I received a call to from 307-200-4501 saying i was going to get sued from a payday loan from 2010. Here's the deal I was told that internet payday loans deposit the money in either your checking/savings account.. well since 2007/2008 I haven't had a checking account up until Feb 2015. They named an address i had moved from Dec 2008 so before i can explain to this lady that this is the first i'm hearing of this and was never contacted about this before she got rude and told me get a lawyer and she will see me in court and hung up in my face. I check my credit report regularly and this has never been on it from any collection agency. I googled the number for the name ofthe company and an address to send the a letter of validation and nothing comes up no information behind this number. So now how would I go about getting any information to get that letter to them. I also reported it to the CFPB.
Your personal details (name, email address and phone number) will be delivered to the company advertised on the Creditmagic after ve agreed to go for the counseling session by filling out the no-obligation form. However, it is your discretion to accept or reject their services.
Not all the creditors/debt collectors agree to trim down the outstanding balances, interests, and fees payable by the consumer.
Consumers working with the debt relief companies can still be sued by the creditors/collection agencies.
Debt relief services may have a diminishing effect on the creditworthiness of the consumer. The total outstanding balance may increase as the additional fees get accrued.
The overall amount saved by the consumer through the debt relief services is considered as taxable income by the IRS.