Subject: Credit Card Debt of Incapacited in a Care Facility
Fri Jan 22, 2016 12:43 am
My father receives a State of CA Pension. His income goes to pay for his care in a full time care facility he is fully incapacitated. He is on Medi-Cal and his out of pocket his more than his income. He has Credit Card Debt that he cannot pay because of his Medi-Cal Out of pocket obligation. He has no assets. Can Credit Card Companies attach his pension or seize his bank account? Should I File bankruptcy for him?
Your personal details (name, email address and phone number) will be delivered to the company advertised on the Creditmagic after ve agreed to go for the counseling session by filling out the no-obligation form. However, it is your discretion to accept or reject their services.
Not all the creditors/debt collectors agree to trim down the outstanding balances, interests, and fees payable by the consumer.
Consumers working with the debt relief companies can still be sued by the creditors/collection agencies.
Debt relief services may have a diminishing effect on the creditworthiness of the consumer. The total outstanding balance may increase as the additional fees get accrued.
The overall amount saved by the consumer through the debt relief services is considered as taxable income by the IRS.