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Subject: paydayloan help
Posted on Fri Apr 02, 2010 11:29 pm  

Hello I have three payday loans out at this time I am up to date on all of them but am finding it very hard to pay them off and have one that is paid in full each pay day and I have to get it right back to get buy till the next pay day and start all over again what can I do


Joined: 13 Aug 2007
sdchargers_63's page
Posts: 1883

1916 Magic Points

Subject: credit
Posted on Sun Apr 04, 2010 12:37 pm  

I just want give advice from my 'personal experience', with PDL's. ALOT of them (if not ALL of them) are difficult to work with. I've tried writing letters to them, etc. and they acknowledge any letters I've written. I FINALLY had to close my bank account (the ones they were taking out of) and open a new one. There IS a thread, on this Forum, that reads what PDL is illegal in what state. Also...I'm sure, one (or more) of the Experts, here, will help you with your issue and how to deal with the PDL's. Can you please tell us what state you're in and the names of the PDL's?


Joined: 08 Feb 2010
Aaron's page
Posts: 2632

48565 Magic Points

Subject: payday loans
Posted on Mon Apr 05, 2010 8:05 am  

Hi Dandd,

If you face difficulty in paying the payday loans, you can try debt settlement. However, as you have never defaulted on your loan, you can try payday loan modification. Write a letter to the loan company mentioning that you are facing problems in paying off the loan. Mention that you are willing to pay. You will get a sample loan modification letter at . You can change the text according to your need.

However, sdchargers is right. Payday loans are difficult to work with. It is always better to avoid taking payday loans.


Keep in touch Smile
James Carter

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Subject: Loan Offer at 3 percent
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