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Auto loan being charged off

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wlmjles3



Joined: 27 Nov 2015
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Posts: 1



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Subject: Auto loan being charged off
 
Posted on Fri Nov 27, 2015 8:45 pm  

I have an auto loan that is being charged off. The principal balance of the loan has been paid off for about a year. I have been paying insurance money that the bank purchased about 2 years into the loan because I failed to show proof of full coverage. I have fallen on difficult times due to my wife losing her job, and have been unable to make the payments. The accout is about 6 months past due. My question is can the repossess the vehicle even though the principal balance has been paid, and what happens when an account is charged off.
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Posted on Mon Nov 30, 2015 6:35 am  

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