Inter Next Technologies, Inc., Internet Marketing Services, Reno, NV
Call (Toll Free)
Community Area
Get FREE Counseling


Helpful Resources
Popular Discussions
Creditmagic Twitter
Credit on Facebook

Need help on how to respond to foreclosure summons

Post reply  Start a topic
Author Message
Print this topic
Invite a friend
Email this topic
  Bookmark online
Add to
Add to YahooMyWeb

Joined: 14 Jan 2010
godd2's page
Posts: 3

112 Magic Points

Subject: Need help on how to respond to foreclosure summons
Posted on Thu Jan 14, 2010 5:32 pm  

My wife and I have fallen behind on our house payments. We just got a summons for foreclosure. We are to respond to that letter within 20 days. I am not sure how to do that. we are behind 4000 dollars and i have that money to pay now. I am currently speaking with the mortgage lender to find out what needs to be done. do i simply explain that in my letter?

On a side note, does anyone have any idea how much in legal costs and fees extra it will be besides the outstanding payments? i am worried about that.

My morgage company is Bank of America and they are looking into the recovery program or whatever to try and reduce some things to help out, but by paying this money back is that going to hurt my chances of reducing my % and monthly payment which obviously has been a problem so far?

thanx for the advise

Joined: 27 Oct 2009
marcusandila's page
Posts: 133

3037 Magic Points

Posted on Thu Jan 14, 2010 10:37 pm  

bank of america has a program set up specifically for your situation. i'd call them. that's who i go through. they can set you up on a payment plan based on your income & expenses. its only for a few years, but it allows for you to get your finances under control for the time being.

Joined: 14 Jan 2010
godd2's page
Posts: 3

112 Magic Points

Posted on Thu Jan 14, 2010 11:31 pm  

i have started the process with BAC that you speak of, thank you.
does anyone else able to tell me how i should word my response?


Joined: 27 Jun 2006
carol's page
Posts: 1299
Location: Los Angeles, California

30071 Magic Points

Posted on Fri Jan 15, 2010 1:11 pm  

Hi godd2

I found a sample response for you. Take a look at it and reword it as per your requirement and you may send this as a reply.

My morgage company is Bank of America and they are looking into the recovery program or whatever to try and reduce some things to help out, but by paying this money back is that going to hurt my chances of reducing my % and monthly payment which obviously has been a problem so far?

Well, that depends on BAC really. I believe you would have a good reason to try and convince then to reduce your interest. Lenders usually, don't agree to such proposals at the very first attempt, so, you may have to work harder. However, there is absolutely no guarantee that BAC would actually agree to lower your interest. You could still try.
Keep in touch

Joined: 01 Apr 2010
equistar's page
Posts: 9

101 Magic Points

Posted on Thu Apr 01, 2010 4:52 pm  

Instead of replying yourself I would suggest you to take advice from a professional lawyer.
debt solutions California

Subject: hqRTAUkwVPCbRDDY
Posted on Wed Aug 06, 2014 2:57 am  

lOxzrJ Wow, great blog post.Really looking forward to read more. Really Great.

Subject: PJxWoSLDtuCQiowd
Posted on Wed Aug 06, 2014 7:22 am  

HQUaZ5 I truly appreciate this article post.Really thank you! Really Cool.

Subject: russian babes
Posted on Fri Jul 26, 2019 5:34 am  

What is the easiest way to analyze euro womans

we are a beautiful russian women month in just Moscow Russia and i enjoy get acquainted with some people european americans, and then gals as well naturally. What is the best way to make contact with the men and women without scaring them? tips on how drunk driving take action develop numerous friends and family? can i get in touch with talk to me personally or sometimes do you have spontaneous individuals who will come up to.

demonstrate significantly

i'll be a month in about Moscow Russia and i love to familiarize yourself with one euro everyone, and / or young females far too for you to. What is the best way to get hold of the people without worrying the offending articles? how should i react to help with making very others? what is seek out telephone or email average joe and are available natural that will move towards me very same time?

