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peacockrancher



Joined: 07 Sep 2008
peacockrancher's page
Posts: 49



112 Magic Points

Subject: Business Credit Card Information
 
Posted on Sun Sep 07, 2008 4:33 pm  

I have a small business, right now I only want to keep things very small scale and just want to get the appropriate insurance and credit established so that if it is something that I would like to build on later that I have a good foundation started.

I have consulted with the small business administration but even with their business plan help they are still much bigger than I want to take things right now. I just want a small amount of credit, like $2000 for small purchases and enough insurance to cover a few birds.

Has anyone here dealt with a company that has a card that will work with teeny weenie business, cause it seems like when I say small business they start talking numbers that are way out of my range.

I have been consulting with the small business incubator in my area and have established a business plan.

I do keep good records and have not done enough to even file a tax yet, that is how small scale that I plan on keeping it. I work full time and this is just an on the side, hobby type business, in case you have not figured it out, I am starting to raise peacocks, I only have four birds right now, two breeding pairs. I probably won't grow anytime soon. Kind of just experimenting.
goodnatured



Joined: 03 Nov 2007
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Posts: 3931



436 Magic Points

 
Posted on Sun Sep 07, 2008 5:44 pm  

Welcome to the forum, I hope you find it helpful. Peacocks, that is different, LOL. They are beautiful birds. Are you looking at this being a long term business or just keeping it at the hobby level. I guess if it were me the first thing you need to do is set your long and short term goals of the business, once you set them then you can figure out what you actually need to do as far as securing financial pots.

The small business administration is full of lots of good information, they will not lead you wrong. I guess you need to break down everything to a smaller scale to make it apply to your business plan. It is a bit confusing when you are first starting out, it can be a little challenging. If it is a hobby it must be something that you enjoy doing, so I would say, just keep your books and continue as you are until you decide what and how far you actually want to take this.
_________________
Goodnatured,
http://cashinpocket.synthasite.com/
for all the ways I make $$ online
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peacockrancher



Joined: 07 Sep 2008
peacockrancher's page
Posts: 49



112 Magic Points

 
Posted on Sun Sep 07, 2008 8:28 pm  

I am registered with the small business administration and they do keep sending me emails that keep me updated on what is happening and piles of information on starting and maintaining a healthy small business. In fact some of the emails that they sent me is what prompted me to go out on the web and search for some resources, that is how I found this site. I was searching for debt and staying out of it, some of the sites I came across required a bunch of information to register, this one I came in and was reading some of the articles and thought I would put some questions out there and see what I got back. I appreciate your response to my questions.

I have to get over to the insurance side of the house here, I do have some questions to post there also. I don't have a whole lot of time, nor do I like being on the computer a long time, so I will just pop in every now and then, so if you don't hear from me, I have not dissapeared, I am just a busy bee.
goodnatured



Joined: 03 Nov 2007
goodnatured's page
Posts: 3931



436 Magic Points

 
Posted on Sun Sep 07, 2008 9:03 pm  

I think that you will find the insurance forum just as helpful as here, they cover all types of insurance questions from home to car to business. Just hit the link at the top to get there.

The small business administration is definately an awesome assett for you, they will definately keep you up to date as you said, probably fill your email up at times.

Hope you stick around here, we don't have many business end questions, we could all learn a little from you .
_________________
Goodnatured,
http://cashinpocket.synthasite.com/
for all the ways I make $$ online
http://www.crazymonkeygold.com/members/register.php?ref=fedupinpa
peacockrancher



Joined: 07 Sep 2008
peacockrancher's page
Posts: 49



112 Magic Points

 
Posted on Tue Sep 09, 2008 12:24 am  

I plan to stick around, I have been reading some of the other posts here, may have to go on and comment on a few of the posts. Seems like people really do pour their hearts out to help each other out here, I have no credit at all so some of the posts about building credit or rebuilding credit may be useful to me.

About the small business administration, they are very helpful but I find myself signing up for newsletters and then not having the time to read them half the time. Kind of like the irs website, it is all stuff you should read but it is very boring to read and even harder to absorb after a long day at the office.
fireyone



Joined: 26 Feb 2008
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Posts: 4246



123 Magic Points

 
Posted on Tue Sep 09, 2008 1:13 am  

Welcome Birdie, nice to see you have come to join our nest. Stick around and I am sure you will find this a wonderful place to roost or maybe spread your feathers and learn a few things. Just a couple jokes there. My sister has peacocks and tehy are simply beautiful birds. Is there much of a demand for them in your area? I live i the counrty and around here it has been doves that people get into but I find the peacock much more amazing. well anyway stick around and feel free to ask a question or answer one.
goodnatured



Joined: 03 Nov 2007
goodnatured's page
Posts: 3931



436 Magic Points

 
Posted on Tue Sep 09, 2008 1:35 am  

fireyone, you are toooooooo much!!! LOL.

