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Joined: 12 Sep 2007
johnax210134's page
Posts: 1

74 Magic Points

Subject: how can i request a personal loan?
Posted on Wed Sep 12, 2007 12:25 am  

can i get a personal loan?


Joined: 06 Jul 2006
Mary's page
Posts: 684

17426 Magic Points

Posted on Wed Sep 12, 2007 8:39 am  

There are various banks which do offer personal loans. Get in touch with them, compare the interest which suits you the most.
Where there's a will, there's a way !!


Joined: 17 Apr 2007
Morningstar's page
Posts: 576

11 Magic Points

Posted on Thu Sep 13, 2007 7:41 am  

Try a credit union, too.
Be prepared, unsecured personal loans often have steep interest rates.
I don't dream since I quit sleeping


Joined: 23 Sep 2007
smilenyc07's page
Posts: 39

2057 Magic Points

Posted on Sun Sep 23, 2007 3:45 pm  

Hey johnax210134,

As Morningstar mentioned, a credit union is a very good choice (if you can get accepted into a union). I used to work in the airlines field and we had credit unions trough the airport. My company had its own union where I, with my messed up credit score and history was able to obtain a loan at 7.9% APR.


Joined: 13 Aug 2007
sdchargers_63's page
Posts: 1883

1916 Magic Points

Subject: loan
Posted on Sun Sep 23, 2007 7:28 pm  

Also.......if your Credit Score is low, and you are having difficulty finding a place to loan you money, you can use your Savings account ( if u have one), for 'collateral'. Usually something, like this, is very little % rate. I've done this before. It maybe an 'in house credit', kind of thing, BUT, it will show your bank that you are respnsible in making payments. Just some advice.


Joined: 23 Sep 2007
smilenyc07's page
Posts: 39

2057 Magic Points

Posted on Fri Sep 28, 2007 3:29 pm  

Last resort (thats if you REALLY need the money): Take a loan against your 401(k). It may hurt you in the long run though (it will also cost you a lot of fees, taxes etc).


Joined: 27 Jun 2006
carol's page
Posts: 1299
Location: Los Angeles, California

30072 Magic Points

Posted on Tue Oct 02, 2007 7:47 am  

could anyone please explain 401(k) to me?
Keep in touch


Joined: 17 Apr 2007
Morningstar's page
Posts: 576

11 Magic Points

Posted on Tue Oct 02, 2007 8:04 am  

Money is taken out of your paycheck (pre-tax, I think), and an employer typically matches in part, or in some cases, in full. It is usually invested into a group fund. That's the best I can really explain, perhaps others will be more knowledgeable (stupid me never took advantage of it when it was offered).
I don't dream since I quit sleeping

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Middlesbrough may have topped a poll of the worst places to exist in Britain, But one local is made ready to face down its critics. journey, how many other town can lay claim to Picasso, The Proms and a delicacy referred to as parmo?

"'Yer jokin' aren' yer!' That was my typically Teesside a reaction to the news that a survey of council areas carried out for a Channel 4 show has placed the town in the top 10 of its "many" List for the third year rushing. And that time period it has jumped from sixth place to topple Hackney from the ignominious top spot.

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The town's first professional football club, Established in the late victorian era, Was phoned Middlesbrough Ironopolis, Surely the most harmful club name ever? into the 1930s, local company Dorman Long used "Boro rock" to construct the Tyne Bridge for our grateful North Eastern cousins. The famous Transporter Bridge remains a local landmark but the area's export focused prowess might explain why the town made do with an uninspiring grid style development when it took off in the mid 19th Century and little noticeable investment was made in its own distinctive buildings.

It's perhaps telling that the area's most impressive structural results sits 12,000 miles away the world renowned Sydney Harbour Bridge.

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It can take some time for outsiders to get used to the local accent though, which unfortunately use elongated vowel sounds "I'm working out in me peeeeerrrrrple sheeeerrrrrrt tonight, wish, This is usually delivered outside the side of the mouth, An economy of speech that creates the area a fertile recruiting ground for MI5, Which likely to be explains David Shayler. A night spent in Teesside's finest hostelries wouldn't be complete without sampling the unique parmo. This has a chicken or pork escalope, secured in cheese sauce and served with chips and salad (All the main food groups are there) In a polystyrene dish large a UFO.

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And to demonstrate to how fair minded we are in Middlesbrough, Here's a proposal for Phil Spencer and Katie Allsopp, The presenters of Best and Worst Places to live on 2007.

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" Add your statements on this story, with all of the form below.

Originally a smoggy myself I hate to hear people only quoting the bad reasons for Middlesbrough, Did designated it has cleaner air than the city of Bath? only a few young girl's ambition is to "Have lots of babies and get a free house, I have plenty of friends who have gone on to be extremely successful in Biochemistry, Maths, architecture and even a couple who went to Cambridge, All everything from Middlesbrough, And all went to state schools. within Boro! Marion Reddy, you are able to

I don't like the fact that the tv series concentrates on only the bad points about my town, Making it sound worse as opposed to. We breathe cleaner air in comparison to the Queen, And the regeneration projects are very deserved and needed. You also forgot the towns beneficial education. The Macmillan Academy on Stockton Road was named the best state school in the UK last year after professionals compared 1.2 million state school pupils nationally. work, But most famously, The pride and heart of its people. We've proved this by upright to such an outlandish claim. Jonathan, BORO!

I was saddened to see Boro coming top of the worst place to live in Britain. I was born and bred in Middlesbrough only moving to Warwickshire for a career in my mid twenties. I enjoyed living in Middlesbrough for all sorts of reasons which become more apparent when you move away from the area, just like the closeness of beautiful coastline, extraordinary shops either in the town itself or nearby York, Durham and Newcastle. Whitby was a favourite day trip, The moors are something more productive which I now appreciate even more, if the heather is in full bloom during August. The up-to-the-minute artist Mackenzie Thorpe comes from the Boro South Bank if I remember correctly. Many of his pictures are industrial based or inspired by his background eg shipyards, production facilities, Streets with offsprings playing "alleys, basketball matches etc. makes David Beckham, Elton John and other fames collect his work as they must enjoy looking at these images. Don't knock the Boro until you have experienced it, Bev Varney, Warwickshire, Warwick, the united kingdomt

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