Ugh, electricity, phone service.. everybody will pull my credit report INSTEAD of just checking the credit ( soft inquiry ). I'm not willing to accept this. How can I dispute them? I'm not willing to have my credit compromised by companies that used the hard inquiry even though it was originally not made for them. I was obviously not seeking credit. I can't even get a credit card like this! Not to mention the student loans..
FOA, you must understand the fact that this is all a part of the same system. It happens the same way with one and all. That's the reason they have obtained your permission to access your record. _________________ Keep in touch
Your personal details (name, email address and phone number) will be delivered to the company advertised on the Creditmagic after ve agreed to go for the counseling session by filling out the no-obligation form. However, it is your discretion to accept or reject their services.
Not all the creditors/debt collectors agree to trim down the outstanding balances, interests, and fees payable by the consumer.
Consumers working with the debt relief companies can still be sued by the creditors/collection agencies.
Debt relief services may have a diminishing effect on the creditworthiness of the consumer. The total outstanding balance may increase as the additional fees get accrued.
The overall amount saved by the consumer through the debt relief services is considered as taxable income by the IRS.