Payday lenders report to Teletrack an organization like the major credit bureaus. Pay day lenders often sell the uncollectible to collection agencies. These collection agencies then become the original creditor who in turn report to the credit bureaus. This as I know happens seldom but when they report to the credit bureaus, it gets updated in your credit report too.
Hope this helps you. Looking to hear you soon.
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I too never had an idea abt this. Thanks Richard for the info.
Tue Feb 19, 2019 8:00 pm
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Your personal details (name, email address and phone number) will be delivered to the company advertised on the Creditmagic after ve agreed to go for the counseling session by filling out the no-obligation form. However, it is your discretion to accept or reject their services.
Not all the creditors/debt collectors agree to trim down the outstanding balances, interests, and fees payable by the consumer.
Consumers working with the debt relief companies can still be sued by the creditors/collection agencies.
Debt relief services may have a diminishing effect on the creditworthiness of the consumer. The total outstanding balance may increase as the additional fees get accrued.
The overall amount saved by the consumer through the debt relief services is considered as taxable income by the IRS.