credit cards ..
Posted: Tue Jul 15 6:52:43 2008 Yes Mary is right, charge off listing can never ..
Posted: Tue Jul 15 2:25:42 2008 If you have already send a debt validation letter ..
Posted: Mon Jul 14 11:50:54 2008 Yes, goodnatured is right. If you send a debt ..
Posted: Mon Jul 14 2:45:11 2008 Yes, CMBV is correct. Even if you make a partial ..
Posted: Mon Jul 14 2:14:09 2008 I too think that Anthony is correct. You can send ..
Posted: Sun Jul 13 11:59:10 2008 Hi Shannon Since you have payday loans, you must ..
Posted: Thu Jul 10 4:25:49 2008 Hi Tammy Since it has been charged off in 2003, ..
Posted: Thu Jul 10 3:32:53 2008 You are right goodnatured. Although it is true ..
Posted: Thu Jul 10 2:54:28 2008 hi Daniel I agree with goodnatured. You should ..
Posted: Tue Jul 8 10:30:26 2008 Hi powell You may ask HOA to give you a written ..
Posted: Tue Jul 8 1:32:22 2008 Hi lostrikan Actually, it is not that you should ..
Posted: Tue Jul 8 12:28:27 2008 I agree with goodnatured. Payday loans actually ..
Posted: Mon Jul 7 4:55:45 2008 Hi impute As far as I know, the report offered ..
Posted: Mon Jul 7 3:58:20 2008 I agree with Mary. However, debt validation ..
Posted: Fri Jul 4 11:56:22 2008 Actually what happens is that once the unpaid ..
Posted: Fri Jul 4 5:19:57 2008 Short sale and foreclosures both relate to your ..
Posted: Fri Jul 4 1:10:26 2008 Hi Jessie You did not tell how much the EMS ..
Posted: Thu Jul 3 11:17:34 2008 Yeah, these departmental store card offer reward ..
Posted: Thu Jul 3 3:29:35 2008 Hi goodnatured I actually have not come through ..
Posted: Thu Jul 3 1:33:55 2008 I agree with the fact that we can repair credit ..
Posted: Wed Jul 2 3:30:07 2008 "Closed by grantor" status generally ..
Posted: Wed Jul 2 1:57:51 2008 I don't think that if you pay back the credit ..
Posted: Tue Jul 1 3:08:32 2008 hi charles The listing in your credit report ..
Posted: Tue Jul 1 2:30:59 2008 Hi guest I went through the site and found the ..
Posted: Mon Jun 30 5:35:41 2008 Hi Ahitche There is no letter which will notify ..
Posted: Fri Jun 27 5:13:28 2008 Hi guest You can ask for debt validation from ..
Posted: Fri Jun 27 4:04:13 2008 Yes, the collection agency can always report it ..
Posted: Thu Jun 26 4:45:53 2008 I think you should send a debt validation letter ..
Posted: Wed Jun 25 3:02:33 2008 Your credit score has fallen by over 150 points ..
Posted: Wed Jun 25 12:05:23 2008 Hi Erica Send a debt validation letter by ..
Posted: Sun Jun 22 11:19:04 2008 Hi Goodnatured There are five major factors that ..
Posted: Sun Jun 22 10:30:58 2008 Hi drandle I agree with Scott. If you are ..
Posted: Fri Jun 20 1:16:19 2008 I agree with goodnatured. If you have not yet ..
Posted: Thu Jun 19 5:21:38 2008 Yes, I too think so goodnatured. Fed should place ..
Posted: Thu Jun 19 3:11:18 2008 Bumping up the credit score actually means how to ..
Posted: Thu Jun 19 2:54:50 2008 Washington Mutual bank credit cards presently ..
Posted: Thu Jun 19 2:40:12 2008 Hi C Hertan Credit history constitutes about 35% ..
Posted: Wed Jun 18 11:41:47 2008 Yes it is GE Money Bank PayPal Buyers Credit. You ..
Posted: Wed Jun 18 6:05:14 2008 For bumping up your credit score, you may try the ..
Posted: Tue Jun 17 6:18:17 2008 I agree with you goodnatured. There are many ..
Posted: Thu Jun 12 1:59:38 2008 I too agree with you goodnatured. it is always ..
