I'm curious as to how you all handle your holiday expenses. All the gifts? Do you NOT celebrate the holidays? Do you allocate a certain amount per person? Do you shop clearance sales/yardsales/thrift stores?? Do you make your own gifts? Give food gifts? Layaway? Cash or credit cards?
I have always had the idea to save all year for christmas expenses, but that never happens. Then november/december rolls around & we struggle for all the gifts. I have a HUGE family, so I shop year round for clearance items, goodwill/thrift store finds, & I make the majority of my gifts. With the exception of my bf who gets like 50% handmade & 50% storebought. Christmas is HUGE in my family, so its a big expense for us.
Of course, we also have 2 boys to buy for [from santa lol]; which they get 100% storebought; as that is what they are used to. Unfortunately, the boys christmas gifts are always more expensive. We get their gift list like 1-2 weeks before christmas & we get all of the sold out toys to buy/really expensive gifts. Pretty much everything has to be bought from ebay with overnight shipping charges added on. A toy that would be like $20 in store to buy, we have to pay like $60 for. If their mom gave a list earlier, the boys would get more stuff.
THIS YEAR though, I started early in January 2009 for Christmas 2009. lol I now have almost all of my family gifts finished off. All handmade & things they will love. I still have a few things to do. & I will buy the kiddos in my family a toy to go along with their gift from like biglots or some discount store. I'm really happy about this; especially with going from 2 incomes to 1 income.