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What to do about accounts in collections?

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cadams84
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Subject: What to do about accounts in collections?
 
Posted on Thu Feb 25, 2016 1:56 pm  

I have several accounts in collections (a few credit cards and medical bills) from where I lost my job around 2010. They are all dated between 2012 and 2016.

Although its been years since I made my last payment some of them are dated as recently as last month on my credit report. They also do not show account numbers only balances. Is that normal?

Should I contact these debt collectors and offer to settle? Does pay for delete really work?

I am not as concerned with my credit score as I am with just putting all of this behind me.
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Posted on Fri Feb 26, 2016 2:47 am  

How much debt do you have?
cadams84
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Posted on Fri Feb 26, 2016 3:23 am  

$10,000 from credit card / unsecured loan
$15,000 from private student loan
$5,000 from a car loan
Tristan
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Subject: Robert Tarr Credit
 
Posted on Mon May 02, 2016 3:37 pm  

I had Robert Tarr clean up my credit and he told me you should always dispute and inquire about what is on your report. I disputed my Bankruptcy and it was deleted!
g
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Subject: credit repair
 
Posted on Tue Oct 18, 2016 9:32 pm  

You used bob tarr? He started helping then i haven't heard a word from him. I texted him back in April 2016 also submitted current credit reports. My accounts that were taken off are back on again.

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