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I am trying for a morgage and just found out that a company has put a blemish on my credit report. It was a online hosting company where I hosted a website for 10 bucks a month. I could never get them on the phone I tried many time to cancle my account they never would so I cancelled with my creidt card company. How should I deal with getting this removed. The morgage company said I could not get a morgage with this on it