I recently received a notice from a CA that i have an unpaid balance of $120 that was due for a well man visit.
The last i visited the docs office was on Jan 2006. I dint wait but paid in full. I was also informed that this would be reported to the CRA's. Now when i pulled out my credit reports i find nothing has been reported. I find hard to take credit.
The docs office claims that they had send me several bills but i never received them. They are not willing to show the receipt also. Im not getting getting credit because my report says that i am unable to pay. Why am i being put into this mess? Its not my fault. I am perfectly good with my payments.
Your personal details (name, email address and phone number) will be delivered to the company advertised on the Creditmagic after ve agreed to go for the counseling session by filling out the no-obligation form. However, it is your discretion to accept or reject their services.
Not all the creditors/debt collectors agree to trim down the outstanding balances, interests, and fees payable by the consumer.
Consumers working with the debt relief companies can still be sued by the creditors/collection agencies.
Debt relief services may have a diminishing effect on the creditworthiness of the consumer. The total outstanding balance may increase as the additional fees get accrued.
The overall amount saved by the consumer through the debt relief services is considered as taxable income by the IRS.