Peacockrancher, I know what you mean about reading all the business end of things or the irs website, it is a really boring read if you are not into it. Sounds like you enjoy the business but maybe not cut out for the book end of it, which is essential. You may want to consider an accountant or a book keeper to handle that part of it, then you can just enjoy your birds. Just a thought.
_________________
Goodnatured,
http://cashinpocket.synthasite.com/
for all the ways I make $$ online
http://www.crazymonkeygold.com/members/register.php?ref=fedupinpa
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 4246



123 Magic Points

 
Posted on Tue Sep 09, 2008 1:40 am  

Actually a pretty good thought. If there isn't good book keeping it can spell finacial troubles along the way and would sure be one fowl way to mess up a new business. Would you have a family member that may know there way around the book keeping end of it. If not maybe a few classes would help. I would just hate to see you invest alot of time and money only to have it all not add up in the end.
peacockrancher



Joined: 07 Sep 2008
peacockrancher's page
Posts: 49



112 Magic Points

 
Posted on Tue Sep 09, 2008 11:30 pm  

That is just it, as much as I enjoy the birds, it is a lot of hard work, keeping the pens clean, chopping up the fresh fruit and vegetables for them, collecting all those beautiful feathers. I did start to make somethings out of the feathers, I may put some of it on ebay. Pens, feather arrangements, they are getting to the age that their feathers are so long and full. They lose all the tail feathers by August each year, so it seems a shame to leave them just lay around and get all dirty, so I started to do somethings with them. So they have a few different ways to make the money off them. I am sure that one will not get rich, but a few bucks is a few bucks.
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 4246



123 Magic Points

 
Posted on Tue Sep 09, 2008 11:34 pm  

Are you fasinated with these birds or what? I have never seen such a passion. Are you married? I was just wondering if the birds may be filling some long lost need or a void perhaps? I think it would be simply wonderful if you would make dream catchers. If the feathers are as lovely as you say they would add character to a dream catcher. They really are in large demand these days. Reach in to all those "penned" up desires and use them to make a profit.
peacockrancher



Joined: 07 Sep 2008
peacockrancher's page
Posts: 49



112 Magic Points

 
Posted on Sat Sep 13, 2008 3:01 am  

Yes I am married, LOL, and no I do not have any pent up problems, I just enjoy these birds as anyone else enjoys their pets.

I was just looking for a way to make a few bucks off of them since I have them, why not? I may be reaching too far and maybe should just let things ride and see what happens. This year I had a whole lot of eggs and none were fertile, I have to tarp between them so the pairs don't see each other, apparently the males were so busy challenging each other they did not follow through with their obligation to breed. Strange huh.
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 4246



123 Magic Points

 
Posted on Sat Sep 13, 2008 12:54 pm  

Yes definately strange especially considering they are male.lol. I believe you can make money on these birds but need to find where your opportunities lie. Being unfamiliar with the bird world this is a question I can not answer. I believe you were going down the right path when you considered selling the eggs but only if this isn't a hobby already well played out by others.
Sometimes we get into a business or a money making idea when most of the playing field has already been covered. Your answer will come from researching this business and seeing if there is any room for you to add you feathery friends.
peacockrancher



Joined: 07 Sep 2008
peacockrancher's page
Posts: 49



112 Magic Points

 
Posted on Sun Sep 14, 2008 1:16 am  

Well it may end up just being a hobby and that is okay too, I just thought when I ended up with all those eggs what the heck do I do with all the chicks, I know a lady about ten miles from me that sells birds and we have had people stop by and want to buy them also, they want to put new blood in their group.

I don't know where this will lead, I guess I will wait and see if I have fertile eggs next year and then put them in the news paper and see how fast they go. I know the bigger the bird the more that you get out of them. I will have to wait and see what is going on next year at this time.
goodnatured



Joined: 03 Nov 2007
goodnatured's page
Posts: 3931



436 Magic Points

 
Posted on Sun Sep 14, 2008 6:09 pm  

When you figure out we will be here for you, in the meantime, you can always jump into the other subjects on here and join in.
_________________
Goodnatured,
http://cashinpocket.synthasite.com/
for all the ways I make $$ online
http://www.crazymonkeygold.com/members/register.php?ref=fedupinpa
peacockrancher



Joined: 07 Sep 2008
peacockrancher's page
Posts: 49



112 Magic Points

 
Posted on Tue Sep 23, 2008 1:31 pm  

I think you are right goodnatured, staying where I am will work, I don't even know if my eggs will be fertile. I have ventured into crafting with the feathers but will keep my beauties for myself for now. I have some in a vase, they look real nice.

I do appreciate everyone's advice here, I sometimes get a wild thought in my head and go from there. I did however set up a paypal account that I think will do the trick if I decide to venture out into the business end of it. They have some good tools that I can use for this purpose.

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