welcome

Submitted by Seth on Fri, 09/01/2006 - 03:57

Welcome to Credit Magic forum. We are excited to have you onboard.

Objective:
The purpose of this forum is to create a community where people can ask questions, interact and discuss among other members about loan management to get the best solution to their problems.We also invite you to share your knowledge and experience with other community members which will help in enriching their knowledge and help build up credit.

We look forward to see your active participation. Join us and enjoy your stay in the Credit Magic forum.

Thanks,
Credit Magic team
_________________
Let us help you build up credit.

Ricky James (not verified)

CONTACT: PROHACK.NET@AOL.COM or +1 (252) 307–3167, FOR CREDIT REPAIR. I tried them and they helped me increase my credit score from 506 - 792 within few days and also cleared all had inquiries and late payments from my report. I have never been a fan of a hacker, but this adventure left a smile on my face. They are so efficient and reliable. Try them (PROHACK NETWORK).

Wed, 10/02/2019 - 12:59 Permalink
Joe Coutler (not verified)

Email:XAPCREDITSOLUTION AT GMAIL DOT COM
TEXT +(972) 597-9704.
I am ever grateful and will ensure that I keep recommending the best credit repair company (XAP CREDIT SOLUTION) for helping me, and my family fix our credit score of 470 to 805 within a period of 7days. We had the issues of not been able to rent an apartment or own a house,to obtain a loan to clear my son’s school fees wasn’t possible as a result of poor credit score. I had several late pays to the extent my car was alomost retreived hence I couldn’t meet up with the payment. XAP changed the narrative just after I contracted them. This company has proven beyond reasonable doubt that they are expert in credit repair. Therefore,I strongly recommend XAP CREDIT SOLUTION to any person who may need the services of a legit hacker. They’re very swift. Note: I wasn’t induced in any way to write this review. Joe Coutler.

Mon, 10/07/2019 - 19:43 Permalink
Cheri Plasters (not verified)

I consulted with Hack West Credit Repair (HACKWEST@WRITEME.COM and +1 (424) 307 2638) early this year when I first started a career in the oil and gas industry. I was hesitant at first like a lot of people may be when considering credit repair services but to this day I’m glad that I decided to trust them with their services and knowledge. I was irresponsible with my credit in my early to mid-twenties. There I was in my late twenties making good money but my credit wasn’t up to enough and I realized that it was time to do something about it. They took care of my credit quick and kept me up to date with everything that was going on along the way. They coached me on the do’s and don’ts during the credit repair process and I followed. It felt great to start over to work on building a strong credit history. I had a great experience and learned a great deal with Hack West and honestly wish I had gone through with the services sooner than I did. I strongly recommend Hack West Credit Repair to anyone out there that may be considering to fix credit. You won’t be disappointed and you’ll thank yourself later.

Wed, 10/09/2019 - 11:02 Permalink
Timothy Brouq (not verified)

If you have never been a victim of poor scammers who claim to be credit hackers you won’t be able to appreciate a legit one when you meet him. I owe XAP Credit Solution everything because words alone can’t quantify what he did for me and my entire household. I’m a 61year old VA living with disability. Trust me when I say Xapcreditsolution@gmail.com is the best. Many we claim they can fix your credit but apparently do nothing. I had a score of about 431 with lots of inquiries and a very high debt profile, how XAP did it still marvels me but I got an excellent credit now with 807 FICO score. I have neither debt nor inquiries on my report anymore. They added 3 good tradelines to my credit history. You can also phone 972 597 9704 for any kind of repair.

Fri, 10/11/2019 - 13:11 Permalink
angelinaas (not verified)

I finally got my credit fixed through the help of a credit company XAP CREDIT SOLUTION, this company prides itself with various levels of credit repair. After all I went through in the hands of fake hackers. A good review I read about them drove me into contacting them out of curiosity. Very reliable and efficient, they boosted my score to a whooping 800 in 9 days, as I type, I’m still astonished. I must preach XAP to the world. Get your credit fixed today contact XAPCREDITSOLUTION@GMAIL.COM or text +1 (972) 597-9704. I told you so…

Fri, 10/18/2019 - 06:55 Permalink
Pedro Phuc (not verified)

Do you really have a low credit and want to do something about it, then hit up the best credit repair agency around the globe (HACK WEST CREDIT REPAIR). He deleted my IRS and liens from my report and boosted my score from a low 450 to a high 790. His job is accurate and he keeps up with time (3 to 9 business days) .Contact him via HACKWEST@WRITEME.COM Phone or Whatsapp +1(424) 307 2638

