Subject: Sample letter: Intent to file lawsuit against Creditors/CA
Wed Jun 24, 2009 7:01 am
This letter should only be used after the proper court procedure has been followed. You must notify the credit or collection agency that you are suing them by serving them with a Summons and Complaint.
Your Name __________
Your Address __________
Your Phone # __________
Creditor/collection agency Name ________
Creditor/collection agency Address ________
Ref: Account Number _____________
I recently pulled out a copy of my credit report and found that your listing (account number referenced above) is still present. I have sent you Debt Validation Letters (insert dates), and my return receipts signed by you, suggest that you have received the letters. In spite of that, you have failed to provide me with a proper validation of the debt.
This continued reporting of erroneous information has forced me to file a lawsuit against you for violation of provisions under the FDCPA and FCRA. You should have already received the summons and complaint filed with the court.
However, I am open to settling this matter outside court if you agree to delete the incorrect information from my credit report.
This is a very good example of an Intent to Sue Letter. It can really be very useful at times. Thank you for sharing it with us.
Wed Aug 06, 2014 7:10 am
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Your personal details (name, email address and phone number) will be delivered to the company advertised on the Creditmagic after ve agreed to go for the counseling session by filling out the no-obligation form. However, it is your discretion to accept or reject their services.
Not all the creditors/debt collectors agree to trim down the outstanding balances, interests, and fees payable by the consumer.
Consumers working with the debt relief companies can still be sued by the creditors/collection agencies.
Debt relief services may have a diminishing effect on the creditworthiness of the consumer. The total outstanding balance may increase as the additional fees get accrued.
The overall amount saved by the consumer through the debt relief services is considered as taxable income by the IRS.