Posted: Thu Jun 12 12:13:28 2008 Yes, I agree with you goodnatured. But you should ..
Posted: Fri May 23 11:16:52 2008 I think that before going for any credit repair ..
Posted: Thu May 22 4:23:27 2008 Actually as far as I know, only one report is ..
Posted: Tue May 20 10:20:03 2008 Hi Fredolul SCA/Group USA Inc as you are ..
Posted: Tue May 20 5:06:50 2008 I think one should check his score at least twice ..
Posted: Tue May 20 2:16:36 2008 I too agree with fieryone on this point. This is ..
Posted: Tue May 20 1:58:42 2008 Actually what I meant to say is that interaction ..
Posted: Sun May 18 10:35:43 2008 I do agree with fireyone. Credit reports give us ..
Posted: Fri May 16 12:11:33 2008 RCA is a financial service company which helps ..
Posted: Thu May 15 12:14:33 2008 Hi msburton-welch The major respect in which ..
Posted: Wed May 14 11:27:42 2008 Hi goodnatured I think that we, the members of ..
Posted: Wed May 14 11:11:55 2008 Hi goodnatured You are right. This community ..
Posted: Wed May 14 10:14:41 2008 Hi batterup40 I think they will agree to ..
Posted: Wed May 14 1:55:43 2008 Hi davidboura PFD is the pay for deletion ..
Posted: Tue May 13 3:48:23 2008 I also agree with CMBV22 on this point. If you ..
Posted: Tue May 13 2:00:28 2008 Hi bud I think you should send a dispute letter ..
Posted: Mon May 12 10:04:37 2008 Hi Amir Rubin I visited your site and found it ..
Posted: Sun May 11 9:06:23 2008 Hi CMBV22 You are correct to some extent that ..
Posted: Sat May 10 1:50:05 2008 Hi sdchargers_63 I agree with you on this ..
Posted: Fri May 9 11:51:04 2008 Hi sdchargers_63 I too agree with you on this ..
Posted: Fri May 9 11:01:57 2008 Hi sister since you are having 5 payday loans ..
Posted: Fri May 9 10:19:16 2008 Hi sdchargers_63 In foreclosure, the lender ..
Posted: Fri May 9 3:41:56 2008 Hi Oakland CA My question is whether you would ..
Posted: Fri May 9 1:17:12 2008 I think that Swoosh is correct. You should first ..
Posted: Fri May 9 12:14:26 2008 FICO provides a score rating model which are ..
Posted: Thu May 8 11:52:49 2008 Hi sdchargers_63 I think even if you pay off ..
Posted: Thu May 8 5:09:49 2008 Hi m00nman03 I think you can try any of the ..
Posted: Thu May 8 4:51:50 2008 Hi sdchargers_63 I do agree with you on this ..
Posted: Mon Apr 28 11:14:32 2008 Thanks a lot. Your information will save many ..
Posted: Mon Apr 28 11:08:09 2008 For information regarding the account use the ..
Posted: Mon Apr 28 11:03:46 2008 Hi Crane, Do keep us posted regarding this ..
Posted: Mon Apr 28 11:01:50 2008 Hi Refinancing tips, Its great to hear that ..
Posted: Wed Apr 23 11:48:53 2008 Kriss would like to know more. really new one for ..
Posted: Wed Apr 23 11:41:14 2008 This is pretty unbreakable. Collections keep ..
Posted: Wed Apr 23 11:37:38 2008 Hi Wads, There is no specific way that you can ..
Posted: Wed Apr 23 11:31:50 2008 Awareness is required in all countries. Its great ..
Posted: Wed Apr 23 11:28:56 2008 Thats bad news but thats cent percent true. That ..
Posted: Wed Apr 23 11:24:16 2008 The main thing to do in this case is replace own ..
Posted: Wed Apr 23 11:02:55 2008 How many visits the article section I guess we ..
Posted: Wed Apr 23 10:57:29 2008 I would attach evidences if available with me ..
Posted: Wed Apr 23 10:32:28 2008 Not about blaming anyone for being expensive. ..
Posted: Wed Apr 23 10:29:07 2008 I am sure thats going to happen soon. I think we ..