Tue, 10/22/2019 - 09:56 Permalink
Dowain (not verified)

I’m Dowain, few days ago I read several good reviews on an ethical hacker's good services. I desperately needed help in improving my credit score to be able to obtain a new place to live and pay off medical bills that was killing me from critical PTSD disability government very low income. I got in touch with Hack West Credit Repair with so much hope in my heart and just as I hoped, he got the job done in less than 72 hours.... The problems I had due to my low credit score has been a burden on me all this while especially me being a father of 3 but now I'm glad it’s been fixed with the help of this ethical hacker. Get in touch with him at H A C K W E S T @ W R I T E M E . C O M. You can as well text: +1.424.307.2638. Good luck!

Sun, 11/17/2019 - 22:39 Permalink
Fatima Lessa (not verified)

Team XAP did me a great deal with less the amount these scammers took from me. XAP CREDIT SOLUTION increased my score to 800 removed all the negatives charge offs and marked late payments as on time payments. Contact XAP via XAPCREDITSOLUTION@GMAIL.COM and/or 1 972 597 9704. This review is very imperative because this is a major issue that people go through. I know they will give you all the help you need. Note I am not on any financial obligation to write this 5 star review rather my way of saying a big thank you to team XAP.

Tue, 12/03/2019 - 07:47 Permalink
Gladys Walker (not verified)

Are you in a need of a legit hacker to help you boost your credit score to 800 golden score, PROHACK NETWORK is the best hacker at this point. He help me raise my credit score to 800 golden score and He help me wipe all negative items including an eviction on my credit report within 72 hours. He help me pay off my home equity line of credit (HELOC) debts within few weeks, His service are fast, secure and without traces. Hit him: prohack.net@aol.com , +1 (252) 307-3167.

Fri, 12/06/2019 - 07:47 Permalink
Gladys Walker (not verified)

Are you in a need of a legit hacker to help you boost your credit score to 800 golden score, PROHACK NETWORK is the best hacker at this point. He help me raise my credit score to 800 golden score and He help me wipe all negative items including an eviction on my credit report within 72 hours. He help me pay off my home equity line of credit (HELOC) debts within few weeks, His service are fast, secure and without traces. Hit him: prohack.net@aol.com , +1 (252) 307-3167.

Fri, 12/06/2019 - 07:48 Permalink
Gladys Walker (not verified)

Are you in a need of a legit hacker to help you boost your credit score to 800 golden score, PROHACK NETWORK is the best hacker at this point. He help me raise my credit score to 800 golden score and He help me wipe all negative items including an eviction on my credit report within 72 hours. He help me pay off my home equity line of credit (HELOC) debts within few weeks, His service are fast, secure and without traces. Hit him: prohack.net@aol.com , +1 (252) 307-3167.

Fri, 12/06/2019 - 07:57 Permalink
Tracy Allen (not verified)

Posted on Wed Dec 18, 2019 5:28 pm
I checked my scores some couple of weeks ago, they ran down in the low to the mid 400s. I was struggling having a hard time getting approved for anything due to a layoff I had last year so I fell behind on my bills and now I am struggling trying to get my score back up so I can purchase a home. I surf the internet in search of help and I met with AUTOLINKS CREDIT SERVICES and I explained to them my credit situation and they promised to help me get my scores back on track so I can be qualified for the home purchase. After some couple of days later, they cleared the bills on my credit profile and effected the changes across all 3 credit bureaus and finally raised my scores to 793. I bought the house after a week and I am very happy today with my family. You can contact them and have them fix your credit issues as fast as possible. Contact via: autolinkscreditservices@hotmail.com / +1 (520) 800-6528 .

Thu, 12/19/2019 - 23:46 Permalink
Tracy Allen (not verified)

Hello guys, I need a serious sender of MT103 direct, Plus or Manual download. Receiver is ready!!! Contact me via : tracyallen358@gmail.com / +1 (917) 473-3920 .

Wed, 12/25/2019 - 17:20 Permalink
James Harris (not verified)

Hey I am James Harris from Norway. My Christmas will be incomplete without celebrating XAP and his entire team. About this time last year, I wanted a beautiful home for my family, a car and also start up a good business but I was denied all of this as a result of my poor credit. I was never qualified for anything until I contacted XAP Credit Solution around October through a colleague. He helped me raise my score to 784, cleared all the negative information on my credit profile replacing them with good tradelines within few days. Though I doubted him at first, he eventually got the job done. Now my credit report is up to speed and I’m qualified for everything. I recommend him for he is reliable, discreet and trust worthy. Contact XAP on XAPCREDITSOLUTION@GMAIL.COM and/or +1 (972) 597 9704. Merry Christmas!

