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Credit repair help!

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derrickk1993



Joined: 23 Nov 2015
derrickk1993's page
Posts: 2



26 Magic Points

Subject: Credit repair help!
 
Posted on Fri Nov 27, 2015 5:48 am  

Hello, I am Derrick.. I'm 22 years old, i recently pulled my credit report just for curiosity and i find out that i have a medical bill on my report from equifax also a credit card in my name from capital one and a verzion bill from 2004 in my name... I got the verzion bill it my name removed ( i was only 11 years old at the time!!) my father when i was younger used my ssn number all of the place and recently i have got contacted by someone on line saying they "seen" my ssn and all my information online (i called bullshit but they repeated all my information to me) so i think I've been a victim of fraud or something! can someone please help me out.. I am a father of two children and buying a new home is important to me!

my 3 fico scores are 455 eq 557 tu 469 experian

I've been doing A LOT of research on how to fix this and i landed here i hope someone with experience could help or guide me into the journey of better credit ; i know its not a instance fix but it will take time and patience! thank you all for hearing me out


-Derrick
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Posted on Mon Nov 30, 2015 5:28 am  

Have you filed a complaint?

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