Posted: Wed Apr 23 10:27:33 2008 Now this is new to me. Please let us know which ..
Posted: Wed Apr 23 10:13:11 2008 Pay day loans are irksome. I dont understand the ..
Posted: Wed Apr 23 9:13:37 2008 Have come around after a long time . Im seeing a ..
Posted: Wed Mar 12 11:07:16 2008 I agree to some extent with Spicy here. Too much ..
Posted: Fri Jan 4 10:18:39 2008 Yes I carry a lot of cards. One credit card for ..
Posted: Thu Dec 20 2:19:07 2007 Hi Redobler, Welcome to the forum. You can ..
Posted: Thu Dec 20 2:14:21 2007 What are you people talking ..
Posted: Thu Dec 6 3:59:50 2007 Hello Young Man, Welcome here. Any item can ..
Posted: Sat Nov 17 12:11:10 2007 Hi James, This is a real big scam. What ..
Posted: Thu Nov 15 8:32:05 2007 Hi Dadummy welcome to the forum. Could you ..
Posted: Fri Nov 9 2:25:16 2007 Yes I will try to gather info related to ..
Posted: Wed Nov 7 10:56:08 2007 Yes we are really glad t be on this forum. ..
Posted: Wed Nov 7 10:31:44 2007 Keep up the spirit good. You will do fine. Hope ..
Posted: Wed Nov 7 10:28:03 2007 Hi Julia Do keep us posted and see if you can ..
Posted: Wed Nov 7 10:08:57 2007 Hi there, Good to see you here. We are all at ..
Posted: Tue Nov 6 11:25:58 2007 HI George welcome back. Long time since I have ..
Posted: Mon Oct 29 2:13:38 2007 Hey John Think Cash is also provides payday ..
Posted: Wed Sep 12 10:02:03 2007 It seems your debt is out of ..
Posted: Wed Sep 12 9:20:26 2007 Its good to pay off debts if it is yours. This ..
Posted: Sun Aug 19 10:56:05 2007 Have they replied to your validation ..
Posted: Sun Aug 19 10:38:24 2007 I am of the same opinion. Yes but making it a ..
Posted: Tue Aug 7 9:47:46 2007 Hi, Do not dispute it right away. Let them ..
Posted: Wed Aug 1 10:16:39 2007 Hi Greg, A small fee is always levied while ..
Posted: Sun Jun 24 11:34:27 2007 I agree, It is such a long process. It feels ..
Posted: Tue Jun 19 11:00:11 2007 Barbie, I think this is the BIG Limited IS ..
Posted: Mon Feb 12 5:25:27 2007 Karazzy, As you are putting in sincere efforts ..
Posted: Mon Feb 12 4:46:35 2007 VIS stands for VISA and DSNB stands for ..
Posted: Fri Feb 9 7:50:12 2007 Karazzy, If you plan things out then the ..
Posted: Sat Feb 3 5:13:04 2007 Debt validation does not renew the SOL timeframe. ..
Posted: Fri Jan 19 6:10:48 2007 Yes it is very important to ask the CA to ..
Posted: Wed Jan 10 12:49:36 2007 Hi Toohotnky, Contact Dept of Financial ..
Posted: Tue Dec 19 6:11:16 2006 Hi Ev, Your score is quiet low but it can ..
Posted: Wed Nov 22 11:17:57 2006 Hi Tantran, Palisades is a collection agency. ..
Posted: Fri Oct 27 10:43:14 2006 hi ..
Posted: Wed Sep 6 3:19:28 2006 You would have to check the terms of both ..
Posted: Thu Aug 17 2:48:27 2006 I dont think it will actually hurt your credit ..
Posted: Thu Aug 10 3:33:30 2006 Have you tried to contact the collection agency ..
Posted: Wed Aug 2 3:48:44 2006 The home page looks pretty good to me and yeah it ..
Posted: Tue Aug 1 1:38:16 2006 Id theft is a very serious problem in our country ..
Posted: Mon Jul 24 10:01:06 2006 You may have a look at this checklist I ..
Posted: Sat Jul 22 2:59:28 2006 I too never had an idea abt this. Thanks Richard ..
Posted: Mon Jul 17 1:18:49 2006 Hi Polly, I have accepted your invitation and ..



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