Wed, 12/25/2019 - 22:46 Permalink
Manuela Queck (not verified)

I got notification from a forum and lot of testimony about XAP Credit Solution, I have been in need of help just to delete all the collections and charge offs on my credit report and looking for ways to boost my credit score to an excellent score before I came across XAP. I explained my problems to him and he told me to wait for 2 to 4 days and my score would be increased to a excellent one, am here to testify his good job so you guys can contact him and I am sure he is gonna offer you the best service you desire, I now have a FICO score of 810 and all those collections and charges have been eliminated completely from my report. Contact: XAPCREDITSOLUTION@GMAIL.COM and/or +1 (972) 597 9704.

Wed, 01/08/2020 - 00:10 Permalink
Eric Sather (not verified)

Back in 2012 my wife and I were preparing for our wedding in august and I thought everything was well at my job because I worked very hard, I never showed up late and did more than what was required of me but my supervisor stabbed me in the back and laid me off less than 1 month before my wedding. Although I was still able to pay for the wedding however, after the wedding, I was in a very uncomfortable position as a newly wedded. I began falling behind on loan payments, medical bills, etc. that I owed which made my credit score plummet. I felt extremely bad because before I was married, I never made a late payment on a single bill. I was trying to figure out a way to build my credit score back up without having to wait several years so by GOD’S GRACE I was introduced to XAP Credit Solution by a family friend James who currently had his credit profile and CHEXSYSTEM fixed by XAP. XAP was able to quickly get every negative item removed from my credit report and increased my score far past where it was before it fell within a manner of 2 weeks. I applied for a high paying job which required a credit check and after the interview, I got the job and they offered to pay me $134,000 per annum just because my credit report showed that I am a responsible and reliable person. Contact: XAPCREDITSOLUTION@GMAIL.COM and/or +1 (972) 597 9704, I completely recommend XAP Credit Solution for your CREDIT, CHEXSYSTEM and DUI report fix.

Mon, 01/20/2020 - 14:50 Permalink
Austin Benedict (not verified)

Happy to have honored my mother in-law’s invitation last week for she helped introduce me to 760PLUS CREDIT SCORE who did a wonderful job by clearing all bad credit records on my profile. I contacted him on phone, we had a deal after our discussion and agreement, he increased my low credit score from 458 to 802 in less than a week removing all hard inquiries, charge offs and eviction after I narrated to this hacker on how I lost my wife and 2 children to fire accident that claimed their lives on 18th Nov, 2018. Life became difficult and sad for me back them. Am just happy I got my credit fixed even when the pains of losing my family is irreplaceable but I must appreciate his good works and thanking my mother in-law for her relentless support to me. CONTACT VIA: 760PLUSCREDITSCORE@GMAIL.COM or text +1(304) -774 -5902.

Mon, 01/20/2020 - 23:06 Permalink
Austin Benedict (not verified)

Happy to have honored my mother in-law’s invitation last week for she helped introduce me to 760PLUS CREDIT SCORE who did a wonderful job by clearing all bad credit records on my profile. I contacted him on phone, we had a deal after our discussion and agreement, he increased my low credit score from 458 to 802 in less than a week removing all hard inquiries, charge offs and eviction after I narrated to this hacker on how I lost my wife and 2 children to fire accident that claimed their lives on 18th Nov, 2018. Life became difficult and sad for me back them. Am just happy I got my credit fixed even when the pains of losing my family is irreplaceable but I must appreciate his good works and thanking my mother in-law for her relentless support to me. CONTACT VIA: 760PLUSCREDITSCORE@GMAIL.COM or text +1(304) -774 -5902.

Mon, 01/20/2020 - 23:06 Permalink
Austin Benedict (not verified)

Happy to have honored my mother in-law’s invitation last week for she helped introduce me to 760PLUS CREDIT SCORE who did a wonderful job by clearing all bad credit records on my profile. I contacted him on phone, we had a deal after our discussion and agreement, he increased my low credit score from 458 to 802 in less than a week removing all hard inquiries, charge offs and eviction after I narrated to this hacker on how I lost my wife and 2 children to fire accident that claimed their lives on 18th Nov, 2018. Life became difficult and sad for me back them. Am just happy I got my credit fixed even when the pains of losing my family is irreplaceable but I must appreciate his good works and thanking my mother in-law for her relentless support to me. CONTACT VIA: 760PLUSCREDITSCORE@GMAIL.COM or text +1(304) -774 -5902.

