I have a Verizon baddie on my credit reports. I'm assuming its for the boxes I returned that they never recieved after I moved I don't know and they can't explain what its for either when I call them??? Everytime I conact Verizon or dispute it, they report me as late and my score drops. I've left them alone and they haven't reported me late since Jan 2016
When I applied for credit cards I was denied because of this derogatory account.
Here is what I've tried so far in 2015:
1. Disputed the account came back verified by EQ and EX. TU deleted it.
2. sent Verizon CEO a letter requested a statement. They responded saying i owe the $$$ but with no statement attached.
3. Complained to BBB and they just verified again.
4. Called Verizon customer service to request the statement. They cannot send me a statement but they can tell me the amount I owe.
I just want this off my reports. If I send a PFD, do I run the risk of Verizon giving me another late mark on my credit report? Do you recommend I just pay it then send a gW letter?
Your personal details (name, email address and phone number) will be delivered to the company advertised on the Creditmagic after ve agreed to go for the counseling session by filling out the no-obligation form. However, it is your discretion to accept or reject their services.
Not all the creditors/debt collectors agree to trim down the outstanding balances, interests, and fees payable by the consumer.
Consumers working with the debt relief companies can still be sued by the creditors/collection agencies.
Debt relief services may have a diminishing effect on the creditworthiness of the consumer. The total outstanding balance may increase as the additional fees get accrued.
The overall amount saved by the consumer through the debt relief services is considered as taxable income by the IRS.