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can a bank take overdraft fees from your ssi money

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Joined: 15 Dec 2009
two2much's page
Posts: 2

28 Magic Points

Subject: can a bank take overdraft fees from your ssi money
Posted on Tue Dec 15, 2009 11:40 am  

if you were unaware of this problem and your account is set up for ssi direct deposit and overdraft fees did occur and were so outstanding can the bank recover all it's money meaning taking your entire ssi check and never allowing you to question the amount they have charged you in overdraft fees

Joined: 26 Feb 2008
fireyone's page
Posts: 4246

123 Magic Points

Posted on Tue Dec 15, 2009 6:33 pm  

Hello two much, Yes the bank can recover their money if you over draft your account. It does not matter if it was a 40 hour a week paycheck or Social Security. You are required to keep track of your balance and not use more money than your account holds. If you do the ov er draft matter where the money came from. When you set up the account woth the bank you should have gotten information on their over draft fees. I imagine you also signed papers. It ,may seem unfair but can you really expect the bank to not charge those fees? If they didn't everyone would not have a care iof they used more money than was actually theirs.


Joined: 13 Aug 2007
sdchargers_63's page
Posts: 1883

1915 Magic Points

Subject: credit
Posted on Wed Dec 16, 2009 9:45 pm  

I know a similiar situation with someone. This person started getting Disability..her only income. She had this problem, in the past, of bouncing alot of checks. She just was HORRIBLE at keeping her bank account straight. For a while, she was doing 'ok' with it. Then she had an accident and started getting Disability. Well......she got the bright idea that if you receive Disabilty, SS, etc. that you would NOT occur any kind of fees (if you bounce a check, etc). BOY...she found out the hard way, that wasn't the 'best of thinking'. She put a complaint aqainst her bank. Meanwhile, her bank account is 'frozen', etc.

Subject: what make a ssi check overdraft
Posted on Sat Aug 01, 2015 6:43 pm  

ssi tell me I have overdrawn from my money how can that be when I get a debit card from disability ssi

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