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How to control your expenditures

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Joined: 09 May 2009
Aneekalam's page
Posts: 9

325 Magic Points

Subject: How to control your expenditures
Posted on Mon May 11, 2009 11:05 am  

what is the best way to control your expenditures?

Joined: 11 May 2009
rachael's page
Posts: 233

6576 Magic Points

Subject: How to control expenditure
Posted on Tue May 12, 2009 5:24 am  

Hi Aneekalam,

The key to controlling expenditure is monitoring your income and your expenses on a monthly basis. Expenses are to of two kinds, fixed and variable. Fixed expenses are ones which cannot be avoided like the phone bills, credit card bills or electricity bills. While you are budgeting, try to cut down the variable expenses. After the month is over analyze the difference between the budget that you have prepared and the amount you have actually spent. In the following month cut down the expenses that are damaging your budget plan.
Looking forward to a debt-free life.

Joined: 09 May 2009
Aneekalam's page
Posts: 9

325 Magic Points

Posted on Tue May 12, 2009 7:00 am  

Hi Racheal,

I can't control my expenses as i go out with friends spent money there and some thing i don't have a single money in my pocket at the end of the month.

Joined: 28 Apr 2009
Firang's page
Posts: 55

-37 Magic Points

Posted on Sun May 17, 2009 12:11 pm  


Are you single or married? If single then this is not a serious issue but if you are married then surely it has to be addressed.

1. Always go for outings only when you have planned all the things b4hand .
2.Make sure you list all the things b4 you not buy if you haven't included in your list.
3. try to prepare all the food items at your home only do not go for purchasing those at stores.

these are some of the tips.

keep us informed.

Wink Wink Wink [/code]

Joined: 26 Feb 2008
fireyone's page
Posts: 4246

142 Magic Points

Posted on Sun May 17, 2009 2:37 pm  

One good way to try to stop this type of behavior is to set aside money in a savings account. Put so much there as soon as you get paid and do not touch it. Why I suggest a savings is you would actually have to go in the bank and get the money out, as long as you do not apply for a debit card with the account.
After a few months of this you will see your money starting to add up and it may be even easier to save. SOmetimes when we over spend we say next time I will not do that and save a little. Then the process repeats. You have got to make that first start and take the right steps. Only you can save yourself.

Joined: 28 Apr 2009
Firang's page
Posts: 55

-37 Magic Points

Posted on Mon May 18, 2009 6:36 pm  

Aneekalam ,

you are single then make sure you try to arrange one party at your home and (I bet it will a good investment which you won't repent.) invite all your friends who have the similar problem as that of you.No saving attitude.I will send you a free video of 30 minutes where it is explained why it is necessary to save at an early age.
If you are interested then just PM me.Surely it will solve most of yours and your colleagues problems about money management. its available free so no need to worry.

keep us informed.

Joined: 17 Jun 2009
pass123's page
Posts: 2

59 Magic Points

Subject: Spend wisely
Posted on Wed Jun 17, 2009 9:36 am  

I would say if you earn one dollar, spend 60 cents and save 40 cents for rainy day. This way if there is any emergency expenses, you need not rely on payday loans or fast cash loans.

Joined: 06 Jul 2009
qwerty123's page
Posts: 4

200 Magic Points

Posted on Tue Jul 07, 2009 7:45 am  

The best way to control expenditure is monitoring your income and your expenses on a monthly basis.
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Joined: 10 Jul 2009
SWarghad's page
Posts: 1

35 Magic Points

Posted on Fri Jul 10, 2009 10:20 am  

If we have need than we spend money. It has main point to control expenditure. You should great your own account in bank. I think that we should become a simpal person . It help to control your expenditure. I suggest that we have to use simpal living.


Joined: 27 Jun 2006
carol's page
Posts: 1299
Location: Los Angeles, California

30072 Magic Points

Posted on Fri Jul 10, 2009 10:52 am  

The main thing is: You need to save - married or not married. If you are responsible towards yourself and towards others too, you will find ways to save money on your own. I'm sure you know about putting money aside in a savings account. If you know you are way too expensive and spend more than wanted, you also know that you need to STOP. No one can tell you how to save your own money except you. Nothing in this world comes for free, everything is hard earned. If you don't learn now, maybe you will if you fall in to a situation when you need the cash badly and don't have any then. But, I will sincerely hope that you don't have to wait till then and good sense will prevail Smile
Keep in touch

Posted on Sun Jul 12, 2009 3:05 pm  

I think you should spend money for useful work. Unless you do not have need ,you do not spend money. Without need you must not spend money.
I suggest you that . If you control your expenditure,you make your monthly diagram . For Example Food.....Rs per month, travel...Rs per month, other expenditures.
You make your diagram than you control your expenditures.
Thank you!

Joined: 14 Jul 2009
warghade's page
Posts: 34

629 Magic Points

Posted on Tue Jul 14, 2009 8:35 am  

I am going to tell about how to control our expenditures. I like your question Aneekalam. In our running life controlling expenditure is very important. We control expenditures in different ways.
I find out the main reason of expenditure. Some time we expend money without thinking, without planning. If you want to control expenditure, you have to do frugality. You should become economical person. Don’t mind, if you couldn’t do that. I have solution.
One day you write on the sheet how money you expend in year. Than according to you how many rupeese spend in year count and write down on page . Than divvied that money in different activity related to you your family. Like food, travel, others, education etc. Than you can control your expenditure.
Lastly I suggest you expend money with control.

Posted on Sat Jul 18, 2009 1:16 pm  

I would like to suggest you that how to control expenditure.
Look I think when you have more saving, you live free. For that you
should control your expenditure.

I suggest you that without thinking. planning do not expend money

Joined: 14 Jul 2009
warghade's page
Posts: 34

629 Magic Points

Posted on Tue Jul 21, 2009 6:55 am  

There are many way to control our expenditure. And this is good question. I have many way to control expenditure. If you keep the my ideas ,you will control your expenditure.
First of all you collect all your needs. Than you sort that important and unimportant. Later you select most important . Than carefully expend money only for that.
Second one is if you have need,you can expend. But without need do not expend money. Always expend money with good planning, good thinking.
You should expend money with good think. If you have daughter or son , you tell him how important the money is! Give him good thought about money.

Joined: 14 Jul 2009
warghade's page
Posts: 34

629 Magic Points

Posted on Sat Sep 19, 2009 12:55 pm  

This question is very suficiant for our running life. Becouse there is very costly period every where. So we have to control our expenditure.
We have verious way to control our expenditure.
1 We have to list our expenditure then it will be sort in nesessery & unnasesser item. We can minimise unwanted expenditure.

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