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There are legitimate credit repair services out there

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Laura

Laura

Joined: 21 Jun 2007
Laura's page
Posts: 1327



36459 Magic Points

 
Posted on Wed Jan 02, 2008 11:10 am  

I can see the great progress int he thread. Amazing information Shawpiro.
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Regards,
Laura.
MCasper



Joined: 31 Dec 2007
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Posts: 25
Location: Pennsylvania


1244 Magic Points

 
Posted on Wed Jan 02, 2008 5:12 pm  

CCCS will show on your credit report as a third party service; any form of loan that has manual underwriting will look at it and treat it as a Chapter 13 BK. Only way to get a mortgage with a Chp. 13 BK or CCCS on your report is to find an lender that offers BK buyouts. This will generally only be with sub-prime lenders, and usually only offered with a 2/28 ARM product (from my experience).

Debt Settlement/Negotiation companies don't show up on your credit report as a third party service. They do however, hurt your credit score a little more then CCCS.

Both have benefits and drawbacks, atleast once per day I speak to a client that I refer to a CCCS agency because our program wouldn't benefit them.
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Michael Casper
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www.clearonedebt.com

P:(484)455-2677
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Jugal
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Subject: PvtWnQRCgjhrlOwDD
 
Posted on Thu Apr 11, 2013 5:58 pm  

I would say paying off the debt might raise you 20 pontis depending upon how many credit cards it is spread over. You could get into the 700s within 60 days with one of those tradeline programs. The source website is a link showing that it is still a viable option NOT affected by FICO 08. My brother used by calling their toll free number and got a 80 point jump in 45 days. Good luck.
Ihor
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Subject: kIXqxHJWceGVwQq
 
Posted on Sun Apr 14, 2013 4:28 pm  

I have a dispute in aisangt Tax Credits who say I was overpaid by a35000 through their stupidity (they put that my household income had changed, rather than MY income like I told them). What are my chances of succeeding and how are they likely to look into this?

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