Inter Next Technologies, Inc., Internet Marketing Services, Reno, NV
Call (Toll Free)
Community Area
Get FREE Counseling


Helpful Resources
Popular Discussions
Creditmagic Twitter
Credit on Facebook


Post reply  Start a topic
Author Message
Print this topic
Invite a friend
Email this topic
  Bookmark online
Add to
Add to YahooMyWeb

Joined: 02 Oct 2007
leoncia73's page
Posts: 1

87 Magic Points

Subject: HELP
Posted on Tue Oct 02, 2007 11:33 pm  

help, I need a loan for 10,000 and my credit score is 535. I am homeowner, I need the loan to pay off a debt with a cousing of mine that help me with downpayment for my house,where to go?
I cannot refinance my house, I have built some equity by I need to wait one year to refinance.
Any tip to get this money.
My low credit score is because I have some partial payments with citi bank, and that is keeping my credit score so low, plus a lot credit inquiries.
Some late payments a year ago, that will show up there for probably 7 years, actually I went for a trip missed to pay three credit cards, credit score went to 450, in 6 months I got it in 535, I boutght the house. I really have a good job, I have had good raises, I just get caught up with credit cards, I do not seem to get out of that, annual income is now 93000


Joined: 21 Jun 2007
Laura's page
Posts: 1327

36459 Magic Points

Posted on Wed Oct 03, 2007 11:38 am  

Try to dispute if there are any mistaken items on your credit report. Pay off your credit card debts if you have any now. You can go for a credit card debt consolidation which can help you in some way. Again for this you can visit the debt forums.

Inquiries do not pull down your score unless they are hard inquiries. Pay off citi bank as soon as possible and make your payments on time. This will help in improving your score.

Quick Reply
Your Name
Message body
Page 1 of 1

Delete this topic Move this topic Lock this topic Split this topic 

Page loaded in 0.054 seconds.