This letter should only be used after the proper court procedure has been followed. You must notify the credit or collection agency that you are suing them by serving them with a Summons and Complaint.
Your Name __________
Your Address __________
Your Phone # __________
Creditor/collection agency Name ________
Creditor/collection agency Address ________
Ref: Account Number _____________
I recently pulled out a copy of my credit report and found that your listing (account number referenced above) is still present. I have sent you Debt Validation Letters (insert dates), and my return receipts signed by you, suggest that you have received the letters. In spite of that, you have failed to provide me with a proper validation of the debt.
This continued reporting of erroneous information has forced me to file a lawsuit against you for violation of provisions under the FDCPA and FCRA. You should have already received the summons and complaint filed with the court.
However, I am open to settling this matter outside court if you agree to delete the incorrect information from my credit report.
Your Signature _________
Your Name __________
Sample Intent to Sue Letter
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