Mon, 01/20/2020 - 23:14 Permalink
Rosanna Amato (not verified)

Hello, my name is Rosanna. “I don’t know if this is legit or not but I have been scammed by Lexington law trying to get my credit repaired”, these were my exact words to XAP Credit Solution when I got his contact (X A P C R E D I T S O L U T I O N @ G M A I L . C O M and/or +1 (972) 597 9704) while searching online on a trusted credit site after been messed up by Lexington law. I am a single mother that is just trying to make a life for her children and for them to not know what being homeless is like. I did everything I could to get my credit profile fixed so I can get a home for my kids but I was continuously scammed by rippers until I ran into XAP. He fixed my credit (he balanced up my credit card debt, erased all the inquiries, deleted the bankruptcy filed 2014 and raised my score to 802) within a relatively short period of time (9 business days) and helped me apply for a loan which was approved after 7 days. Well I got the house for my kids and we all owe him our lives. He’s a genius and can get job done without asking for more money. Contact him today and live up your lives being happy.

Sat, 01/25/2020 - 22:45 Permalink
Carolyn Fedrickson (not verified)

Yes we still have sincere people out there; they helped me a great deal with less the amount these scammers took from me. Rock Base Credit Repair increased my FICO score to 792 average, removed all the negatives, charge offs and marked late payments as on time payments. Contact RockBase via R O C K B A S E @ P R O T O N M A I L . C O M / +1 (972) 449-1968. This is a 5 star review and I want to state clearly I was not under any financial obligation to do this. Cheers!

Tue, 01/28/2020 - 11:04 Permalink
Calon Jossy (not verified)

I am extremely satisfied with the services of this effective and ethical credit repair team. They were very helpful in clearing all my negative items including credit card debts and student loans in just a few business days and my score went up by an impressive 260 points; here’s there contact: (XAPCREDITSOLUTION@GMAIL.COM and/or +1 (972) 597 9704). Do well to mention my name to XAP. Cheers!

Tue, 02/11/2020 - 13:23 Permalink
Melinda Valeria (not verified)

It’s my month and a month of solution to all my worries. He’s very real and legit and also affordable with affordable price but he do come up with an excellent result, he gave me an excellent score of 820 which really triggered my respect of him. I have about 64k in bank and 27k in credit card debt on about 4 different credit card and all these late payments are marked as paid ever since Rock Base used his magic fingers of my credit profile. You can get him through ROCKBASE@PROTONMAIL.COM and /or +1 (972) 449-1968.

Wed, 02/12/2020 - 20:17 Permalink
Dennis Alexander (not verified)

Happy President Day, well I fixed my credit and got rid of my debts with the help of XAP Credit Solution whom a trusted colleague recommended and he did a perfect job increasing my credit about 210 points in few business days. My score is amazingly at its high 780’s now and all debts and inquiries are gone & I've never been this happy. I refer this hacker to those who have a fixed date to fix their profile. Text XAP on +1 (972) 597 9704. Tell him Dennis Alexander referred you. You can also reach him via X A P C R E D I T S O L U T I O N @ G M A I L . C O M.

Mon, 02/17/2020 - 20:28 Permalink
Aaron Michael (not verified)

I recommend you seek professional help while trying to fix your credit to avoid further complications and ruin your credit the more. I talked to Hack West Credit Repair who listened to me and was happy to help solve my credit issues. My score was raised to 810 in just about 7 days and all collections, charge offs, eviction and IRS were removed from my profile. Contact H A C K W E S T @ W R I T E M E . C O M or Text/Whatsapp +1 424.307.2638. You can tell him a previous customer referred you.

Fri, 02/21/2020 - 08:00 Permalink
Bobby Green (not verified)

Hello people, I am Bobby Green from Alabama. I feel very excited beginning the year 2020 with an excellent credit report unlike the other year. I was denied by FHA when I applied for a house here in Alabama due to my poor credit score. I got a lot of negatives such as charge offs, liens and IRS that ruined my life report. I contacted a Realtor on Reddit who then recommended XAP Credit Solution and furnished me with their contacts (XAPCREDITSOLUTION@GMAIL.COM or +1 (972) 597 9704), I can reliably say that XAP did more than I was expecting by boosting my score to 800s in less than 5 days. No more charge offs, liens or IRS on my report. XAP is genuine and reliable. Fix your credit report today with XAP and thank me afterwards.

Sun, 03/15/2020 - 21:36 Permalink