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Looking for some good investments……

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Granis



Joined: 29 Jul 2008
Granis's page
Posts: 1



114 Magic Points

Subject: Looking for some good investments……
 
Posted on Tue Jul 29, 2008 8:42 am  

Hi all, there have been many instances that have made me to think about my future plans for investing a good sum in some good in vestment markets…but now I have decided to invest the money at least for a start. So, here I need some good options to help me decide the area that I can focus on.
Any help will be appreciated.
Mozish



Joined: 30 Jul 2008
Mozish's page
Posts: 1



46 Magic Points

Subject: Looking for some good investments……
 
Posted on Wed Jul 30, 2008 4:50 am  

I was too stuck with the same issues of investing in the right place but then I realized (with some advice from my friends)….to go for investing in real estate that really turned out a luck of pot for me and I was glad that I took that step. I would advice you on the same and would like you to focus more on the REI so that it would be a benefit and a mode of security too.
cbass1017



Joined: 01 Feb 2008
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Posts: 143
Location: PA


1547 Magic Points

 
Posted on Wed Jul 30, 2008 10:47 pm  

I can't say that I agree there Mozish. Right now real estate can be a very risky investment for a first time invester with the condition of the housing markets. Flipping houses can be a good idea if you know the right people to work with and have a lot of patience finding the right deals. As far as buying homes to rent, it can be very hard to find good renters nowadays that will pay you on time every month and not trash your home in the meantime.

Granis, are you looking into things like stocks, annuities, and bonds. If so I would stay clear of the financial sector until the "credit crisis" blows over. I know a lot of people who are investing a lot of their money in alternative energy companies. I don't think this will give you a great return immediately but in the long run lets face, gas won't last forever!

Best of luck.
_________________
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FreeOnlineCreditGuide.com
goodnatured



Joined: 03 Nov 2007
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Posts: 3931



450 Magic Points

 
Posted on Sun Aug 10, 2008 11:03 pm  

The american dollar is in bad shape right now.
_________________
Goodnatured,
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for all the ways I make $$ online
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fireyone



Joined: 26 Feb 2008
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Posts: 4246



123 Magic Points

 
Posted on Mon Aug 11, 2008 12:31 am  

Boy you can say that again (but don't). I see gas fell to $115 a barrell on Friday so at least we will save a few more cents there.
goodnatured



Joined: 03 Nov 2007
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Posts: 3931



450 Magic Points

 
Posted on Mon Aug 11, 2008 2:23 am  

It takes a little while to follow suit at the pump, hopefully we will see some relief.
_________________
Goodnatured,
http://cashinpocket.synthasite.com/
for all the ways I make $$ online
http://www.crazymonkeygold.com/members/register.php?ref=fedupinpa
fireyone



Joined: 26 Feb 2008
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Posts: 4246



123 Magic Points

 
Posted on Mon Aug 11, 2008 1:05 pm  

That would really be so nice. It is ashame that we can't make it a little better on my hubbues income. The gas eats up all of teh extrta money we use to have each month and even takes from the bill money here and there. When he got this job I can remember thinking wow finally less struggle and with me being laid off in the winter we wouldn't be struggling so much.. Just about a year later boom all this hit. I try not to tell him how tight things really get because this is the best job he has ever had and he is and has always been such a good worker. He is really proud of himself as he should be so I just keep quiet and lose the sleep.
goodnatured



Joined: 03 Nov 2007
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Posts: 3931



450 Magic Points

 
Posted on Tue Aug 12, 2008 1:29 am  

That is being a good supportive spouse but you should not shoulder it all on your own. I find that if you don't let them see the real picture they tend to want to spend, spend, spend. All the stress on your shoulders can be unhealthy too and then where does that leave you.
_________________
Goodnatured,
http://cashinpocket.synthasite.com/
for all the ways I make $$ online
http://www.crazymonkeygold.com/members/register.php?ref=fedupinpa
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 4246



123 Magic Points

 
Posted on Tue Aug 12, 2008 12:15 pm  

True. He does have some idea. I just don't think he sees the big picture cause when I do try to talk to him he always says "don't worry I can handle it". It is fine until vacation or holidays hit a paycheck. Thats when it gets rough and then the 0% interest runs out this Nov. and if I don't get it paid it will add all the back interest.
I thought I could take care of it until thigs went the way they did this year. I guess we can always go take out a loan through the bank with lower interest but it will still leave a bigger payment.
anthony

anthony

Joined: 31 Jul 2006
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Posts: 516



13604 Magic Points

 
Posted on Sat Aug 16, 2008 10:45 am  

What I think is that identity theft is one of the major crimes in US which cannot be stopped. This will happen even if you keep all your documents out of the reach of outsiders, because there are possibilities of identity theft at home itself. So it is better to always register fraud alert service with the credit bureaus. This service is a powerful weapon to prevent identity theft because whenever anybody tries to open a new line of credit with your name, the creditor will be required to verify with you before offering him credit.
_________________
Anthony Marx

A positive attitude is not achieved by turning a blind eye to the negative, but rather by responding to every situation in the most positive way possible.
Mary

Mary

Joined: 06 Jul 2006
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Posts: 684



17424 Magic Points

 
Posted on Sat Aug 16, 2008 10:53 am  

Yes, I too agree with Anthony because if you have fraud alert services, you would be informed even if your family members tries to get a credit in your name. But in addition to this, precautions should also be taken while using credit cards, because credit cards are also a important source of identity theft. For this try to use at the most two credit cards and deactivate all other cards you have so that you can keep track of the spending on these cards. But don't deactivate or close down old card accounts because old accounts add to your credit score. If needed always try to close new accounts. Another thing is that, you need to be alert whenever you are making any payment with your cards.
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Where there's a will, there's a way !!
fireyone



Joined: 26 Feb 2008
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Posts: 4246



123 Magic Points

 
Posted on Sat Aug 16, 2008 2:59 pm  

Really good advice. Credit cards are usually the most sought after when someone is trying to steal an identity so thoae watch dog places do come in handy.
Justin

Justin

Joined: 17 Jul 2006
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Posts: 1238



28944 Magic Points

 
Posted on Mon Aug 18, 2008 1:53 pm  

I think that fraud alert services are the best way to prevent identity theft. But as far as I know, once you activate fraud alert services with the credit bureaus, it remains operative for 90 days after which the service is deactivated.
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All the Best Smile
Justin
fireyone



Joined: 26 Feb 2008
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Posts: 4246



123 Magic Points

 
Posted on Wed Aug 20, 2008 12:27 am  

I agree justin. It is 90 days once activated.
goodnatured



Joined: 03 Nov 2007
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Posts: 3931



450 Magic Points

 
Posted on Wed Aug 20, 2008 12:30 am  

This is a really good service if you feel that you are at risk for identity theft, you can easily access these services on credit reporting pages.
_________________
Goodnatured,
http://cashinpocket.synthasite.com/
for all the ways I make $$ online
http://www.crazymonkeygold.com/members/register.php?ref=fedupinpa

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