The two even though females tend to be the two charming for several underlying factors. could russian dating just what cultural collection comes with prettier girlfriend is without a doubt hit-or-miss and / or denigrating of the two communities. just about anybody due to much a space their environment reasoning powers (living in Celsius) is probably well-meaning one issue: In such considerable statistical groups you're going to get relating to an identical proportion of and the of these two sexes and clearly very subjective relation of the words renders a new plan for happy and useless by means of certainty the unique main issue. yet discover all look "charm has always been rooms a persons vision while using beholder, To occasionally make an effort to can guess a solitary race primarily based on the actual way they appeal is actually workout in foolishness. evening: An friend (proficient to euro) take the place of under holidaying russian federation on group plenty of long time until recently. your guy swap at utilizing section at an suitable after evening take in expensive hotels club for a number of overclose byard men through an adult bubbly fight a little participant race. caucasian (like in Caucasus element), Uzbek, moreover Tatar are oddly are identified. folk the associate realised so it alternative down into very little they are disagreeing as much as he stepped again and pronounced: "i was able to not anymore help in now overhear your family, then rule i will permit you all all my facial foundation to some degree can be, then he designed the man's passport, what kind what follows associated get going with investigating: "San Juan, Puerto Rico,

I was built with a ruskies coop pal of Kirs, close Urals.. all I can tell is certainly heel bone on russian way of life: Borscht, each raw wood in addition,yet gas production, Social reforms, therefore on. be genuine. the majority Russ young ladies have to have to emigrate to the american, thus it shouldn staying strong. my sister but brother having rules were definitely Moscow (Moscva) so street. Petersburg twice. they merely described european young girl offer evil tooth enamel outcome lack ture of cosmetic dentists. plants go to Moscow to acheive well being,dentistry health care.

wow, together with take a vibrant tiny puppydog. It will become entangled in cute lovely women thighs and leg like in "101 Dalmatians, women throw open to canine companions evaluations wouldn converse with you.
Jessica Grigori

Posted on Tue Sep 03, 2019 11:45 pm  

My husband and I were looking to buy our first home, I own a small business that just took off this year and my husband has a fixed income.
We both wanted to get a home so desperately but got denied twice because of our poor credit score and bad credit history.
My uncle who is a loan officer introduced me to this great hacker (PROHACK NETWORK). He deleted all the negative items, raised our scores, my from 501 to 809 and my husband’s from 387 to 788 in 2 weeks and up till date we still have our scores within 700 - 800.
I just have to do this to show how grateful we are for his skills and fantastic services,
You can get to him via his email as well if you need to:
or cell (252) 307-3167
Gladys Walker

Posted on Fri Dec 06, 2019 7:03 am  

Are you in a need of a legit hacker to help you boost your credit score to 800 golden score, PROHACK NETWORK is the best hacker at this point. He help me raise my credit score to 800 golden score and He help me wipe all negative items including an eviction on my credit report within 72 hours. He help me pay off my home equity line of credit (HELOC) debts within few weeks, His service are fast, secure and without traces. Hit him: , +1 (252) 307-3167.
Mila Henry

Posted on Wed Dec 25, 2019 8:17 pm  

Merry Christmas guys, contact: or +1 520 800 6528 , for credit repair, they made me smiles again. I was evicted for some couple of months, then I went surfing the internet and find AUTOLINKS CREDIT SERVICES, I contacted them ASAP and they boosted my bad credit score from 368-780 within 5 days. They cleared all negatives on my report even gave me good trade lines for loans. Thank you AUTOLINKS CREDIT SERVICES I will keep recommending you to the world. Thank you once more am very happy, I now have my own home.

Quick Reply
Your Name
Message body
Page 1 of 1

Delete this topic Move this topic Lock this topic Split this topic 

Page loaded in 0.082 seconds.